[{"data":1,"prerenderedAt":5309},["ShallowReactive",2],{"fr-blog/automatisation-daf":3,"fr-global-content":1260,"fr-article-global-content":2843,"fr-blog-article-more-articles-d0994ca0-a555-425e-b68f-d17b0657cfdb":3094,"fr-blog-article-more-articles-208800779":5304},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":1247,"full_slug":1248,"sort_by_date":59,"position":1249,"tag_list":1250,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":1252,"first_published_at":1253,"release_id":59,"lang":65,"path":59,"alternates":1254,"default_full_slug":1255,"translated_slugs":1256},"Tout ce que vous devez (absolument) savoir sur l'automatisation de la DAF","2022-10-24T16:56:05.207Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:38.689Z",208800779,"f88442c8-71ae-42c9-a7b4-4f0cd9e861a8",{"_uid":11,"roles":12,"title":4,"author":13,"topics":75,"content":158,"category":1140,"language":1166,"component":1153,"heroMedia":1167,"sidebarCta":1174,"publishedAt":1175,"readingTime":1176,"redirectUrl":23,"listingImage":1177,"metaDescription":1178,"componentsAfterTheArticle":1179},"2e8817de-3918-4368-be7d-0502c4bcd7d7",[],{"name":14,"created_at":15,"published_at":6,"updated_at":16,"id":17,"uuid":18,"content":19,"slug":57,"full_slug":58,"sort_by_date":59,"position":60,"tag_list":61,"is_startpage":29,"parent_id":62,"meta_data":59,"group_id":63,"first_published_at":64,"release_id":59,"lang":65,"path":59,"alternates":66,"default_full_slug":67,"translated_slugs":68,"_stopResolving":74},"Juliette Hervé","2022-10-19T17:36:15.928Z","2026-03-12T10:47:20.108Z",206165077,"75432d6d-a8b9-4b76-b4e3-192482c975a1",{"_uid":20,"name":14,"links":21,"picture":43,"lastName":45,"component":46,"firstName":47,"description":48},"ed375fcf-6d1e-4874-81ae-97a16b9c5b1c",[22,36],{"tag":23,"_uid":24,"icon":25,"link":30,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"","9b882ffa-35eb-470c-aca9-216ca859e7a8",{"id":26,"alt":23,"name":23,"focus":23,"title":23,"filename":27,"copyright":23,"fieldtype":28,"is_external_url":29},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",false,{"id":23,"url":31,"linktype":32,"fieldtype":33,"cached_url":31},"https://www.linkedin.com/in/juliette-herve-webmarketing/","url","multilink","primary","cta",{"tag":23,"_uid":37,"icon":38,"link":41,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"d2566de7-0c45-4ec5-85ca-da8db04b35b5",{"id":39,"alt":23,"name":23,"focus":23,"title":23,"filename":40,"copyright":23,"fieldtype":28,"is_external_url":29},4129793,"https://a.storyblok.com/f/146026/x/9a557168a2/ic_twitter.svg",{"id":23,"url":42,"linktype":32,"fieldtype":33,"cached_url":42},"https://twitter.com/juherloc",{"alt":44,"name":23,"focus":23,"title":23,"filename":44,"copyright":23,"fieldtype":28,"is_external_url":29},"https://a.storyblok.com/f/146026/433x433/0a9e200a62/b55347be4f6487255b241265eda18683","Hervé","author","Juliette",{"type":49,"content":50},"doc",[51],{"type":52,"content":53},"paragraph",[54],{"text":55,"type":56},"Juliette is Marketing Manager at Spendesk since Octobre 2018. By joining the tribe, she wants to make the finance world easier to understand for people who, just like her, aren't coming from that sector.","text","juliette-herve","fr/blog/author/juliette-herve",null,-140,[],176408854,"9baa96ac-ad9f-4270-922b-0fdea865e093","2022-11-02T15:26:08.935Z","fr",[],"blog/author/juliette-herve",[69,70,72],{"path":67,"name":59,"lang":65,"published":59},{"path":67,"name":59,"lang":71,"published":59},"de",{"path":67,"name":59,"lang":73,"published":59},"es",true,[76,98,118,138],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":82,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":88,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":92,"default_full_slug":93,"translated_slugs":94,"_stopResolving":74},"Comptabilité","2022-10-19T17:57:49.664Z","2026-03-12T10:47:22.734Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"_uid":83,"name":77,"component":84},"1dc6497e-1135-45e9-a2c6-426facc382ba","tag","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[95,96,97],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":99,"created_at":100,"published_at":6,"updated_at":101,"id":102,"uuid":103,"content":104,"slug":106,"full_slug":107,"sort_by_date":59,"position":108,"tag_list":109,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":110,"first_published_at":111,"release_id":59,"lang":65,"path":59,"alternates":112,"default_full_slug":113,"translated_slugs":114,"_stopResolving":74},"Témoignages","2022-10-19T17:57:52.208Z","2026-03-12T10:47:23.115Z",206171411,"998906f0-a00f-4e0b-9035-690e2117053d",{"_uid":105,"name":99,"component":84},"8d32cd7a-eab9-4f9f-9153-0c0904ad5d73","temoignages","fr/blog/topic/temoignages",-150,[],"3cc3a17c-f6d6-4f02-8a4b-915db15bac63","2022-11-02T15:24:52.469Z",[],"blog/topic/temoignages",[115,116,117],{"path":113,"name":59,"lang":65,"published":59},{"path":113,"name":59,"lang":71,"published":59},{"path":113,"name":59,"lang":73,"published":59},{"name":119,"created_at":120,"published_at":6,"updated_at":121,"id":122,"uuid":123,"content":124,"slug":126,"full_slug":127,"sort_by_date":59,"position":128,"tag_list":129,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":130,"first_published_at":131,"release_id":59,"lang":65,"path":59,"alternates":132,"default_full_slug":133,"translated_slugs":134,"_stopResolving":74},"Tendances","2022-10-19T17:57:54.755Z","2026-03-12T10:47:23.305Z",206171420,"c0fff9bc-28bd-40d1-a075-96d63aec83c8",{"_uid":125,"name":119,"component":84},"01198365-d840-484a-913e-23d34f966269","tendances","fr/blog/topic/tendances",-240,[],"93bcd96b-1759-4cf6-9cdf-680920ecb67a","2022-11-02T15:24:49.456Z",[],"blog/topic/tendances",[135,136,137],{"path":133,"name":59,"lang":65,"published":59},{"path":133,"name":59,"lang":71,"published":59},{"path":133,"name":59,"lang":73,"published":59},{"name":139,"created_at":140,"published_at":6,"updated_at":141,"id":142,"uuid":143,"content":144,"slug":146,"full_slug":147,"sort_by_date":59,"position":148,"tag_list":149,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":150,"first_published_at":151,"release_id":59,"lang":65,"path":59,"alternates":152,"default_full_slug":153,"translated_slugs":154,"_stopResolving":74},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-03-12T10:47:23.972Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"_uid":145,"name":139,"component":84},"7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[155,156,157],{"path":153,"name":59,"lang":65,"published":59},{"path":153,"name":59,"lang":71,"published":59},{"path":153,"name":59,"lang":73,"published":59},{"type":49,"content":159},[160,164,168,185,204,211,215,219,252,265,275,283,293,294,303,308,318,338,346,354,397,413,422,432,442,447,459,469,489,499,509,540,549,554,558,568,578,588,592,613,618,622,675,704,736,741,749,753,757,774,781,785,799,803,817,821,850,864,868,882,886,898,902,912,926,930,944,948,952,964,974,986,990,994,1008,1012,1016,1030,1042,1050,1063,1067,1077,1082,1092,1108,1112,1122,1126,1132],{"type":52,"content":161},[162],{"text":163,"type":56},"Dans l'éternelle quête pour plus d'efficacité, de temps libre et de précision dans les tâches, l'automatisation comptable s'avère cocher beaucoup de cases pour convaincre à l'usage professionnel. C'est aussi l'un des éléments clés pour digitaliser et optimiser les ressources (en temps comme en argent) de son activité.",{"type":52,"content":165},[166],{"text":167,"type":56},"Avant la pandémie, la majorité des processus en place n’étaient pas vraiment adaptés au télétravail des collaborateurs. Particulièrement pour les entreprises qui n’avaient pas forcément entamé de réelle transformation digitale.",{"type":52,"content":169},[170,172,177,179,183],{"text":171,"type":56},"Pourtant, l’OCDE illustrait déjà dans une étude de 2019 que les entreprises très matures sur le plan digital font ",{"text":173,"type":56,"marks":174},"3 fois plus de profits",[175],{"type":176},"bold",{"text":178,"type":56}," et ",{"text":180,"type":56,"marks":181},"grandissent 4,5 fois plus vite",[182],{"type":176},{"text":184,"type":56}," que les autres.",{"type":52,"content":186},[187,189,196,198,202],{"text":188,"type":56},"Puis, d’après l’étude ",{"text":190,"type":56,"marks":191},"PWC sur les priorités 2020 du Directeur Financier",[192],{"type":193,"attrs":194},"link",{"href":195,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.pwc.fr/fr/publications/fonction-finance/priorites-2022-des-directions-financieres.html",{"text":197,"type":56},", 55 % des interrogés considéraient que ",{"text":199,"type":56,"marks":200},"le DAF de demain allait être le leader de la transformation digitale",[201],{"type":176},{"text":203,"type":56},". Mais véritable business partner, le DAF ne peut plus aujourd’hui uniquement s’arrêter à l’étape de la digitalisation. On en voit déjà les prémices, 2021 sera aussi et surtout l'année de l’automatisation !",{"type":205,"attrs":206,"content":208},"heading",{"level":207},2,[209],{"text":210,"type":56},"Quelle différence entre digitalisation et automatisation comptable ?",{"type":52,"content":212},[213],{"text":214,"type":56},"La digitalisation est véritablement LE sujet des 10 dernières années. Mais cette année 2020 a obligé beaucoup d’entreprises à se lancer, avec le passage au 100% télétravail. L’automatisation, quant-à-elle, serait donc l’étape d’après !",{"type":52,"content":216},[217],{"text":218,"type":56},"Dans un premier temps il est vraiment important de définir ce dont on parle quand on parle de digitalisation et d’automatisation.",{"type":52,"content":220},[221,225,231,235,237,241,250],{"text":222,"type":56,"marks":223},"La digitalisation (",[224],{"type":176},{"text":226,"type":56,"marks":227},"ou dématérialisation",[228,229],{"type":176},{"type":230},"italic",{"text":232,"type":56,"marks":233},") est le fait de changer de support d’information",[234],{"type":176},{"text":236,"type":56},", c’est-à-dire de passer d’un format physique à un format digital (",{"text":238,"type":56,"marks":239},"par exemple de la ",[240],{"type":230},{"text":242,"type":56,"marks":243},"facture papier à la facture PDF",[244,249],{"type":193,"attrs":245},{"href":246,"uuid":247,"anchor":59,"target":59,"linktype":248},"dematerialisation-factures-fournisseurs-conseils","0c08b7cd-84d3-4e89-b946-e021f3845b86","story",{"type":230},{"text":251,"type":56},").",{"type":52,"content":253},[254,258,260,264],{"text":255,"type":56,"marks":256},"L’automatisation comptable est véritablement l’étape après la digitalisation",[257],{"type":176},{"text":259,"type":56},". On va créer des règles intelligentes entre différentes étapes d’un process métier, qui vont rendre inutiles le traitement manuel de certaines actions à faible valeur ajoutée (",{"text":261,"type":56,"marks":262},"par exemple la saisie automatique de l’écriture comptable",[263],{"type":230},{"text":251,"type":56},{"type":52,"content":266},[267,269,273],{"text":268,"type":56},"In fine, cela va permettre d’augmenter la valeur ajoutée des différents membres de l’équipe finance (",{"text":270,"type":56,"marks":271},"plus d’intérêt à creuser des points techniques qu’à lettrer des écritures",[272],{"type":230},{"text":274,"type":56},"), donc de fidéliser et développer les membres de l’équipe.",{"type":52,"content":276},[277,281],{"text":278,"type":56,"marks":279},"Mais attention :",[280],{"type":176},{"text":282,"type":56}," Il n’y a pas d’automatisation comptable sans digitalisation préalable !",{"type":52,"content":284},[285,287,291],{"text":286,"type":56},"L’un des gros atout également de l’automatisation comptable c’est ",{"text":288,"type":56,"marks":289},"sa capacité à fiabiliser la qualité de la donnée",[290],{"type":176},{"text":292,"type":56},". Parce qu’en automatisant, il y a une diminution drastique du risque d’erreurs humaines, parce que manuelles.",{"type":52},{"type":295,"attrs":296},"blok",{"id":297,"body":298},"f0c9e685-a46a-4051-ab80-c63c58a9e2df",[299],{"_uid":300,"html":301,"component":302},"i-40e95a1c-42f5-4b31-a0e2-cd42e42fdd21","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-d9239f25-aafd-4134-8d45-5ac16c34dbce\">\u003Cspan class=\"hs-cta-node hs-cta-d9239f25-aafd-4134-8d45-5ac16c34dbce\" id=\"hs-cta-d9239f25-aafd-4134-8d45-5ac16c34dbce\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/d9239f25-aafd-4134-8d45-5ac16c34dbce\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-d9239f25-aafd-4134-8d45-5ac16c34dbce\" style=\"border-width:0px;\" height=\"375\" width=\"750\" src=\"https://no-cache.hubspot.com/cta/default/2694209/d9239f25-aafd-4134-8d45-5ac16c34dbce.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'd9239f25-aafd-4134-8d45-5ac16c34dbce', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":205,"attrs":304,"content":305},{"level":207},[306],{"text":307,"type":56},"Quelle est l’utilité de l’IA et de la data pour les entreprises ?",{"type":52,"content":309},[310,312,316],{"text":311,"type":56},"Nous venons de le voir, l’",{"text":313,"type":56,"marks":314},"automatisation comptable permet d’avoir de meilleures données pour ses reportings",[315],{"type":176},{"text":317,"type":56}," et ainsi prendre de meilleures décisions pour accompagner son entreprise.",{"type":52,"content":319},[320,322,328,330,336],{"text":321,"type":56},"L’automatisation comptable va fluidifier et accélérer les processus de l’entreprise. Par exemple avec ",{"text":323,"type":56,"marks":324},"Inqom",[325],{"type":193,"attrs":326},{"href":327,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.inqom.com/",{"text":329,"type":56}," ou ",{"text":331,"type":56,"marks":332},"Spendesk",[333],{"type":193,"attrs":334},{"href":335,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.spendesk.com/fr/",{"text":337,"type":56},", il s’agit de la production des comptes.",{"type":52,"content":339},[340,344],{"text":341,"type":56,"marks":342},"À noter :",[343],{"type":176},{"text":345,"type":56}," La donnée comptable n’a pas de valeur en soi pour le chef d’entreprise, mais c’est son usage qui va lui donner sa valeur !",{"type":52,"content":347},[348,352],{"text":349,"type":56,"marks":350},"L’IA, elle, va être l’étape encore d’après",[351],{"type":176},{"text":353,"type":56},", et intervenir à plusieurs niveaux dans le processus comptable :",{"type":355,"content":356},"bullet_list",[357,364,370,382],{"type":358,"content":359},"list_item",[360],{"type":52,"content":361},[362],{"text":363,"type":56},"Génération automatique des écritures ;",{"type":358,"content":365},[366],{"type":52,"content":367},[368],{"text":369,"type":56},"Contrôles de cohérence ;",{"type":358,"content":371},[372],{"type":52,"content":373},[374,376,380],{"text":375,"type":56},"Utilisation de métadonnées présentes dans les factures (",{"text":377,"type":56,"marks":378},"comme les dates d’exploitation pour automatiser la création des cutoffs",[379],{"type":230},{"text":381,"type":56},") ;",{"type":358,"content":383},[384],{"type":52,"content":385},[386,388,395],{"text":387,"type":56},"Préparation des ",{"text":389,"type":56,"marks":390},"déclarations de TVA",[391],{"type":193,"attrs":392},{"href":393,"uuid":59,"anchor":59,"target":394,"linktype":32},"https://www.spendesk.com/fr/blog/declaration-tva/","_self",{"text":396,"type":56},".",{"type":52,"content":398},[399,401,405,407,411],{"text":400,"type":56},"Le gain est donc d’abord un ",{"text":402,"type":56,"marks":403},"gain de temps",[404],{"type":176},{"text":406,"type":56}," et par conséquent un ",{"text":408,"type":56,"marks":409},"gain financier considérable",[410],{"type":176},{"text":412,"type":56}," pour l’entreprise !",{"type":52,"content":414},[415,417,421],{"text":416,"type":56},"Ensuite, à travers une donnée uniformisée dans des tableaux de bord accessible en temps réel, la Direction Administrative et Financière va également ",{"text":418,"type":56,"marks":419},"pouvoir prendre des décisions plus éclairées",[420],{"type":176},{"text":396,"type":56},{"type":52,"content":423},[424,426,430],{"text":425,"type":56},"En effet, ",{"text":427,"type":56,"marks":428},"la finance doit de plus en plus anticiper l’avenir",[429],{"type":176},{"text":431,"type":56}," et non plus seulement faire des analyses du passé. Et l’IA permet d’anticiper des tendances.",{"type":52,"content":433},[434,436,440],{"text":435,"type":56},"Par exemple une IA est capable de repérer un changement de tendances dans des data de comportements de funnel. Elle va ainsi permettre au management de l’entreprise d’être plus réactif (",{"text":437,"type":56,"marks":438},"en anticipant très tôt un “effet de ciseaux” par exemple",[439],{"type":230},{"text":441,"type":56},") et de prévenir d’un comportement à risque via des scenarii.",{"type":205,"attrs":443,"content":444},{"level":207},[445],{"text":446,"type":56},"Comment lancer l’automatisation comptable de son entreprise et de ses processus ?",{"type":52,"content":448},[449,451,457],{"text":450,"type":56},"On comprend donc bien mieux maintenant quel est l’intérêt pour les entreprises de se concentrer dès à présent sur l’",{"text":452,"type":56,"marks":453},"automatisation de leurs tâches à faible valeur ajoutée",[454],{"type":193,"attrs":455},{"href":456,"uuid":59,"anchor":59,"target":394,"linktype":32},"https://www.spendesk.com/fr/platform/accounting-automation/",{"text":458,"type":56},". Mais comment se lancer ? Par quoi commencer ?",{"type":52,"content":460},[461,463,467],{"text":462,"type":56},"Tout d’abord il va falloir ",{"text":464,"type":56,"marks":465},"revoir les objectifs du département financier",[466],{"type":176},{"text":468,"type":56}," et donc ses processus, pour que ces derniers soient en adéquation avec les mesures d’automatisation.",{"type":52,"content":470},[471,473,477,478,482,484,488],{"text":472,"type":56},"Pour ça vous allez devoir ",{"text":474,"type":56,"marks":475},"lister les priorités d’automatisation",[476],{"type":176},{"text":178,"type":56},{"text":479,"type":56,"marks":480},"vous concentrer sur les processus qui font sens",[481],{"type":176},{"text":483,"type":56}," (",{"text":485,"type":56,"marks":486},"par exemple automatiser la facturation pour 15 factures par mois ne paraît être une priorité",[487],{"type":230},{"text":251,"type":56},{"type":52,"content":490},[491,493,497],{"text":492,"type":56},"Il va également falloir ",{"text":494,"type":56,"marks":495},"mobiliser une personne de l’équipe",[496],{"type":176},{"text":498,"type":56},", qui sera dédiée à la mise en place d’un processus d’automatisation comptable. Ce qui veut dire choisir le prestataire et donc le produit adapté, puis déployer, contrôler et mettre à jour les processus.",{"type":52,"content":500},[501,503,507],{"text":502,"type":56},"A noter qu’il y a ",{"text":504,"type":56,"marks":505},"trois dimensions à prendre en compte",[506],{"type":176},{"text":508,"type":56}," dans la mise en place de processus automatiques au sein d’une DAF :",{"type":355,"content":510},[511,523,529],{"type":358,"content":512},[513],{"type":52,"content":514},[515,517,521],{"text":516,"type":56},"Technologique (",{"text":518,"type":56,"marks":519},"outils",[520],{"type":230},{"text":522,"type":56},")",{"type":358,"content":524},[525],{"type":52,"content":526},[527],{"text":528,"type":56},"Économique",{"type":358,"content":530},[531],{"type":52,"content":532},[533,535,539],{"text":534,"type":56},"Culturelle (",{"text":536,"type":56,"marks":537},"impliquer les collaborateurs",[538],{"type":230},{"text":522,"type":56},{"type":52,"content":541},[542,544,548],{"text":543,"type":56},"Le plus simple est bien souvent de commencer par la fonction finance, car tous les flux y convergent (",{"text":545,"type":56,"marks":546},"achats, banque, vente, etc",[547],{"type":230},{"text":251,"type":56},{"type":205,"attrs":550,"content":551},{"level":207},[552],{"text":553,"type":56},"Quelles vont être les autres grandes tendances de 2022 ?",{"type":52,"content":555},[556],{"text":557,"type":56},"Mis à part l’automatisation comptable, quelles sont les autres tendances que l’on commence à voir émerger ?",{"type":52,"content":559},[560,562,566],{"text":561,"type":56},"Très clairement, l’",{"text":563,"type":56,"marks":564},"automatisation comptable est clé et sera clé dans les prochaines années",[565],{"type":176},{"text":567,"type":56}," encore, c’est certain.",{"type":52,"content":569},[570,572,576],{"text":571,"type":56},"De son côté, l’",{"text":573,"type":56,"marks":574},"IA en est encore à ses balbutiements",[575],{"type":176},{"text":577,"type":56},", mais il faudra garder un oeil sur ce que les nouvelles technologies vont développer.",{"type":52,"content":579},[580,582,586],{"text":581,"type":56},"En conséquence, c’est également l’",{"text":583,"type":56,"marks":584},"organisation de la Direction Administrative et Financière qui va changer",[585],{"type":176},{"text":587,"type":56}," dans les prochains mois et prochaines années. En effet, les profils de ses membres vont devoir évoluer.",{"type":52,"content":589},[590],{"text":591,"type":56},"Grâce à l’automatisation comptable, il y aura beaucoup moins de saisie à faire et beaucoup plus de focus sur l’analyse des données et la création de reportings. Le concept de Business Partner va prendre encore plus de sens !",{"type":52,"content":593},[594,597,599,611],{"text":341,"type":56,"marks":595},[596],{"type":176},{"text":598,"type":56}," À partir de Janvier 2023 la ",{"text":600,"type":56,"marks":601},"facturation électronique",[602],{"type":193,"attrs":603},{"href":604,"uuid":605,"anchor":59,"target":59,"linktype":248,"story":606},"logiciel-de-facturation","e7f7be0c-567b-4af4-9e83-02a608445d2e",{"name":607,"id":608,"uuid":605,"slug":604,"url":609,"full_slug":610,"_stopResolving":74},"Logiciels de facturation : tout ce qu'il faut savoir",208733125,"blog/logiciel-de-facturation","fr/blog/logiciel-de-facturation",{"text":612,"type":56}," sera obligatoire. Alors autant s’y mettre le plus rapidement possible pour ne pas se retrouver au pied du mur le moment venu.",{"type":205,"attrs":614,"content":615},{"level":207},[616],{"text":617,"type":56},"Quels processus et outils pour affronter 2022 sereinement ?",{"type":52,"content":619},[620],{"text":621,"type":56},"Les trois experts invités à notre webinar “2021 : vers l’automatisation de la DAF ?” ont chacun partagé leur vision :",{"type":52,"content":623},[624,626,630,637,639,643,644,648,650,654,656,662,664,668,670,674],{"text":625,"type":56},"“Pour affronter sereinement 2022 je vais continuer d’",{"text":627,"type":56,"marks":628},"automatiser un maximum nos ",[629],{"type":176},{"text":631,"type":56,"marks":632},"processus financiers",[633,636],{"type":193,"attrs":634},{"href":635,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.spendesk.com/fr/glossary/processus-financier",{"type":176},{"text":638,"type":56},", pour ",{"text":640,"type":56,"marks":641},"gagner un maximum de temps",[642],{"type":176},{"text":178,"type":56},{"text":645,"type":56,"marks":646},"réduire nos délais de clôtures comptables",[647],{"type":176},{"text":649,"type":56},". Ce qui nous permettra, avec mon équipe, de nous concentrer sur des tâches plus importantes, comme l’accompagnement de l’entreprise avec des ",{"text":651,"type":56,"marks":652},"reporting financiers précis",[653],{"type":176},{"text":655,"type":56},". Donc je vais continuer à utiliser Spendesk, et je vais aussi me pencher beaucoup plus sur notre outil BI (",{"text":657,"type":56,"marks":658},"Looker",[659],{"type":193,"attrs":660},{"href":661,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://fr.looker.com/",{"text":663,"type":56},") pour ",{"text":665,"type":56,"marks":666},"agréger toutes nos données dans un même outil",[667],{"type":176},{"text":669,"type":56},".” Fabien Dawidowicz (",{"text":671,"type":56,"marks":672},"Chief Financial Officer chez Spendesk",[673],{"type":230},{"text":522,"type":56},{"type":52,"content":676},[677,679,685,687,691,693,697,699,703],{"text":678,"type":56},"“Pour affronter sereinement 2022 je vais bien évidemment continuer à utiliser Inqom et en BI nous utilisons ",{"text":680,"type":56,"marks":681},"Emasphere",[682],{"type":193,"attrs":683},{"href":684,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.emasphere.com/fr/",{"text":686,"type":56},", qui est très adapté aux Directions Financières avec des reportings très précis, et surtout directement relié à Inqom pour une visibilité en temps réel. Cette année, nous allons aussi très certainement passer sur Spendesk, pour avoir un ",{"text":688,"type":56,"marks":689},"meilleure suivi de l’ensemble des dépenses de nos collaborateurs",[690],{"type":176},{"text":692,"type":56},". Également nous allons nous assurer d’",{"text":694,"type":56,"marks":695},"avoir le bon niveau de sécurité",[696],{"type":176},{"text":698,"type":56},", en recrutant quelqu’un dédié à ce sujet. Et pour finir nous allons intégrer la blockchain dans nos outils.” Romain Passilly (",{"text":700,"type":56,"marks":701},"Co-fondateur & CEO d’Inqom",[702],{"type":230},{"text":522,"type":56},{"type":52,"content":705},[706,708,712,714,718,720,724,725,729,731,735],{"text":707,"type":56},"“Pour affronter sereinement 2022 je vais continuer à ",{"text":709,"type":56,"marks":710},"interconnecter les différents outils fintech qui existent et que nous utilisons",[711],{"type":176},{"text":713,"type":56},", dont font partis Spendesk et Inqom. Parce que ces outils génèrent beaucoup de données, mais aujourd’hui on a un petit peu de mal à faire cohabiter tous ces outils et toutes ces données ensembles. On aimerait à l’avenir avoir la possibilité d’",{"text":715,"type":56,"marks":716},"uniformiser ces données pour les envoyer ensuite dans un outil de production comptable",[717],{"type":176},{"text":719,"type":56},". Et donc notre gros défi pour 2022 va être d’interconnecter l’ensemble de nos outils avec, justement, des outils de production comptable, pour ",{"text":721,"type":56,"marks":722},"avoir des données quasiment en temps réel",[723],{"type":176},{"text":178,"type":56},{"text":726,"type":56,"marks":727},"nous faire gagner un maximum de temps",[728],{"type":176},{"text":730,"type":56},".” Christophe David (",{"text":732,"type":56,"marks":733},"DAF chez DomRaider et Turing22",[734],{"type":230},{"text":522,"type":56},{"type":205,"attrs":737,"content":738},{"level":207},[739],{"text":740,"type":56},"Les questions des participants au webinar",{"type":52,"content":742},[743,745,747],{"text":744,"type":56},"Quelles solutions d’automatisation comptable sont offertes aux TPE / PME (volumes de données faibles) ?",{"type":746},"hard_break",{"text":748,"type":56},"- France Ferran Garnier (Responsable Administrative et Financière chez Algo'Tech)",{"type":52,"content":750},[751],{"text":752,"type":56},"De nombreuses solutions d’automatisation sont adaptées à la fois aux ETI, mais aussi aux TPE/PME. Ces outils modernes ont bien souvent différentes formules pour répondre au mieux aux besoins précis de chacune de ces entreprises.",{"type":52,"content":754},[755],{"text":756,"type":56},"GreenLoo par exemple propose une offre d’entrée de gamme à 59€/mois pour le traitement comptable automatisé de 200 documents par an.",{"type":52,"content":758},[759,761,765,767,773],{"text":760,"type":56},"Spendesk de son côté est véritablement l’outil privilégié des TPE/PME qui ne sont pas encore prête à investir dans de gros ERP. Plus rapide et plus facile à implémenter, Spendesk permet aux équipes finances de se structurer en mettant en oeuvre des process (",{"text":762,"type":56,"marks":763},"flux d’approbation, validation manager, finance, réconciliation facture/paiement/journal comptable, compta analytique",[764],{"type":230},{"text":766,"type":56},"). N’hésitez pas à ",{"text":768,"type":56,"marks":769},"nous contacter pour plus d’infos",[770],{"type":193,"attrs":771},{"href":772,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.spendesk.com/fr/schedule-a-demo/",{"text":396,"type":56},{"type":52,"content":775},[776,778,779],{"text":777,"type":56},"En termes de digitalisation, à quel point les outils Spendesk et Inqom (ou autres) sont-ils interconnectables ? (Idéalement, je rentre une facture dans Spendesk et je n'aurais plus rien d'autre à faire pour que ce soit payé / rentré en compte et la TVA récupérée).",{"type":746},{"text":780,"type":56},"- Cyril Laferriere (Finance Manager chez Yespark)",{"type":52,"content":782},[783],{"text":784,"type":56},"C'est délicat mais c'est possible et c’est d’ailleurs ce qu’a mis en place notre invité Christophe David dans son entreprise. La recette ? Des connecteurs, des matrices de passage, un peu de temps pour paramétrer et processer tout cela. Et au final des gains de temps et d'argent !",{"type":52,"content":786},[787,791,792,794,798],{"text":788,"type":56,"marks":789},"Quels impacts de l’automatisation comptable sur l'organisation, le type de profils recrutés au sein de la DAF et les interactions avec les autres équipes ?",[790],{"type":176},{"type":746},{"text":793,"type":56},"- Gonzague Gridel (",{"text":795,"type":56,"marks":796},"Chief Financial Officer chez GlobalExam",[797],{"type":230},{"text":522,"type":56},{"type":52,"content":800},[801],{"text":802,"type":56},"Les métiers changent effectivement et les profils recrutés au sein des directions financières se veulent de plus en plus être des intégrateurs de données que des comptables “vieille école”.",{"type":52,"content":804},[805,809,810,812,816],{"text":806,"type":56,"marks":807},"Les outils Spendesk et Inqom s’intègrent-il avec des ERP ou sont-ils en mode plug and play ? Peut-on avoir aussi une idée de vos tarifs ?",[808],{"type":176},{"type":746},{"text":811,"type":56},"- Gerard LeGargean (",{"text":813,"type":56,"marks":814},"CEO de MAIOR PARTNERS",[815],{"type":230},{"text":522,"type":56},{"type":52,"content":818},[819],{"text":820,"type":56},"Inqom s'intègre aujourd'hui avec les ERP Sellsy et Quickbooks via API, et avec les autres outils du marché via des imports de fichiers aplat. Un store d'intégrations d'applications sera disponible au second trimestre de 2021. Inqom est un logiciel comptable de nouvelle génération, basé sur l'IA, qui automatise la production des comptes. Ils commercialisent leur produit aux structures qui disposent de compétences comptables : PME et cabinets. Pour une PME, la tarification est progressive en fonction du volume de pièces, et débute à 149€/mois.",{"type":52,"content":822},[823,825,829,831,835,837,841,843,849],{"text":824,"type":56},"Spendesk s’intègre aujourd’hui nativement avec Xero (",{"text":826,"type":56,"marks":827},"majoritairement utilisé au Royaume-Uni",[828],{"type":230},{"text":830,"type":56},") et Datev (",{"text":832,"type":56,"marks":833},"majoritairement utilisé en Allemagne",[834],{"type":230},{"text":836,"type":56},") et nous prévoyons de nouvelles intégrations en début d’année prochaine. Sinon c’est effectivement plug and play et personnalisation des exports pour faciliter le traitement comptable (",{"text":838,"type":56,"marks":839},"export de journaux au plan comptable de l’entité avec ou sans factures jointes",[840],{"type":230},{"text":842,"type":56},"). Pour connaître nos différentes formules et tarifs rendez-vous sur ",{"text":844,"type":56,"marks":845},"notre page tarifs",[846],{"type":193,"attrs":847},{"href":848,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.spendesk.com/fr/pricing/",{"text":396,"type":56},{"type":52,"content":851},[852,856,857,859,863],{"text":853,"type":56,"marks":854},"Grâce à l'IA et à la digitalisation, il y a moins de tâches à faible valeur ajoutée, et donc plus d'analyses. Dès lors, pouvons nous penser qu'il y aura un tri plus simple entre les \"meilleurs\" DAF de la place ?",[855],{"type":176},{"type":746},{"text":858,"type":56},"- Kevin Stojanovic (",{"text":860,"type":56,"marks":861},"Superviseur Tax & Accounting chez PWC",[862],{"type":230},{"text":522,"type":56},{"type":52,"content":865},[866],{"text":867,"type":56},"Est-ce que cela va aider les DAF à améliorer leur vision financière ? Oui. Est-ce que cela va aider à mieux organiser les clôtures ? Oui. Mais il n’y a pas véritablement de bon ou mauvais DAF, il y a la plupart du temps une mauvaise utilisation des qualités de chacun. Et ça ne vaut pas que pour les DAF...",{"type":52,"content":869},[870,874,875,877,881],{"text":871,"type":56,"marks":872},"Comment assurer, intégrer la veille réglementaire et la correcte application de nouvelles normes dans un processus ou l'ensemble des flux sont automatisés ?",[873],{"type":176},{"type":746},{"text":876,"type":56},"- Bertrand Gueugnon (",{"text":878,"type":56,"marks":879},"Finance Director France chez Karhoo",[880],{"type":230},{"text":522,"type":56},{"type":52,"content":883},[884],{"text":885,"type":56},"La veille règlementaire, les normes, sont des points techniques qui seront progressivement traités via l’IA. En attendant, c’est une des valeurs ajoutées sur lesquelles les équipes financières auront plus de temps à consacrer. Cela reste une des plus-values très humaines que de traiter des points techniques non récurrents.",{"type":52,"content":887},[888,890,891,893,897],{"text":889,"type":56},"Quel est l'impact de l'automatisation des données comptables sur le futur de la profession comptable et celle de l'expert-comptable ? Devons-nous comprendre que ce sont des métiers appelés à disparaître ?",{"type":746},{"text":892,"type":56},"- Hadnane Adeleke (",{"text":894,"type":56,"marks":895},"Auditeur Comptable",[896],{"type":230},{"text":522,"type":56},{"type":52,"content":899},[900],{"text":901,"type":56},"Les tâches à faible valeur ajoutée et répétitive sont vouées à disparaître des traitements manuels. En revanche, les schémas techniques, la complexité taxe, les subtilités de capitalisation vs les dépenses, les optimisations etc, ne sont pas près d’être automatisées.",{"type":52,"content":903},[904,906,910],{"text":905,"type":56},"La profession d’expert-comptable va donc devoir s’adapter comme tout le monde et s’orienter vers plus de conseils et d’accompagnement à mon sens. Une occasion de retrouver la vraie vocation de l’expert-comptable, à savoir proposer des services à plus forte valeur ajoutée. L’automatisation de tâches à peu de valeur ajoutée qui peuvent être traitées par des bots (",{"text":907,"type":56,"marks":908},"sous supervision humaine il va s’en dire",[909],{"type":230},{"text":911,"type":56},") est sans doute la meilleure voie pour permettre cela.",{"type":52,"content":913},[914,918,919,921,925],{"text":915,"type":56,"marks":916},"Quelle est la maturité du marché existant concernant les métadonnées dans les import PDF de factures ? Et prise en compte dans les nouveaux outils qui se développent en avance de 2023 la normalisation ?",[917],{"type":176},{"type":746},{"text":920,"type":56},"- Sophie Morel (",{"text":922,"type":56,"marks":923},"Responsable Administrative et Financière chez Yomoni",[924],{"type":230},{"text":522,"type":56},{"type":52,"content":927},[928],{"text":929,"type":56},"Vous devez parler de la future norme FacturX. Aujourd’hui les grands groupes mettent déja en place cela et se préparent à l’arrivée de ce nouveau standard. Pour les PME cela reste encore marginal, en tout cas nous n’avons pas vraiment d’exemple concret qui puisse nous permettre de se prononcer sur la maturité de ce marché.",{"type":52,"content":931},[932,936,937,939,943],{"text":933,"type":56,"marks":934},"Pour un cabinet d'expertise comptable de taille moyenne, combien de temps dure le déploiement ?",[935],{"type":176},{"type":746},{"text":938,"type":56},"- Pascale Pavot Lafouasse (",{"text":940,"type":56,"marks":941},"Directrice Administrative et Financière chez ABC Conseils",[942],{"type":230},{"text":522,"type":56},{"type":52,"content":945},[946],{"text":947,"type":56},"La prise en main d'outils de type Inqom ou Spendesk est très intuitive.",{"type":52,"content":949},[950],{"text":951,"type":56},"Pour Inqom par exemple il faut compter 3 sessions de 1h30 réparties sur 1 mois, qui sont suffisantes pour bien déployer et prendre en main l’outil.",{"type":52,"content":953},[954,956,962],{"text":955,"type":56},"Pour Spendesk, c’est quelques jours entre : la récupération du ",{"text":957,"type":56,"marks":958},"plan comptable",[959],{"type":193,"attrs":960},{"href":961,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.spendesk.com/fr/blog/plan-comptable/",{"text":963,"type":56},", la création des utilisateurs/valideurs et des politiques de validation. C’est très rapide et intuitif en effet et vous êtes accompagnés du début à la fin par notre super équipe de gestionnaires de comptes, puis ensuite par notre service clients si vous avez la moindre question.",{"type":52,"content":965},[966,968,972],{"text":967,"type":56},"Mais à noter que si la mise en place est relativement simple et indolore pour le cabinet, elle prend tout de même un peu de temps à se finaliser complètement car il vaut mieux se caler sur une date de fin d’exercice du client (",{"text":969,"type":56,"marks":970},"et les dates diffèrent d’un dossier à l’autre",[971],{"type":230},{"text":973,"type":56},") pour démarrer la “migration”, mettre en place les connexions EBICS, intégrer dans les matrices le plan comptable du client, etc.",{"type":52,"content":975},[976,980,981,982,985],{"text":977,"type":56,"marks":978},"Où en est-on de la coordination avec les grands logiciels de compta Sage, Cegid, etc pour avoir le flux/process de la facture en input à la output compta ?",[979],{"type":176},{"type":746},{"text":920,"type":56},{"text":922,"type":56,"marks":983},[984],{"type":230},{"text":522,"type":56},{"type":52,"content":987},[988],{"text":989,"type":56},"Inqom remplace progressivement les outils comme Cegid & Co dans les PME et cabinets comptables. Et les outils comme Spendesk vont facilement s'intégrer avec les outils de type Inqom, Sage, Cegid, etc. D’ailleurs de nouvelles intégrations sont prévues pour 2021. A suivre donc...",{"type":52,"content":991},[992],{"text":993,"type":56},"Dans l’entreprise de Christophe David, les données communiquent aisément avec ces outils via des imorts/exports de données ASCII, standard qui permet d’intégrer des données comptables préalablement saisies dans Inqom par exemple. Cela évite au cabinet comptable de migrer immédiatement ses outils de production comptable. Il constate d’ailleurs, à son grand plaisir, qu’une fois que les modalités de fonctionnement sont comprises et donnent satisfaction aux cabinets, que nombre d’entre eux envisagent à court/moyen terme de migrer leurs outils de production sur Inqom.",{"type":52,"content":995},[996,1000,1001,1003,1007],{"text":997,"type":56,"marks":998},"Je suis RAF dans une PME de 50 salariés et je suis en train de repertorier tous les process à automatiser via des outils. Mais je suis confrontée au fait qu'il faut mettre en place plusieurs outils différents pour toute la chaîne de valeur (factures vente, commande/BC, factures fournisseurs, suivi tréso etc). Outils qui ne s’intègrent pas nécessairement entre eux ce qui génère de nouveaux soucis de gestion. Comment y répondre ?",[999],{"type":176},{"type":746},{"text":1002,"type":56},"- Marie Lancino (",{"text":1004,"type":56,"marks":1005},"Responsable Administrative et Financière chez ecov_fr",[1006],{"type":230},{"text":522,"type":56},{"type":52,"content":1009},[1010],{"text":1011,"type":56},"Vous avez raison Marie, la difficulté vient de l’interconnexion entre tous les applicatifs. Sans avoir une solution universelle à toutes vos questions, c’est typiquement la problématique que Christophe David cherche à adresser dans son entreprise Pour cela il développe différents connecteurs et matrices de passage afin de fluidifier le plus possible les flux.",{"type":52,"content":1013},[1014],{"text":1015,"type":56},"Une réponse très complète à cette question a été donnée par nos experts au cours du webinar “2021 : vers l’automatisation de la DAF ?”.",{"type":52,"content":1017},[1018,1022,1023,1025,1029],{"text":1019,"type":56,"marks":1020},"Quelle formation suivre pour appréhender la digitalisation de la compta ?",[1021],{"type":176},{"type":746},{"text":1024,"type":56},"- Emmanuelle Bonvoux (",{"text":1026,"type":56,"marks":1027},"Office Manager & Responsable Administrative chez Cost House",[1028],{"type":230},{"text":522,"type":56},{"type":52,"content":1031},[1032,1034,1040],{"text":1033,"type":56},"Au-delà de la formation c’est un état d’esprit. S’intéresser à ce qui se fait et comment cela évolue. Rester connecté au monde de la Fintech est un très bon début puis échanger avec ses pairs sur des plateformes comme ",{"text":1035,"type":56,"marks":1036},"CFO Connect",[1037],{"type":193,"attrs":1038},{"href":1039,"uuid":59,"anchor":59,"target":59,"linktype":32},"https://www.cfoconnect.eu/fr/",{"text":1041,"type":56}," par exemple, une communauté de plus de 5000 leaders financiers à travers le monde. Les formations viendront tardivement car toujours a posteriori malheureusement, mais ce réseau peut être un bon premier pas en avant !",{"type":52,"content":1043},[1044],{"type":295,"attrs":1045},{"id":297,"body":1046},[1047],{"_uid":1048,"html":1049,"component":302},"cd37ed67-3c07-43e4-8a7a-4f7b0bce87bb","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-cd1b0351-7edb-4cc4-984b-eb13884e37de\">\u003Cspan class=\"hs-cta-node hs-cta-cd1b0351-7edb-4cc4-984b-eb13884e37de\" id=\"hs-cta-cd1b0351-7edb-4cc4-984b-eb13884e37de\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/cd1b0351-7edb-4cc4-984b-eb13884e37de\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-cd1b0351-7edb-4cc4-984b-eb13884e37de\" style=\"border-width:0px;\" height=\"364\" width=\"1282\" src=\"https://no-cache.hubspot.com/cta/default/2694209/cd1b0351-7edb-4cc4-984b-eb13884e37de.png\"  alt=\"communauté - CFO Connect - DAF - leaders financiers - Spendesk\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'cd1b0351-7edb-4cc4-984b-eb13884e37de', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"type":52,"content":1051},[1052,1056,1057,1058,1062],{"text":1053,"type":56,"marks":1054},"Qu'en est-il de l'intégration et analyse de la comptabilité analytique qui est le socle de la gestion aujourd'hui ?",[1055],{"type":176},{"type":746},{"text":1002,"type":56},{"text":1059,"type":56,"marks":1060},"Chief Financial Officer chez ecov_fr",[1061],{"type":230},{"text":522,"type":56},{"type":52,"content":1064},[1065],{"text":1066,"type":56},"Si des outils comme Spendesk et Inqom intègrent la dimension analytique, c’est encore loin d’être le cas pour nombre d’entre eux. C’est vraisemblablement un point sur lequel l’ensemble du secteur va connaitre de nombreuses évolutions dans les mois et années à venir.",{"type":52,"content":1068},[1069,1071,1075],{"text":1070,"type":56},"Il reste néanmoins possible en étant malin (",{"text":1072,"type":56,"marks":1073},"l’intelligence humaine a encore sa place",[1074],{"type":230},{"text":1076,"type":56},") d’intégrer cette dimension analytique. Ce procédé n’étant encore actuellement que partiellement automatisable, les gains de temps sont moins impressionnants cependant.",{"type":205,"attrs":1078,"content":1079},{"level":207},[1080],{"text":1081,"type":56},"Automatisation comptable : Que faut-il retenir ?",{"type":52,"content":1083},[1084,1086,1090],{"text":1085,"type":56},"Vous l’aurez compris, ",{"text":1087,"type":56,"marks":1088},"ne confondez surtout pas digitalisation et automatisation",[1089],{"type":176},{"text":1091,"type":56}," car il y a une réelle différence. D’ailleurs l’une ne va pas sans l’autre et elles sont complémentaires.",{"type":52,"content":1093},[1094,1096,1100,1102,1106],{"text":1095,"type":56},"L’automatisation a pour gros avantage d’améliorer la qualité de la donnée, et donc d’",{"text":1097,"type":56,"marks":1098},"aider l’équipe finance à prendre de meilleure décision",[1099],{"type":176},{"text":1101,"type":56}," et d’avoir véritablement un ",{"text":1103,"type":56,"marks":1104},"rôle de Business Partner",[1105],{"type":176},{"text":1107,"type":56}," auprès de la Direction de l’entreprise.",{"type":52,"content":1109},[1110],{"text":1111,"type":56},"Parce qu’une donnée de meilleure qualité permet de mieux accompagner la croissance de son entreprise.",{"type":52,"content":1113},[1114,1116,1120],{"text":1115,"type":56},"Mais automatiser c’est aussi concrètement ",{"text":1117,"type":56,"marks":1118},"gagner du temps au quotidien",[1119],{"type":176},{"text":1121,"type":56}," sur les tâches à faible valeur ajoutée, et donc faire des économies conséquentes.",{"type":52,"content":1123},[1124],{"text":1125,"type":56},"A noter qu’avec l’automatisation de la DAF, son organisation va aussi évidemment énormément évoluer dans les prochains mois et années.",{"type":52,"content":1127},[1128],{"text":1129,"type":56,"marks":1130},"Pour vous aider à affronter sereinement l'année à venir, nous avons recommandons de télécharger ce guide :",[1131],{"type":176},{"type":52,"content":1133},[1134],{"type":295,"attrs":1135},{"id":297,"body":1136},[1137],{"_uid":1138,"html":1139,"component":302},"3b068f94-4411-47d0-a841-84205933caa6","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-45a675e5-906f-4d02-adc9-6be65e9e074b\">\u003Cspan class=\"hs-cta-node hs-cta-45a675e5-906f-4d02-adc9-6be65e9e074b\" id=\"hs-cta-45a675e5-906f-4d02-adc9-6be65e9e074b\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/45a675e5-906f-4d02-adc9-6be65e9e074b\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-45a675e5-906f-4d02-adc9-6be65e9e074b\" style=\"border-width:0px;\" height=\"1280\" width=\"2560\" src=\"https://no-cache.hubspot.com/cta/default/2694209/45a675e5-906f-4d02-adc9-6be65e9e074b.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '45a675e5-906f-4d02-adc9-6be65e9e074b', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":1146,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":1156,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":1160,"default_full_slug":1161,"translated_slugs":1162,"_stopResolving":74},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":1147,"icon":1148,"name":1141,"component":1152},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",0,[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[1163,1164,1165],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[1168],{"_uid":1169,"asset":1170,"shadow":29,"caption":23,"overlay":1172,"component":1173},"2a4c359f-c5f2-44dc-ae8f-5d2aaa510155",{"alt":23,"name":23,"focus":23,"title":23,"filename":1171,"copyright":23,"fieldtype":28,"is_external_url":29},"https://a.storyblok.com/f/146026/1190x670/db8cb9435f/regle-jeu-automatisation-daf-article-spendesk.jpg",[],"image",[],"2024-01-26 00:00","13",[],"La transformation digitale des entreprises, on en parle depuis maintenant plusieurs années. Mais qu'en est-il de l'étape d'après, l'automatisation ?",[1180],{"_uid":1181,"items":1182,"heading":1220,"reverse":29,"component":1238,"sectionSettings":1239},"ef56fbae-76ce-4e60-b7b1-3203797e2365",[1183,1193,1202,1211],{"_uid":1184,"title":1185,"component":1186,"description":1187},"0ef0efbe-862a-467b-9032-1992c6f23052","Comment automatiser les tâches du DAF avec Spendesk ?","faqItem",{"type":49,"content":1188},[1189],{"type":52,"content":1190},[1191],{"text":1192,"type":56},"Spendesk automatise les tâches du DAF en centralisant les dépenses, les approbations et les notes de frais via des workflows d'approbation paramétrables, des cartes virtuelles et des rapports financiers en temps réel. La gestion budgétaire intégrée, l'archivage automatique des justificatifs et les intégrations ERP réduisent la saisie manuelle et accélèrent la clôture mensuelle.",{"_uid":1194,"title":1195,"component":1186,"description":1196},"bb673f5c-8db3-4c0f-949a-51e1683c732e","Quels processus financiers Spendesk peut-il automatiser pour un DAF ?",{"type":49,"content":1197},[1198],{"type":52,"content":1199},[1200],{"text":1201,"type":56},"Spendesk automatise les processus financiers clés comme les demandes d'achat, les validations, la gestion des factures et la saisie des notes de frais. Les cartes physiques et virtuelles, les workflows personnalisés et l'archivage automatique des pièces justificatives automatisent la conformité, simplifient la réconciliation bancaire et fournissent des rapports exploitables pour les équipes financières.",{"_uid":1203,"title":1204,"component":1186,"description":1205},"61b62fc1-3618-48ca-9aa4-8878131f7909","Comment Spendesk s'intègre-t-il aux ERP et outils comptables ?",{"type":49,"content":1206},[1207],{"type":52,"content":1208},[1209],{"text":1210,"type":56},"Spendesk propose des intégrations natives avec les principaux ERP et logiciels comptables pour synchroniser automatiquement les transactions, catégories et justificatifs. Les exports automatiques, l'API Spendesk et les connecteurs dédiés assurent une réconciliation rapide, des écritures comptables prêtes à l'encodage et une réduction significative du temps passé sur les rapprochements.",{"_uid":1212,"title":1213,"component":1186,"description":1214},"798fa9a6-ab6d-449d-b679-93999c39db05","Spendesk permet-il de contrôler les budgets tout en décentralisant les dépenses ?",{"type":49,"content":1215},[1216],{"type":52,"content":1217},[1218],{"text":1219,"type":56},"Spendesk permet de contrôler les budgets tout en décentralisant les dépenses grâce à la gestion budgétaire par projet, des plafonds par carte et des alertes en temps réel. Les règles d'approbation paramétrables et la visibilité centralisée garantissent le respect des politiques internes et une meilleure prévision de la trésorerie.",[1221],{"cta":1222,"_uid":1223,"title":1224,"eyebrow":1231,"subtitle":1234,"component":205,"textAlign":23,"sectionSettings":1237,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"9ae8d660-bce4-4fd0-90fb-e3bf29118c29",{"type":49,"content":1225},[1226],{"type":205,"attrs":1227,"content":1228},{"level":207},[1229],{"text":1230,"type":56},"Automatisation Daf — FAQ",{"type":49,"content":1232},[1233],{"type":52},{"type":49,"content":1235},[1236],{"type":52},[],"faqSection",[1240],{"_uid":1241,"hide":29,"theme":1242,"anchorId":23,"component":1243,"spacingTop":23,"hideOnDevices":1244,"spacingBottom":23,"floatingImages":1245,"variableOverrides":1246},"903919fc-c7ce-40db-b549-e2eb3344bb6c","light-theme","sectionSettings",[],[],[],"automatisation-daf","fr/blog/automatisation-daf",5090,[],176386517,"43265a6b-4a38-4f64-b778-baf474447c18","2022-11-04T13:36:49.161Z",[],"blog/automatisation-daf",[1257,1258,1259],{"path":1255,"name":59,"lang":65,"published":59},{"path":1255,"name":59,"lang":71,"published":59},{"path":1255,"name":59,"lang":73,"published":59},{"header":1261,"footer":2177,"commonContent":2650,"userCentricsAndSegmentMappingTable":2806},{"name":1262,"created_at":1263,"published_at":1264,"updated_at":1265,"id":1266,"uuid":1267,"content":1268,"slug":2005,"full_slug":2164,"sort_by_date":59,"position":1155,"tag_list":2165,"is_startpage":29,"parent_id":2167,"meta_data":59,"group_id":2168,"first_published_at":2169,"release_id":59,"lang":65,"path":2170,"alternates":2171,"default_full_slug":2172,"translated_slugs":2173},"Header","2022-03-03T10:18:44.837Z","2026-06-26T13:57:36.775Z","2026-06-26T13:57:36.804Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":1269,"logo":1270,"navbar":1274,"loginBtn":2004,"component":2005,"languages":2006,"logoBlack":2025,"logoWhite":2029,"topNavbar":2034,"footerLinks":2043,"socialLinks":2049,"homepageLink":2090,"getStartedBtn":2102,"announcementBanner":2117,"localeSwitcherTitle":2163},"d642d99f-3914-487e-abe1-9515eca76325",{"id":1271,"alt":331,"name":23,"focus":23,"title":331,"source":23,"filename":1272,"copyright":23,"fieldtype":28,"meta_data":1273,"is_external_url":29},4112223,"https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[1275,1481,1721,1733,1746,1922],{"_uid":1276,"label":1277,"columns":1278,"component":1403,"headingNewBranding":1404},"e4e694b0-b265-4570-ad24-bd39e68e252d","Solutions",[1279,1348],{"_uid":1280,"ctas":1281,"label":1345,"component":1346,"labelColor":23,"backgroundIconColor":1347},"910b58bd-214d-44e6-b817-868580118d44",[1282,1297,1313,1329],{"tag":23,"_uid":1283,"hide":29,"icon":1284,"link":1288,"type":23,"label":1296,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"07b7af57-b06c-45b7-89cf-41aeacb0c1da",{"id":1285,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1286,"copyright":23,"fieldtype":28,"meta_data":1287,"is_external_url":29},16729375,"https://a.storyblok.com/f/146026/32x32/693bfa23d7/icon-receipt-32px-carbon-naked.svg",{},{"id":1289,"url":23,"linktype":248,"fieldtype":33,"cached_url":1290,"prep":74,"story":1291},"d936ceb3-713d-4219-8961-cd6f2a1c3e2a","/fr/e-invoicing-landing-page",{"name":1292,"id":1293,"uuid":1289,"slug":1294,"url":1294,"full_slug":1295,"_stopResolving":74},"E-invoicing landing-page",320825455,"e-invoicing-landing-page","fr/e-invoicing-landing-page","Facturation électronique",{"tag":23,"_uid":1298,"hide":29,"icon":1299,"link":1303,"type":23,"label":1312,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"a2b1b91d-e211-471a-ab36-2c2e72f662a6",{"id":1300,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1301,"copyright":23,"fieldtype":28,"meta_data":1302,"is_external_url":29},16281108,"https://a.storyblok.com/f/146026/16x16/7e83fce79b/icon-subscription-carbon_no-bg.svg",{},{"id":1304,"url":23,"linktype":248,"fieldtype":33,"cached_url":1305,"prep":74,"story":1306},"a5ebc082-5ced-490f-beeb-91473f913fb7","/fr/product/subscription-management",{"name":1307,"id":1308,"uuid":1304,"slug":1309,"url":1310,"full_slug":1311,"_stopResolving":74},"Subscription management",127813566,"subscription-management","platform/subscription-management","fr/platform/subscription-management","Abonnements",{"tag":23,"_uid":1314,"hide":74,"icon":1315,"link":1319,"type":23,"label":1328,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"5c846046-055a-4ba5-95e4-6a0d8a1b3f7e",{"id":1316,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1317,"copyright":23,"fieldtype":28,"meta_data":1318,"is_external_url":29},16281103,"https://a.storyblok.com/f/146026/16x16/ca603cbd06/icon-settings-carbon_no-bg.svg",{},{"id":1320,"url":23,"linktype":248,"fieldtype":33,"cached_url":1321,"prep":74,"story":1322},"0925f744-a413-46d2-af4e-ed4c9fbd5f06","/fr/use-cases/administrative-expenses",{"name":1323,"id":1324,"uuid":1320,"slug":1325,"url":1326,"full_slug":1327,"_stopResolving":74},"Administrative expenses",129781018,"administrative-expenses","use-cases/administrative-expenses","fr/use-cases/administrative-expenses","Dépenses opérationelles",{"tag":23,"_uid":1330,"hide":29,"icon":1331,"link":1335,"type":23,"label":1344,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"7dfefafd-dbba-4d9d-a097-c9412640d856",{"id":1332,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1333,"copyright":23,"fieldtype":28,"meta_data":1334,"is_external_url":29},16281105,"https://a.storyblok.com/f/146026/16x16/214a53f9c3/icon-advertising-carbon_no-bg.svg",{},{"id":1336,"url":23,"linktype":248,"fieldtype":33,"cached_url":1337,"prep":74,"story":1338},"ca384414-4154-4849-a5c9-3738c1ad70fd","/fr/use-cases/digital-advertising-spending",{"name":1339,"id":1340,"uuid":1336,"slug":1341,"url":1342,"full_slug":1343,"_stopResolving":74},"Digital advertising spending",129684661,"digital-advertising-spending","use-cases/digital-advertising-spending","fr/use-cases/digital-advertising-spending","Dépenses marketing","Cas d'usage","ctasColumn","--color-accent-03",{"_uid":1349,"ctas":1350,"label":23,"component":1346,"labelColor":23,"backgroundIconColor":1347},"522818c5-8a80-491a-acf2-5076692c42b8",[1351,1366,1381,1397],{"tag":23,"_uid":1352,"hide":74,"icon":1353,"link":1357,"type":23,"label":1361,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"9d20303b-a836-4054-90c1-3692975dd9e7",{"id":1354,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1355,"copyright":23,"fieldtype":28,"meta_data":1356,"is_external_url":29},16729302,"https://a.storyblok.com/f/146026/32x32/8ebd65d145/icon-data-32px-carbon-naked.svg",{},{"id":1358,"url":23,"linktype":248,"fieldtype":33,"cached_url":1359,"prep":74,"story":1360},"14c532e3-be70-49f6-a7a8-b278a4765048","/fr/solutions/marketing-agencies",{"name":1361,"id":1362,"uuid":1358,"slug":1363,"url":1364,"full_slug":1365,"_stopResolving":74},"Marketing agencies",88680689699046,"marketing-agencies","solutions/marketing-agencies","fr/solutions/marketing-agencies",{"tag":23,"_uid":1367,"hide":74,"icon":1368,"link":1372,"type":23,"label":1376,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"3bf0de10-90e2-46c1-852a-ea7c82f2b66e",{"id":1369,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1370,"copyright":23,"fieldtype":28,"meta_data":1371,"is_external_url":29},16729292,"https://a.storyblok.com/f/146026/32x32/13a655b516/icon-bank-32px-carbon-naked.svg",{},{"id":1373,"url":23,"linktype":248,"fieldtype":33,"cached_url":1374,"prep":74,"story":1375},"361e778c-9e2d-4b32-9aab-0a9bfbdfd551","/fr/solutions/education",{"name":1376,"id":1377,"uuid":1373,"slug":1378,"url":1379,"full_slug":1380,"_stopResolving":74},"Education",89639726954432,"education","solutions/education","fr/solutions/education",{"tag":23,"_uid":1382,"hide":29,"icon":1383,"link":1387,"type":23,"label":1396,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"0c9184c2-c891-4fa4-a052-65b482d994dc",{"id":1384,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1385,"copyright":23,"fieldtype":28,"meta_data":1386,"is_external_url":29},16729336,"https://a.storyblok.com/f/146026/32x32/43662507de/icon-plane-32px-carbon-naked.svg",{},{"id":1388,"url":23,"linktype":248,"fieldtype":33,"cached_url":1389,"prep":74,"story":1390},"2a707a65-6597-4ae6-bbc2-5e3f13075706","/fr/use-cases/travel-spending",{"name":1391,"id":1392,"uuid":1388,"slug":1393,"url":1394,"full_slug":1395,"_stopResolving":74},"Travel spending",129190854,"travel-spending","use-cases/travel-spending","fr/use-cases/travel-spending","Voyages d'affaires",{"tag":23,"_uid":1398,"hide":29,"icon":1399,"link":1401,"type":23,"label":1328,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"a3da358b-a450-44c1-846b-d33adb407390",{"id":1316,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1317,"copyright":23,"fieldtype":28,"meta_data":1400,"is_external_url":29},{},{"id":1320,"url":23,"linktype":248,"fieldtype":33,"cached_url":1321,"prep":74,"story":1402},{"name":1323,"id":1324,"uuid":1320,"slug":1325,"url":1326,"full_slug":1327,"_stopResolving":74},"dropdownMenu",[1405,1442],{"cta":1406,"_uid":1421,"title":1422,"eyebrow":1427,"subtitle":1430,"component":205,"textAlign":23,"sectionSettings":1441,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[1407],{"tag":23,"_uid":1408,"hide":29,"icon":1409,"link":1411,"type":23,"label":1420,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"aceb3221-33ac-4dbe-a245-d52c549e9272",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":1410},{},{"id":1412,"url":23,"linktype":248,"fieldtype":33,"cached_url":1413,"prep":74,"story":1414},"c5228c54-f5a9-4c29-99d5-175ff3ddeded","/fr/solutions",{"name":1415,"id":1416,"uuid":1412,"slug":1417,"url":1418,"full_slug":1419,"_stopResolving":74},"Spendesk Solutions",130907109,"solutions","solutions/","fr/solutions/","Nos solutions","c93c04c5-1a04-4fe1-87c1-94e54f6cba55",{"type":49,"content":1423},[1424],{"type":52,"content":1425},[1426],{"text":1277,"type":56},{"type":49,"content":1428},[1429],{"type":52},{"type":49,"content":1431},[1432],{"type":52,"content":1433},[1434],{"text":1435,"type":56,"marks":1436},"Spendesk apporte efficacité, visibilité et contrôle.",[1437],{"type":1438,"attrs":1439},"textStyle",{"color":1440},"rgb(0, 0, 0)",[],{"cta":1443,"_uid":1458,"title":1459,"eyebrow":1468,"subtitle":1471,"component":205,"textAlign":23,"sectionSettings":1480,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[1444],{"tag":23,"_uid":1445,"hide":29,"icon":1446,"link":1448,"type":23,"label":1457,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"d99b6858-ce22-47ad-a486-8103fd55e066",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":1447},{},{"id":1449,"url":23,"linktype":248,"fieldtype":33,"cached_url":1450,"prep":74,"story":1451},"1c30ee8f-415f-43f5-b430-2308d9c1fc92","/fr/solutions/our-support",{"name":1452,"id":1453,"uuid":1449,"slug":1454,"url":1455,"full_slug":1456,"_stopResolving":74},"Our Support",531777498,"our-support","solutions/our-support","fr/solutions/our-support","Notre accompagnement","c00ed66c-7ff0-4b41-b880-9b2a5120d1e5",{"type":49,"content":1460},[1461],{"type":52,"content":1462},[1463],{"text":1464,"type":56,"marks":1465},"Accompagnement clients",[1466],{"type":1438,"attrs":1467},{"color":1440},{"type":49,"content":1469},[1470],{"type":52},{"type":49,"content":1472},[1473],{"type":52,"content":1474},[1475],{"text":1476,"type":56,"marks":1477},"Notre approche consultative nous distingue.",[1478],{"type":1438,"attrs":1479},{"color":1440},[],{"_uid":1482,"label":1483,"columns":1484,"component":1403,"headingNewBranding":1684},"99e54924-f77d-4501-978a-b578da0140ca","Plateforme",[1485,1553,1619],{"_uid":1486,"ctas":1487,"label":1551,"component":1346,"labelColor":23,"backgroundIconColor":1552},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[1488,1504,1519,1535],{"tag":23,"_uid":1489,"hide":29,"icon":1490,"link":1494,"type":23,"label":1503,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":1491,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1492,"copyright":23,"fieldtype":28,"meta_data":1493,"is_external_url":29},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":1495,"url":23,"linktype":248,"fieldtype":33,"cached_url":1496,"prep":74,"story":1497},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","/fr/platform/mcp",{"name":1498,"id":1499,"uuid":1495,"slug":1500,"url":1501,"full_slug":1502,"_stopResolving":74},"MCP",184147202165078,"mcp","platform/mcp","fr/platform/mcp","Procurement - NOUVEAU",{"tag":23,"_uid":1505,"hide":29,"icon":1506,"link":1510,"type":23,"label":1503,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":1507,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1508,"copyright":23,"fieldtype":28,"meta_data":1509,"is_external_url":29},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":1511,"url":23,"linktype":248,"fieldtype":33,"cached_url":1512,"prep":74,"story":1513},"f77dd8b1-8d41-4544-ac6a-c6f16b40172d","/fr/platform/procure-to-pay",{"name":1514,"id":1515,"uuid":1511,"slug":1516,"url":1517,"full_slug":1518,"_stopResolving":74},"Procure to pay",547924382,"procure-to-pay","platform/procure-to-pay","fr/platform/procure-to-pay",{"tag":23,"_uid":1520,"hide":29,"icon":1521,"link":1525,"type":23,"label":1534,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":1522,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1523,"copyright":23,"fieldtype":28,"meta_data":1524,"is_external_url":29},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":1526,"url":23,"linktype":248,"fieldtype":33,"cached_url":1527,"prep":74,"story":1528},"9e3b6790-947e-43d1-acab-ba4d5dcd9ea8","/fr/platform/invoice-management",{"name":1529,"id":1530,"uuid":1526,"slug":1531,"url":1532,"full_slug":1533,"_stopResolving":74},"Invoice management ",126360243,"invoice-management","platform/invoice-management","fr/platform/invoice-management","Factures fournisseurs (PA)",{"tag":23,"_uid":1536,"icon":1537,"link":1541,"type":23,"label":1550,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":1538,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1539,"copyright":23,"fieldtype":28,"meta_data":1540,"is_external_url":29},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":1542,"url":23,"linktype":248,"fieldtype":33,"cached_url":1543,"prep":74,"story":1544},"27dba625-a774-450b-9fb8-47efecbc5fc1","/fr/product/smart-company-cards",{"name":1545,"id":1546,"uuid":1542,"slug":1547,"url":1548,"full_slug":1549,"_stopResolving":74},"Cards page",129613969,"smart-company-cards","platform/smart-company-cards","fr/platform/smart-company-cards","Cartes de paiements","FONCTIONNALITÉS","--color-accent-04",{"_uid":1554,"ctas":1555,"label":23,"component":1346,"labelColor":23,"backgroundIconColor":1552},"c7e769a0-95c8-49e3-a177-8c7061def31b",[1556,1572,1588,1603],{"tag":23,"_uid":1557,"icon":1558,"link":1562,"type":23,"label":1571,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"b4ebcace-af56-4cf9-8f5d-82c4fe4bbd54",{"id":1559,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1560,"copyright":23,"fieldtype":28,"meta_data":1561,"is_external_url":29},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":1563,"url":23,"linktype":248,"fieldtype":33,"cached_url":1564,"prep":74,"story":1565},"c865b29b-fbb1-4988-a734-7b12cffb7a10","/fr/product/expense-reimbursements",{"name":1566,"id":1567,"uuid":1563,"slug":1568,"url":1569,"full_slug":1570,"_stopResolving":74},"Employee expense reimbursements",126358479,"expense-reimbursements","platform/expense-reimbursements","fr/platform/expense-reimbursements","Notes de frais",{"tag":23,"_uid":1573,"icon":1574,"link":1578,"type":23,"label":1587,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1575,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1576,"copyright":23,"fieldtype":28,"meta_data":1577,"is_external_url":29},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1579,"url":23,"linktype":248,"fieldtype":33,"cached_url":1580,"prep":74,"story":1581},"401777c6-ec33-41bf-a126-f5675213ce30","/fr/platform/multi-entity-management",{"name":1582,"id":1583,"uuid":1579,"slug":1584,"url":1585,"full_slug":1586,"_stopResolving":74},"Multi entity management ",543790980,"multi-entity-management","platform/multi-entity-management","fr/platform/multi-entity-management","Gestion multi-entités",{"tag":23,"_uid":1589,"icon":1590,"link":1594,"type":23,"label":1598,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"a221e345-d3e8-4ff0-a369-05e61f9fba59",{"id":1591,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1592,"copyright":23,"fieldtype":28,"meta_data":1593,"is_private":29,"is_external_url":29},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1595,"url":23,"linktype":248,"fieldtype":33,"cached_url":1596,"prep":74,"story":1597},"dc5827db-8929-4b1e-87bd-21f53a1360bd","/fr/product/budgets",{"name":1598,"id":1599,"uuid":1595,"slug":1600,"url":1601,"full_slug":1602,"_stopResolving":74},"Budgets",126326949,"budgets","platform/budgets","fr/platform/budgets",{"tag":23,"_uid":1604,"icon":1605,"link":1609,"type":23,"label":1618,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"9e220b42-d0a6-4c36-a96b-91b01b87e101",{"id":1606,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1607,"copyright":23,"fieldtype":28,"meta_data":1608,"is_private":29,"is_external_url":29},16281101,"https://a.storyblok.com/f/146026/16x16/b034825fce/icon-accounting-carbon_no-bg.svg",{},{"id":1610,"url":23,"linktype":248,"fieldtype":33,"cached_url":1611,"prep":74,"story":1612},"3299ad8c-d6b6-4293-a690-4003b9c06318","/fr/product/accounting-automation",{"name":1613,"id":1614,"uuid":1610,"slug":1615,"url":1616,"full_slug":1617,"_stopResolving":74},"Accounting automation",126272847,"accounting-automation","platform/accounting-automation","fr/platform/accounting-automation","Automatisation comptable",{"_uid":1620,"ctas":1621,"label":23,"component":1346,"labelColor":23,"backgroundIconColor":1552},"1ba2d79a-bfdc-40f8-bc32-d9f90b067954",[1622,1637,1653,1668],{"tag":23,"_uid":1623,"hide":29,"icon":1624,"link":1628,"type":23,"label":1636,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"319d48f3-a73b-4134-8704-37fa8120378a",{"id":1625,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1626,"copyright":23,"fieldtype":28,"meta_data":1627,"is_external_url":29},21457318,"https://a.storyblok.com/f/146026/20x20/22db21b3ea/icon-globe-32px-carbon-naked.svg",{},{"id":1629,"url":23,"linktype":248,"fieldtype":33,"cached_url":1630,"prep":74,"story":1631},"9ea35e7e-0f2b-40f0-b05d-afd93b736da1","/fr/platform/international-payments",{"name":1632,"id":1633,"uuid":1629,"slug":1632,"url":1634,"full_slug":1635,"_stopResolving":74},"international-payments",641735127,"platform/international-payments","fr/platform/international-payments","Paiements internationaux",{"tag":23,"_uid":1638,"hide":29,"icon":1639,"link":1643,"type":23,"label":1652,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"e34c6eb7-e2bb-431a-b5b9-b73d3b012ed6",{"id":1640,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1641,"copyright":23,"fieldtype":28,"meta_data":1642,"is_private":29,"is_external_url":29},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1644,"url":23,"linktype":248,"fieldtype":33,"cached_url":1645,"prep":74,"story":1646},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1647,"id":1648,"uuid":1644,"slug":1649,"url":1650,"full_slug":1651,"_stopResolving":74},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":23,"_uid":1654,"hide":29,"icon":1655,"link":1659,"type":23,"label":1667,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"19426b5b-4673-4b54-8db8-7fecd4e1615d",{"id":1656,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1657,"copyright":23,"fieldtype":28,"meta_data":1658,"is_external_url":29},16281095,"https://a.storyblok.com/f/146026/16x16/517c30f879/icon-1.svg",{},{"id":1660,"url":23,"linktype":248,"fieldtype":33,"cached_url":1661,"prep":74,"story":1662},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1663,"id":1664,"uuid":1660,"slug":1665,"url":1665,"full_slug":1666,"_stopResolving":74},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",{"tag":23,"_uid":1669,"hide":29,"icon":1670,"link":1674,"type":23,"label":1683,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"b3f6d767-9773-4921-9d2c-5a3779121461",{"id":1671,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1672,"copyright":23,"fieldtype":28,"meta_data":1673,"is_external_url":29},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1675,"url":23,"linktype":248,"fieldtype":33,"cached_url":1676,"prep":74,"story":1677},"ebc87909-a3bc-4e54-8bfe-a21df5ef0d70","/fr/platform/ai-automation",{"name":1678,"id":1679,"uuid":1675,"slug":1680,"url":1681,"full_slug":1682,"_stopResolving":74},"AI & automation",642738535,"ai-automation","platform/ai-automation","fr/platform/ai-automation","Intelligence Artificielle",[1685],{"cta":1686,"_uid":1701,"title":1702,"eyebrow":1710,"subtitle":1713,"component":205,"textAlign":23,"sectionSettings":1720,"subtitleLeftBorder":29},[1687],{"tag":23,"_uid":1688,"hide":29,"icon":1689,"link":1690,"type":23,"label":1700,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":59,"copyright":59,"fieldtype":28},{"id":1691,"url":23,"linktype":248,"fieldtype":33,"cached_url":1692,"prep":74,"story":1693},"d3363100-1268-4a79-860d-dcf3ad572077","/fr/platform/platform-releases/june-update-2026",{"name":1694,"id":1695,"uuid":1691,"slug":1696,"url":1697,"translated_name":1698,"full_slug":1699,"_stopResolving":74},"June update 2026",184269172433090,"june-update-2026","platform/platform-releases/june-update-2026","Juin 2026 Nouveautes","fr/platform/platform-releases/juin-2026-nouveautes","Découvrir les nouveautés","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":49,"content":1703},[1704],{"type":52,"attrs":1705,"content":1707},{"textAlign":59,"key":1706},"p-0",[1708],{"text":1709,"type":56},"Quoi de neuf",{"type":49,"content":1711},[1712],{"type":52},{"type":49,"content":1714},[1715],{"type":52,"attrs":1716,"content":1717},{"textAlign":59,"key":1706},[1718],{"text":1719,"type":56},"Votre dernière mise à jour produit Spendesk est arrivée",[],{"tag":23,"_uid":1722,"hide":29,"icon":1723,"link":1724,"type":23,"label":1732,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"3e099d1d-7633-470a-b225-70ff55117055",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":59,"copyright":59,"fieldtype":28},{"id":1725,"url":23,"linktype":248,"fieldtype":33,"cached_url":1726,"prep":74,"story":1727},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1728,"id":1729,"uuid":1725,"slug":1730,"url":1730,"full_slug":1731,"_stopResolving":74},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":23,"_uid":1734,"icon":1735,"link":1736,"type":23,"label":1745,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":59,"copyright":59,"fieldtype":28},{"id":1737,"url":23,"linktype":248,"fieldtype":33,"cached_url":1738,"prep":74,"story":1739},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1740,"id":1741,"uuid":1737,"slug":1742,"url":1743,"full_slug":1744,"_stopResolving":74},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1747,"label":1748,"columns":1749,"component":1403,"headingNewBranding":1921},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1750,1815,1891],{"_uid":1751,"ctas":1752,"label":1813,"component":1346,"backgroundIconColor":1814},"705444cd-cbfb-417a-99c3-8481453ed293",[1753,1769,1783,1797],{"tag":23,"_uid":1754,"icon":1755,"link":1759,"type":23,"label":1768,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1756,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1757,"copyright":23,"fieldtype":28,"meta_data":1758,"is_private":29,"is_external_url":29},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1760,"url":23,"linktype":248,"fieldtype":33,"cached_url":1761,"prep":74,"story":1762},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1763,"id":1764,"uuid":1760,"slug":1765,"url":1766,"full_slug":1767,"_stopResolving":74},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":23,"_uid":1770,"hide":74,"icon":1771,"link":1775,"type":23,"label":1779,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1772,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1773,"copyright":23,"fieldtype":28,"meta_data":1774,"is_external_url":29},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1776,"url":23,"linktype":248,"fieldtype":33,"cached_url":1777,"prep":74,"story":1778},"ee09d2a9-10e7-4197-8982-50a2e4c7e73e","/fr/webinars",{"name":1779,"id":1780,"uuid":1776,"slug":1781,"url":1781,"full_slug":1782,"_stopResolving":74},"Webinars",657702684,"webinars","fr/webinars",{"tag":23,"_uid":1784,"hide":29,"icon":1785,"link":1789,"type":23,"label":1793,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1786,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1787,"copyright":23,"fieldtype":28,"meta_data":1788,"is_private":29,"is_external_url":29},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1790,"url":23,"linktype":248,"fieldtype":33,"cached_url":1791,"prep":74,"story":1792},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1793,"id":1794,"uuid":1790,"slug":1795,"url":1795,"full_slug":1796,"_stopResolving":74},"FAQ",126231937,"faq","fr/faq",{"tag":23,"_uid":1798,"hide":29,"icon":1799,"link":1803,"type":23,"label":1812,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1800,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1801,"copyright":23,"fieldtype":28,"meta_data":1802,"is_private":29,"is_external_url":29},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1804,"url":23,"linktype":248,"fieldtype":33,"cached_url":1805,"prep":74,"story":1806},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":1807,"id":1808,"uuid":1804,"slug":1809,"url":1810,"full_slug":1811,"_stopResolving":74},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":1816,"ctas":1817,"label":1890,"component":1346,"labelColor":23,"backgroundIconColor":1814},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1818,1830,1845,1861,1877],{"tag":23,"_uid":1819,"hide":29,"icon":1820,"link":1822,"type":23,"label":1826,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1671,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1672,"copyright":23,"fieldtype":28,"meta_data":1821,"is_external_url":29},{},{"id":1823,"url":23,"linktype":248,"fieldtype":33,"cached_url":1824,"prep":74,"story":1825},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":1826,"id":1827,"uuid":1823,"slug":1828,"url":1828,"full_slug":1829,"_stopResolving":74},"AI Hub",114865617041697,"ai","fr/ai",{"tag":23,"_uid":1831,"icon":1832,"link":1836,"type":23,"label":1844,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1833,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1834,"copyright":23,"fieldtype":28,"meta_data":1835,"is_external_url":29},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1837,"url":23,"linktype":248,"fieldtype":33,"cached_url":1838,"prep":74,"story":1839},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":1840,"id":1841,"uuid":1837,"slug":1842,"url":1842,"full_slug":1843,"_stopResolving":74},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":23,"_uid":1846,"hide":29,"icon":1847,"link":1851,"type":23,"label":1860,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1848,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1849,"copyright":23,"fieldtype":28,"meta_data":1850,"is_external_url":29},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1852,"url":23,"linktype":248,"fieldtype":33,"cached_url":1853,"prep":74,"story":1854},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":1855,"id":1856,"uuid":1852,"slug":1857,"url":1858,"full_slug":1859,"_stopResolving":74},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":23,"_uid":1862,"hide":29,"icon":1863,"link":1867,"type":23,"label":1876,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1864,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1865,"copyright":23,"fieldtype":28,"meta_data":1866,"is_external_url":29},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1868,"url":23,"linktype":248,"fieldtype":33,"cached_url":1869,"prep":74,"story":1870},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":1871,"id":1872,"uuid":1868,"slug":1873,"url":1874,"full_slug":1875,"_stopResolving":74},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":23,"_uid":1878,"icon":1879,"link":1881,"type":23,"label":1889,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"hide":74},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":1522,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1523,"copyright":23,"fieldtype":28,"meta_data":1880,"is_external_url":29},{},{"id":1882,"url":23,"linktype":248,"fieldtype":33,"cached_url":1883,"prep":74,"story":1884},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":1885,"id":1886,"uuid":1882,"slug":1885,"url":1887,"full_slug":1888,"_stopResolving":74},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","fr/tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":1892,"ctas":1893,"label":1920,"component":1346,"backgroundIconColor":1814},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1894,1902,1911],{"tag":23,"_uid":1895,"icon":1896,"link":1900,"type":23,"label":1901,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1897,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1898,"copyright":23,"fieldtype":28,"meta_data":1899,"is_external_url":29},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":23,"url":1039,"linktype":32,"fieldtype":33,"cached_url":1039},"Rejoindre CFO Connect",{"tag":23,"_uid":1903,"icon":1904,"link":1908,"type":23,"label":1910,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1905,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1906,"copyright":23,"fieldtype":28,"meta_data":1907,"is_private":29,"is_external_url":29},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":23,"url":1909,"linktype":32,"cached_url":1909},"https://www.cfoconnect.eu/fr/events/","Événements",{"tag":23,"_uid":1912,"icon":1913,"link":1917,"type":23,"label":1919,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1914,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1915,"copyright":23,"fieldtype":28,"meta_data":1916,"is_private":29,"is_external_url":29},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":23,"url":1918,"linktype":32,"cached_url":1918},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":1923,"label":1924,"columns":1925,"component":1403,"headingNewBranding":2003},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[1926,1968],{"_uid":1927,"ctas":1928,"label":1924,"component":1346,"labelColor":23,"backgroundIconColor":1967},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1929,1942,1951],{"tag":23,"_uid":1930,"hide":29,"icon":1931,"link":1933,"type":23,"label":1941,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1575,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1576,"copyright":23,"fieldtype":28,"meta_data":1932,"is_private":29,"is_external_url":29},{},{"id":1934,"url":23,"linktype":248,"fieldtype":33,"cached_url":1935,"prep":74,"story":1936},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":1937,"id":1938,"uuid":1934,"slug":1939,"url":1939,"full_slug":1940,"_stopResolving":74},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":23,"_uid":1943,"hide":29,"icon":1944,"link":1948,"type":23,"label":1950,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1945,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1946,"copyright":23,"fieldtype":28,"meta_data":1947,"is_external_url":29},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":23,"url":1949,"linktype":32,"fieldtype":33,"cached_url":1949},"https://career.spendesk.com/fr/","Carrières",{"tag":23,"_uid":1952,"hide":29,"icon":1953,"link":1957,"type":23,"label":1966,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1954,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1955,"copyright":23,"fieldtype":28,"meta_data":1956,"is_private":29,"is_external_url":29},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1958,"url":23,"linktype":248,"fieldtype":33,"cached_url":1959,"prep":74,"story":1960},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":1961,"id":1962,"uuid":1958,"slug":1963,"url":1964,"full_slug":1965,"_stopResolving":74},"Spendesk Press",265014512,"press","press/","fr/press/","Presse","--color-accent-06",{"_uid":1969,"ctas":1970,"label":2002,"component":1346,"labelColor":23,"backgroundIconColor":1967},"59a11592-e6cb-405d-8208-9e3c365ac046",[1971,1987],{"tag":23,"_uid":1972,"hide":29,"icon":1973,"link":1977,"type":23,"label":1986,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1974,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1975,"copyright":23,"fieldtype":28,"meta_data":1976,"is_private":29,"is_external_url":29},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1978,"url":23,"linktype":248,"fieldtype":33,"cached_url":1979,"prep":74,"story":1980},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":1981,"id":1982,"uuid":1978,"slug":1983,"url":1984,"full_slug":1985,"_stopResolving":74},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":23,"_uid":1988,"hide":29,"icon":1989,"link":1993,"type":23,"label":2001,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1990,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1991,"copyright":23,"fieldtype":28,"meta_data":1992,"is_private":29,"is_external_url":29},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1994,"url":23,"linktype":248,"fieldtype":33,"cached_url":1995,"prep":74,"story":1996},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":1997,"id":1998,"uuid":1994,"slug":1999,"url":1999,"full_slug":2000,"_stopResolving":74},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter"," ",[],"Se connecter","header",[2007,2012,2017,2021],{"_uid":2008,"code":71,"name":2009,"component":2010,"shortName":2011},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":2013,"code":2014,"name":2015,"component":2010,"shortName":2016},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":2018,"code":73,"name":2019,"component":2010,"shortName":2020},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":2022,"code":65,"name":2023,"component":2010,"shortName":2024},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":2026,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2027,"copyright":23,"fieldtype":28,"meta_data":2028,"is_external_url":29},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":2030,"alt":331,"name":23,"focus":23,"title":2031,"source":23,"filename":2032,"copyright":23,"fieldtype":28,"meta_data":2033,"is_external_url":29},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[2035],{"tag":23,"_uid":2036,"hide":29,"icon":2037,"link":2039,"type":23,"label":2041,"style":34,"component":35,"onClickEvent":2042,"openInANewTab":74,"horizontalFill":29},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2038},{},{"id":23,"url":2040,"linktype":32,"fieldtype":33,"cached_url":2040},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[2044],{"tag":23,"_uid":2045,"hide":29,"icon":2046,"link":2048,"type":23,"label":2041,"style":34,"component":35,"onClickEvent":2042,"openInANewTab":74,"horizontalFill":29},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2047},{},{"id":23,"url":2040,"linktype":32,"fieldtype":33,"cached_url":2040},[2050,2058,2066,2074,2082],{"tag":23,"_uid":2051,"icon":2052,"link":2056,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":2053,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2054,"copyright":23,"fieldtype":28,"meta_data":2055,"is_external_url":29},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":23,"url":2057,"linktype":32,"fieldtype":33,"cached_url":2057},"https://www.facebook.com/spendesk/",{"tag":23,"_uid":2059,"icon":2060,"link":2064,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":2061,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2062,"copyright":23,"fieldtype":28,"meta_data":2063,"is_private":29,"is_external_url":29},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":23,"url":2065,"linktype":32,"fieldtype":33,"cached_url":2065},"https://www.instagram.com/spendesk",{"tag":23,"_uid":2067,"icon":2068,"link":2072,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":2069,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2070,"copyright":23,"fieldtype":28,"meta_data":2071,"is_private":29,"is_external_url":29},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":23,"url":2073,"linktype":32,"fieldtype":33,"cached_url":2073},"https://www.linkedin.com/company/spendesk/",{"tag":23,"_uid":2075,"icon":2076,"link":2080,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":2077,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2078,"copyright":23,"fieldtype":28,"meta_data":2079,"is_private":29,"is_external_url":29},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":23,"url":2081,"linktype":32,"fieldtype":33,"cached_url":2081},"https://x.com/Spendesk",{"tag":23,"_uid":2083,"hide":29,"icon":2084,"link":2088,"type":23,"label":23,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":74,"horizontalFill":29},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":2085,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2086,"copyright":23,"fieldtype":28,"meta_data":2087,"is_private":29,"is_external_url":29},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":23,"url":2089,"linktype":32,"fieldtype":33,"cached_url":2089},"https://www.youtube.com/c/spendesk",[2091],{"tag":23,"_uid":2092,"hide":29,"icon":2093,"link":2094,"type":23,"label":23,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":59,"copyright":59,"fieldtype":28},{"id":2095,"url":23,"linktype":248,"fieldtype":33,"cached_url":2096,"prep":74,"story":2097},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":2098,"id":2099,"uuid":2095,"slug":2100,"url":2100,"full_slug":2101,"_stopResolving":74},"Homepage",106735746,"home","fr/home",[2103],{"tag":23,"_uid":2104,"hide":29,"icon":2105,"link":2106,"type":23,"label":2115,"style":34,"component":35,"onClickEvent":2116,"openInANewTab":29,"horizontalFill":29},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":2107,"url":23,"anchor":23,"linktype":248,"fieldtype":33,"cached_url":2108,"prep":74,"story":2109},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":2110,"id":2111,"uuid":2107,"slug":2112,"url":2113,"full_slug":2114,"_stopResolving":74},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo","website:navbar:book_a_demo_cta:clicked",[2118],{"_uid":2119,"hide":29,"style":2120,"content":2121,"display":2146,"component":2147,"hideOnMobile":29,"mobileContent":2148},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":49,"content":2122},[2123],{"type":52,"attrs":2124,"content":2125},{"textAlign":59,"key":1706},[2126,2133,2138],{"text":2127,"type":56,"marks":2128},"Spendesk AI Connect",[2129,2132],{"type":1438,"attrs":2130},{"color":2131},"#000000E5",{"type":176},{"text":2134,"type":56,"marks":2135}," : découvrez la façon la plus rapide d'exploiter vos données de dépenses. ",[2136],{"type":1438,"attrs":2137},{"color":2131},{"text":2139,"type":56,"marks":2140},"En savoir plus →",[2141,2144],{"type":193,"attrs":2142},{"href":1496,"uuid":1495,"anchor":59,"target":394,"linktype":248,"story":2143},{"name":1498,"id":1499,"uuid":1495,"slug":1500,"url":1501,"full_slug":1502,"_stopResolving":74},{"type":1438,"attrs":2145},{"color":2131},"Whole website","announcementBanner",{"type":49,"content":2149},[2150],{"type":52,"attrs":2151,"content":2152},{"textAlign":59,"key":1706},[2153,2156,2158],{"text":2127,"type":56,"marks":2154},[2155],{"type":176},{"text":2157,"type":56}," : exploitez enfin vos données de dépenses rapidement. ",{"text":2139,"type":56,"marks":2159},[2160],{"type":193,"attrs":2161},{"href":1496,"uuid":1495,"anchor":59,"target":394,"linktype":248,"story":2162},{"name":1498,"id":1499,"uuid":1495,"slug":1500,"url":1501,"full_slug":1502,"_stopResolving":74},"Sélectionnez votre langue","fr/global-components/header",[2166],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[2174,2175,2176],{"path":2172,"name":59,"lang":65,"published":59},{"path":2172,"name":59,"lang":71,"published":59},{"path":2172,"name":59,"lang":73,"published":59},{"name":2178,"created_at":2179,"published_at":2180,"updated_at":2181,"id":2182,"uuid":2183,"content":2184,"slug":2456,"full_slug":2639,"sort_by_date":59,"position":2640,"tag_list":2641,"is_startpage":29,"parent_id":2167,"meta_data":59,"group_id":2642,"first_published_at":2643,"release_id":59,"lang":65,"path":1766,"alternates":2644,"default_full_slug":2645,"translated_slugs":2646},"Footer","2022-03-03T10:27:46.390Z","2026-05-13T14:37:35.509Z","2026-05-13T14:37:35.598Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":2185,"lists":2186,"component":2456,"logoLinks":2457,"legalLinks":2474,"socialLinks":2532,"newsletterForm":2558,"complianceLogos":2599,"newsletterTitle":2608,"smallDescription":2609,"newsletterSubtitle":2615,"legalDescriptionText":2616},"68acc184-683a-412b-863a-297708c3cffb",[2187,2282,2360,2424],{"_uid":2188,"ctas":2189,"label":1277,"component":1346,"labelColor":23,"backgroundIconColor":23},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[2190,2204,2211,2217,2223,2237,2243,2256,2269],{"tag":23,"_uid":2191,"hide":29,"icon":2192,"link":2194,"type":23,"label":2203,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"6c234d18-72c2-4bd6-9f55-f4e43594afab",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2193},{},{"id":2195,"url":23,"linktype":248,"fieldtype":33,"cached_url":2196,"prep":74,"story":2197},"55eff7ea-e09a-4ede-98c5-21bc5a882f28","/fr/use-cases/invoice-processing",{"name":2198,"id":2199,"uuid":2195,"slug":2200,"url":2201,"full_slug":2202,"_stopResolving":74},"Automated invoice processing",129356665,"invoice-processing","use-cases/invoice-processing","fr/use-cases/invoice-processing","Traiter toutes les factures",{"tag":23,"_uid":2205,"hide":29,"icon":2206,"link":2208,"type":23,"label":2210,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"85a7dae5-f766-4f55-b545-3cfe43c0f819",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2207},{},{"id":1320,"url":23,"linktype":248,"fieldtype":33,"cached_url":1321,"prep":74,"story":2209},{"name":1323,"id":1324,"uuid":1320,"slug":1325,"url":1326,"full_slug":1327,"_stopResolving":74},"Dépenses administratives",{"tag":23,"_uid":2212,"hide":29,"icon":2213,"link":2215,"type":23,"label":1312,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"dca639bb-1c45-45e9-8ab9-6bf130a9fff7",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2214},{},{"id":1304,"url":23,"linktype":248,"fieldtype":33,"cached_url":1305,"prep":74,"story":2216},{"name":1307,"id":1308,"uuid":1304,"slug":1309,"url":1310,"full_slug":1311,"_stopResolving":74},{"tag":23,"_uid":2218,"hide":29,"icon":2219,"link":2221,"type":23,"label":1396,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"9ba916f8-6ed9-4789-a107-907007efc326",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2220},{},{"id":1388,"url":23,"linktype":248,"fieldtype":33,"cached_url":1389,"prep":74,"story":2222},{"name":1391,"id":1392,"uuid":1388,"slug":1393,"url":1394,"full_slug":1395,"_stopResolving":74},{"tag":23,"_uid":2224,"hide":29,"icon":2225,"link":2227,"type":23,"label":2236,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"f94a4adb-4c2b-459f-a640-f0c0279ea721",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2226},{},{"id":2228,"url":23,"linktype":248,"fieldtype":33,"cached_url":2229,"prep":74,"story":2230},"8191ed3b-30f0-4e58-b83d-9bc4c524b120","/fr/use-cases/office-expenses",{"name":2231,"id":2232,"uuid":2228,"slug":2233,"url":2234,"full_slug":2235,"_stopResolving":74},"Easily manage office expenses | Spendesk",128717906,"office-expenses","use-cases/office-expenses","fr/use-cases/office-expenses","Avantages salariaux",{"tag":23,"_uid":2238,"hide":29,"icon":2239,"link":2241,"type":23,"label":1344,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"518b355a-04dc-4755-ae49-4242b463744d",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2240},{},{"id":1336,"url":23,"linktype":248,"fieldtype":33,"cached_url":1337,"prep":74,"story":2242},{"name":1339,"id":1340,"uuid":1336,"slug":1341,"url":1342,"full_slug":1343,"_stopResolving":74},{"tag":23,"_uid":2244,"hide":74,"icon":2245,"link":2247,"type":23,"label":2255,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"dc00429b-285a-4699-ba81-97bbaf890a70",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2246},{},{"id":2248,"url":23,"linktype":248,"fieldtype":33,"cached_url":2249,"prep":74,"story":2250},"1c9f0a4a-55a7-46a3-aa93-4bd1ac73c52a","/fr/expense-management-software",{"name":2251,"id":2252,"uuid":2248,"slug":2253,"url":2253,"full_slug":2254,"_stopResolving":74},"Expense management software",130935631,"expense-management-software","fr/expense-management-software","Expense Management",{"tag":23,"_uid":2257,"hide":74,"icon":2258,"link":2260,"type":23,"label":2268,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"469f4c3f-514e-4233-9145-28711379d5ce",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2259},{},{"id":2261,"url":23,"linktype":248,"fieldtype":33,"cached_url":2262,"prep":74,"story":2263},"73ff0017-620a-491e-88a2-e14a86be013a","/fr/business-expense-cards",{"name":2264,"id":2265,"uuid":2261,"slug":2266,"url":2266,"full_slug":2267,"_stopResolving":74},"Business expense cards ",127581560,"business-expense-cards","fr/business-expense-cards","Business Cards",{"tag":23,"_uid":2270,"hide":74,"icon":2271,"link":2273,"type":23,"label":2281,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"4cde6a66-266d-48bc-b86f-406e5bc0ec2a",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2272},{},{"id":2274,"url":23,"linktype":248,"fieldtype":33,"cached_url":2275,"prep":74,"story":2276},"01ed1057-9896-498c-926e-60bc926469a8","/fr/accounts-payable-software",{"name":2277,"id":2278,"uuid":2274,"slug":2279,"url":2279,"full_slug":2280,"_stopResolving":74},"Accounts payable software",128157999,"accounts-payable-software","fr/accounts-payable-software","Accounts Payable",{"_uid":2283,"ctas":2284,"label":1483,"component":1346,"labelColor":23,"backgroundIconColor":23},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[2285,2299,2306,2312,2319,2333,2340,2346,2353],{"tag":23,"_uid":2286,"hide":29,"icon":2287,"link":2289,"type":23,"label":2298,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"bdc33375-72d8-4afc-b7d3-fc2fb82dc0af",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2288},{},{"id":2290,"url":23,"linktype":248,"fieldtype":33,"cached_url":2291,"prep":74,"story":2292},"4b39d188-071f-4f1b-9670-76374dd671b8","/fr/platform",{"name":2293,"id":2294,"uuid":2290,"slug":2295,"url":2296,"full_slug":2297,"_stopResolving":74},"Platform",511195522,"platform","platform/","fr/platform/","Fonctionnalités",{"tag":23,"_uid":2300,"hide":29,"icon":2301,"link":2303,"type":23,"label":2305,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"7e976f79-3fe6-4f3c-81db-baabd41b8546",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2302},{},{"id":1511,"url":23,"linktype":248,"fieldtype":33,"cached_url":1512,"prep":74,"story":2304},{"name":1514,"id":1515,"uuid":1511,"slug":1516,"url":1517,"full_slug":1518,"_stopResolving":74},"Procurement",{"tag":23,"_uid":2307,"hide":29,"icon":2308,"link":2310,"type":23,"label":1587,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"7e85bd5b-350e-424b-89f7-86a41638fc46",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2309},{},{"id":1579,"url":23,"linktype":248,"fieldtype":33,"cached_url":1580,"prep":74,"story":2311},{"name":1582,"id":1583,"uuid":1579,"slug":1584,"url":1585,"full_slug":1586,"_stopResolving":74},{"tag":23,"_uid":2313,"hide":29,"icon":2314,"link":2316,"type":23,"label":2318,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"8e12ff56-aeb4-4c77-a7a0-fb740301c3f6",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2315},{},{"id":1542,"url":23,"linktype":248,"fieldtype":33,"cached_url":1543,"prep":74,"story":2317},{"name":1545,"id":1546,"uuid":1542,"slug":1547,"url":1548,"full_slug":1549,"_stopResolving":74},"Cartes d'entreprise",{"tag":23,"_uid":2320,"hide":29,"icon":2321,"link":2323,"type":23,"label":2332,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"2fc815b6-120c-475a-9ad5-3365b07f3046",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2322},{},{"id":2324,"url":23,"linktype":248,"fieldtype":33,"cached_url":2325,"prep":74,"story":2326},"69439fab-65c8-476b-b817-bcd2c0b66df4","/fr/platform/virtual-cards",{"name":2327,"id":2328,"uuid":2324,"slug":2329,"url":2330,"full_slug":2331,"_stopResolving":74},"Virtual cards",126627408,"virtual-cards","platform/virtual-cards","fr/platform/virtual-cards","Cartes virtuelles",{"tag":23,"_uid":2334,"hide":29,"icon":2335,"link":2337,"type":23,"label":2339,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"31cd840e-93a6-4549-a575-70e49458dd04",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2336},{},{"id":1644,"url":23,"linktype":248,"fieldtype":33,"cached_url":1645,"prep":74,"story":2338},{"name":1647,"id":1648,"uuid":1644,"slug":1649,"url":1650,"full_slug":1651,"_stopResolving":74},"API & Intégrations",{"tag":23,"_uid":2341,"hide":29,"icon":2342,"link":2344,"type":23,"label":1732,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2343},{},{"id":1725,"url":23,"linktype":248,"fieldtype":33,"cached_url":1726,"prep":74,"story":2345},{"name":1728,"id":1729,"uuid":1725,"slug":1730,"url":1730,"full_slug":1731,"_stopResolving":74},{"tag":23,"_uid":2347,"hide":29,"icon":2348,"link":2350,"type":23,"label":2352,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2349},{},{"id":1660,"url":23,"linktype":248,"fieldtype":33,"cached_url":1661,"prep":74,"story":2351},{"name":1663,"id":1664,"uuid":1660,"slug":1665,"url":1665,"full_slug":1666,"_stopResolving":74},"Sécurité",{"tag":23,"_uid":2354,"hide":29,"icon":2355,"link":2357,"type":23,"label":2359,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2356},{},{"id":23,"url":2358,"linktype":32,"fieldtype":33,"cached_url":2358},"https://trust.spendesk.com/","Centre de confiance",{"_uid":2361,"ctas":2362,"label":1748,"component":1346,"backgroundIconColor":23},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[2363,2369,2374,2380,2387,2393,2399,2405,2412,2418],{"tag":23,"_uid":2364,"hide":29,"icon":2365,"link":2367,"type":23,"label":1745,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2366},{},{"id":1737,"url":23,"linktype":248,"fieldtype":33,"cached_url":1738,"prep":74,"story":2368},{"name":1740,"id":1741,"uuid":1737,"slug":1742,"url":1743,"full_slug":1744,"_stopResolving":74},{"tag":23,"_uid":2370,"icon":2371,"link":2372,"type":23,"label":1768,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":59,"copyright":59,"fieldtype":28},{"id":1760,"url":23,"linktype":248,"fieldtype":33,"cached_url":1761,"prep":74,"story":2373},{"name":1763,"id":1764,"uuid":1760,"slug":1765,"url":1766,"full_slug":1767,"_stopResolving":74},{"tag":23,"_uid":2375,"hide":74,"icon":2376,"link":2378,"type":23,"label":1779,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"ce775eab-1c6b-429e-b2ca-a231431b2f3e",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2377},{},{"id":1776,"url":23,"linktype":248,"fieldtype":33,"cached_url":1777,"prep":74,"story":2379},{"name":1779,"id":1780,"uuid":1776,"slug":1781,"url":1781,"full_slug":1782,"_stopResolving":74},{"tag":23,"_uid":2381,"hide":29,"icon":2382,"link":2384,"type":23,"label":2386,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2383},{},{"id":1837,"url":23,"linktype":248,"fieldtype":33,"cached_url":1838,"prep":74,"story":2385},{"name":1840,"id":1841,"uuid":1837,"slug":1842,"url":1842,"full_slug":1843,"_stopResolving":74},"Contenus premium",{"tag":23,"_uid":2388,"hide":29,"icon":2389,"link":2391,"type":23,"label":1876,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2390},{},{"id":1868,"url":23,"linktype":248,"fieldtype":33,"cached_url":1869,"prep":74,"story":2392},{"name":1871,"id":1872,"uuid":1868,"slug":1873,"url":1874,"full_slug":1875,"_stopResolving":74},{"tag":23,"_uid":2394,"icon":2395,"link":2397,"type":23,"label":1876,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"hide":74},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":1522,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":1523,"copyright":23,"fieldtype":28,"meta_data":2396,"is_external_url":29},{},{"id":1882,"url":23,"linktype":248,"fieldtype":33,"cached_url":1883,"prep":74,"story":2398},{"name":1885,"id":1886,"uuid":1882,"slug":1885,"url":1887,"full_slug":1888,"_stopResolving":74},{"tag":23,"_uid":2400,"hide":29,"icon":2401,"link":2403,"type":23,"label":1035,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74,"horizontalFill":29},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2402},{},{"id":23,"url":2404,"linktype":32,"fieldtype":33,"cached_url":2404},"https://www.cfoconnect.eu/",{"tag":23,"_uid":2406,"hide":29,"icon":2407,"link":2409,"type":23,"label":2411,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2408},{},{"id":1790,"url":23,"linktype":248,"fieldtype":33,"cached_url":1791,"prep":74,"story":2410},{"name":1793,"id":1794,"uuid":1790,"slug":1795,"url":1795,"full_slug":1796,"_stopResolving":74},"FAQs",{"tag":23,"_uid":2413,"hide":29,"icon":2414,"link":2416,"type":23,"label":1812,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2415},{},{"id":1804,"url":23,"linktype":248,"fieldtype":33,"cached_url":1805,"prep":74,"story":2417},{"name":1807,"id":1808,"uuid":1804,"slug":1809,"url":1810,"full_slug":1811,"_stopResolving":74},{"tag":23,"_uid":2419,"hide":29,"icon":2420,"link":2422,"type":23,"label":2041,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2421},{},{"id":23,"url":2423,"linktype":32,"fieldtype":33,"cached_url":2423},"https://helpcenter.spendesk.com/fr",{"_uid":2425,"ctas":2426,"label":1924,"component":1346,"backgroundIconColor":23},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[2427,2433,2439,2443,2450],{"tag":23,"_uid":2428,"hide":29,"icon":2429,"link":2431,"type":23,"label":1941,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"2258dba0-720f-4a72-8616-3ee8ad748d39",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2430},{},{"id":1934,"url":23,"linktype":248,"fieldtype":33,"cached_url":1935,"prep":74,"story":2432},{"name":1937,"id":1938,"uuid":1934,"slug":1939,"url":1939,"full_slug":1940,"_stopResolving":74},{"tag":23,"_uid":2434,"hide":29,"icon":2435,"link":2437,"type":23,"label":1986,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"7f0c013f-0597-4295-8eb2-947bce9f3038",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2436},{},{"id":1978,"url":23,"linktype":248,"fieldtype":33,"cached_url":1979,"prep":74,"story":2438},{"name":1981,"id":1982,"uuid":1978,"slug":1983,"url":1984,"full_slug":1985,"_stopResolving":74},{"tag":23,"_uid":2440,"icon":2441,"link":2442,"type":23,"label":1950,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"55725d79-a09b-441b-9950-02d332513ec3",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":23,"url":1949,"linktype":32,"fieldtype":33,"cached_url":1949},{"tag":23,"_uid":2444,"icon":2445,"link":2446,"type":23,"label":2449,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"be048aa8-7d04-41a6-bee0-8d53fcb6149f",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":1958,"url":23,"linktype":248,"fieldtype":33,"cached_url":2447,"prep":74,"story":2448},"/fr/press/press-v2",{"name":1961,"id":1962,"uuid":1958,"slug":1963,"url":1964,"full_slug":1965,"_stopResolving":74},"Espace presse",{"tag":23,"_uid":2451,"hide":29,"icon":2452,"link":2454,"type":23,"label":2001,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"b3c4b61d-001b-4c3f-99f0-f787b5837ee9",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2453},{},{"id":1994,"url":23,"linktype":248,"fieldtype":33,"cached_url":1995,"prep":74,"story":2455},{"name":1997,"id":1998,"uuid":1994,"slug":1999,"url":1999,"full_slug":2000,"_stopResolving":74},"footer",[2458,2466],{"tag":23,"_uid":2459,"hide":29,"icon":2460,"link":2464,"type":23,"label":23,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"225df49b-7d21-46c3-986a-89b609d15540",{"id":2461,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2462,"copyright":23,"fieldtype":28,"meta_data":2463,"is_external_url":29},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":23,"url":2465,"linktype":32,"fieldtype":33,"cached_url":2465},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":23,"_uid":2467,"hide":29,"icon":2468,"link":2472,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":2469,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2470,"copyright":23,"fieldtype":28,"meta_data":2471,"is_external_url":29},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":23,"url":2473,"linktype":32,"fieldtype":33,"cached_url":2473},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[2475,2481,2494,2507,2520,2526],{"tag":23,"_uid":2476,"icon":2477,"link":2478,"type":23,"label":2480,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":2095,"url":23,"linktype":248,"fieldtype":33,"cached_url":2096,"prep":74,"story":2479},{"name":2098,"id":2099,"uuid":2095,"slug":2100,"url":2100,"full_slug":2101,"_stopResolving":74},"© Spendesk",{"tag":23,"_uid":2482,"icon":2483,"link":2484,"type":23,"label":2493,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":2485,"url":23,"linktype":248,"fieldtype":33,"cached_url":2486,"prep":74,"story":2487},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":2488,"id":2489,"uuid":2485,"slug":2490,"url":2491,"full_slug":2492,"_stopResolving":74},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":23,"_uid":2495,"icon":2496,"link":2497,"type":23,"label":2506,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":2498,"url":23,"linktype":248,"fieldtype":33,"cached_url":2499,"prep":74,"story":2500},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":2501,"id":2502,"uuid":2498,"slug":2503,"url":2504,"full_slug":2505,"_stopResolving":74},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":23,"_uid":2508,"icon":2509,"link":2510,"type":23,"label":2519,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":2511,"url":23,"linktype":248,"fieldtype":33,"cached_url":2512,"prep":74,"story":2513},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":2514,"id":2515,"uuid":2511,"slug":2516,"url":2517,"full_slug":2518,"_stopResolving":74},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":23,"_uid":2521,"icon":2522,"link":2523,"type":23,"label":2525,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":23,"url":2524,"linktype":32,"fieldtype":33,"cached_url":2524},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":23,"_uid":2527,"hide":29,"icon":2528,"link":2529,"type":23,"label":2531,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":23,"url":2530,"linktype":32,"fieldtype":33,"cached_url":2530},"openConsentManager.action","Paramètres Cookies",[2533,2538,2543,2548,2553],{"tag":23,"_uid":2534,"icon":2535,"link":2537,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":2053,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2054,"copyright":23,"fieldtype":28,"meta_data":2536,"is_external_url":29},{},{"id":23,"url":2057,"linktype":32,"fieldtype":33,"cached_url":2057},{"tag":23,"_uid":2539,"icon":2540,"link":2542,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":2061,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2062,"copyright":23,"fieldtype":28,"meta_data":2541,"is_private":29,"is_external_url":29},{},{"id":23,"url":2065,"linktype":32,"fieldtype":33,"cached_url":2065},{"tag":23,"_uid":2544,"icon":2545,"link":2547,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":2069,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2070,"copyright":23,"fieldtype":28,"meta_data":2546,"is_private":29,"is_external_url":29},{},{"id":23,"url":2073,"linktype":32,"fieldtype":33,"cached_url":2073},{"tag":23,"_uid":2549,"icon":2550,"link":2552,"type":23,"label":23,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":2077,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2078,"copyright":23,"fieldtype":28,"meta_data":2551,"is_private":29,"is_external_url":29},{},{"id":23,"url":2081,"linktype":32,"fieldtype":33,"cached_url":2081},{"tag":23,"_uid":2554,"hide":29,"icon":2555,"link":2557,"type":23,"label":23,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":74,"horizontalFill":29},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":2085,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2086,"copyright":23,"fieldtype":28,"meta_data":2556,"is_private":29,"is_external_url":29},{},{"id":23,"url":2089,"linktype":32,"fieldtype":33,"cached_url":2089},[2559],{"_uid":2560,"fields":2561,"component":2593,"submitUrl":2594,"hubspotFormId":2596,"successMessage":2597,"horizontalAlign":23,"onSubmitSegmentEvent":2598},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[2562],{"_uid":2563,"name":2564,"type":56,"label":2565,"required":74,"component":2566,"submitBtn":2567,"legalNotice":2568,"placeholder":23,"validateEmail":74,"blockPersonalEmailAddresses":29},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":49,"content":2569},[2570],{"type":52,"content":2571},[2572,2574,2582,2584,2591],{"text":2573,"type":56},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":2575,"type":56,"marks":2576},"Conditions d'utilisation",[2577],{"type":193,"attrs":2578},{"href":2486,"uuid":2485,"anchor":59,"custom":2579,"target":2580,"linktype":248,"story":2581},{},"_blank",{"name":2488,"id":2489,"uuid":2485,"slug":2490,"url":2491,"full_slug":2492,"_stopResolving":74},{"text":2583,"type":56}," et à la ",{"text":2585,"type":56,"marks":2586},"Politique de confidentialité",[2587],{"type":193,"attrs":2588},{"href":2499,"uuid":2498,"anchor":59,"custom":2589,"target":2580,"linktype":248,"story":2590},{},{"name":2501,"id":2502,"uuid":2498,"slug":2503,"url":2504,"full_slug":2505,"_stopResolving":74},{"text":2592,"type":56}," de Spendesk.","formGroup",{"id":23,"url":23,"linktype":248,"fieldtype":33,"cached_url":2595,"prep":74},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[2600],{"tag":23,"_uid":2601,"hide":29,"icon":2602,"link":2606,"type":23,"label":23,"style":34,"component":35,"mobileLabel":23,"onClickEvent":23,"openInANewTab":29,"horizontalFill":29},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2603,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2604,"copyright":23,"fieldtype":28,"meta_data":2605,"is_external_url":29},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":23,"url":2607,"linktype":32,"fieldtype":33,"cached_url":2607},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":49,"content":2610},[2611],{"type":52,"content":2612},[2613],{"text":2614,"type":56},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":49,"content":2617},[2618,2625,2632],{"type":52,"content":2619},[2620],{"text":2621,"type":56,"marks":2622},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[2623],{"type":1438,"attrs":2624},{"color":1440},{"type":52,"content":2626},[2627],{"text":2628,"type":56,"marks":2629},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[2630],{"type":1438,"attrs":2631},{"color":1440},{"type":52,"content":2633},[2634],{"text":2635,"type":56,"marks":2636},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[2637],{"type":1438,"attrs":2638},{"color":1440},"fr/global-components/footer",-10,[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2647,2648,2649],{"path":2645,"name":59,"lang":65,"published":59},{"path":2645,"name":59,"lang":71,"published":59},{"path":2645,"name":59,"lang":73,"published":59},{"name":2651,"created_at":2652,"published_at":2653,"updated_at":2654,"id":2655,"uuid":2656,"content":2657,"slug":2794,"full_slug":2795,"sort_by_date":59,"position":2796,"tag_list":2797,"is_startpage":29,"parent_id":2167,"meta_data":59,"group_id":2798,"first_published_at":2799,"release_id":59,"lang":65,"path":59,"alternates":2800,"default_full_slug":2801,"translated_slugs":2802},"Common Content","2022-06-07T08:36:57.529Z","2026-04-28T10:18:40.221Z","2026-04-28T10:18:40.242Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2658,"modalBtn":2659,"component":2660,"modalTitle":2661,"countdownDay":2662,"modalContent":2663,"modalSuccess":2675,"countdownHour":2676,"hubspotFormId":2677,"countdownLabel":2678,"formErrorTitle":2679,"countdownMinute":2680,"countdownSecond":2681,"formErrorButton":2682,"selectNoOptions":2683,"formErrorSubtitle":2684,"blogAuthorResources":2685,"modalEmailPlaceholder":2686,"emailValidationInvalid":2687,"imageItemsListNoResult":2688,"phoneValidationInvalid":2689,"blogLoadMoreButtonLabel":2690,"blogArticleUpdatedAtLabel":2691,"blogArticleWatchTimeLabel":2692,"modalExistingAccountTitle":2693,"modalExistingCompanyTitle":2694,"modalForExistingCustomers":2695,"organizationSchemaOffices":2702,"blogArticleListenTimeLabel":2692,"blogArticlePublishedOnLabel":2755,"blogArticleReadingTimeLabel":2692,"emailValidationInvalidExist":2756,"modalForUnsupportedCountries":2757,"emailValidationInvalidInvited":2763,"organizationSchemaDescription":2764,"organizationSchemaContactEmail":2765,"modalExistingAccountDescription":2766,"modalExistingCompanyDescription":2782,"emailValidationInvalidDomainName":2788,"multiSelectDropdownSelectedLabel":2789,"softwareApplicationSchemaRatingCount":2790,"softwareApplicationSchemaRatingValue":2791,"emailValidationInvalidUnexpectedError":2792,"emailValidationInvalidCompanyRegistered":2793},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":49,"content":2664},[2665,2670],{"type":52,"attrs":2666,"content":2667},{"textAlign":59},[2668],{"text":2669,"type":56},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":52,"attrs":2671,"content":2672},{"textAlign":59},[2673],{"text":2674,"type":56},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","Réessayer","Aucun résultats","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","Articles de {firstName}","Adresse email professionnelle","Adresse e-mail non valide","Aucun résultat","Numéro de téléphone invalide","Voir plus","Mis à jour le","min environ","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":49,"content":2696},[2697,2701],{"type":52,"content":2698},[2699],{"text":2700,"type":56},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":52},[2703,2719,2731,2743],{"cta":2704,"_uid":2711,"image":2712,"title":2716,"subtitle":2717,"component":2718},[2705],{"tag":23,"_uid":2706,"icon":2707,"link":2708,"type":23,"label":2710,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":23,"url":2709,"linktype":32,"fieldtype":33,"cached_url":2709},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2713,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2714,"copyright":23,"fieldtype":28,"meta_data":2715,"is_external_url":29},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2720,"_uid":2726,"image":2727,"title":2729,"subtitle":2730,"component":2718},[2721],{"tag":23,"_uid":2722,"icon":2723,"link":2724,"type":23,"label":2710,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":23,"url":2725,"linktype":32,"fieldtype":33,"cached_url":2725},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2713,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2714,"copyright":23,"fieldtype":28,"meta_data":2728,"is_external_url":29},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2732,"_uid":2738,"image":2739,"title":2741,"subtitle":2742,"component":2718},[2733],{"tag":23,"_uid":2734,"icon":2735,"link":2736,"type":23,"label":2710,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":23,"url":2737,"linktype":32,"fieldtype":33,"cached_url":2737},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2713,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2714,"copyright":23,"fieldtype":28,"meta_data":2740,"is_external_url":29},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2744,"_uid":2750,"image":2751,"title":2753,"subtitle":2754,"component":2718},[2745],{"tag":23,"_uid":2746,"icon":2747,"link":2748,"type":23,"label":2710,"style":34,"component":35,"onClickEvent":23,"openInANewTab":74},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":23,"url":2749,"linktype":32,"fieldtype":33,"cached_url":2749},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2713,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2714,"copyright":23,"fieldtype":28,"meta_data":2752,"is_external_url":29},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":49,"content":2758},[2759],{"type":52,"content":2760},[2761],{"text":2762,"type":56},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":49,"content":2767},[2768,2772],{"type":52,"content":2769},[2770],{"text":2771,"type":56},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":295,"attrs":2773},{"id":2774,"body":2775},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2776],{"tag":23,"_uid":2777,"icon":2778,"link":2779,"type":2781,"label":2004,"style":34,"component":35,"onClickEvent":23,"openInANewTab":29,"horizontalFill":74},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":23,"copyright":59,"fieldtype":28},{"id":23,"url":2780,"linktype":32,"fieldtype":33,"cached_url":2780},"https://app.spendesk.com/auth/login","btn",{"type":49,"content":2783},[2784],{"type":52,"content":2785},[2786],{"text":2787,"type":56},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2803,2804,2805],{"path":2801,"name":59,"lang":65,"published":59},{"path":2801,"name":59,"lang":71,"published":59},{"path":2801,"name":59,"lang":73,"published":59},[2807,2811,2815,2819,2823,2827,2831,2835,2839],{"id":2808,"name":2809,"value":2810,"dimension_value":59},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2812,"name":2813,"value":2814,"dimension_value":59},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2816,"name":2817,"value":2818,"dimension_value":59},10736155,"Intercom","ryDQcVoOoZQ",{"id":2820,"name":2821,"value":2822,"dimension_value":59},10736156,"HubSpot","ry0QcNodoWQ",{"id":2824,"name":2825,"value":2826,"dimension_value":59},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2828,"name":2829,"value":2830,"dimension_value":59},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2832,"name":2833,"value":2834,"dimension_value":59},10736765,"Bing Ads","dsS7z9Hv4",{"id":2836,"name":2837,"value":2838,"dimension_value":59},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2840,"name":2841,"value":2842,"dimension_value":59},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2844,"component":2845,"sidebarCta":2846,"exitModalPopup":2877,"newsletterForm":2878,"newsletterTitle":2905,"bottomArticleCta":2906,"moreArticlesLabel":2941,"breadcrumbBlogLink":2942,"newsletterSubtitle":2944,"breadcrumbBlogLabel":1768,"breadcrumbArticleLabel":1141,"hiddenNewsletterOnTopics":2945,"componentsAfterTheArticle":2948,"moreArticlesLabelFallback":2941,"sidebarTableOfContentsLabel":3093},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2847],{"cta":2848,"_uid":2856,"image":2857,"title":2861,"subtitle":2875,"component":2876},[2849],{"tag":23,"_uid":2850,"hide":29,"icon":2851,"link":2853,"type":23,"label":2115,"style":34,"component":35,"mobileLabel":23,"onClickEvent":2855,"openInANewTab":29,"horizontalFill":29},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2852},{},{"id":2107,"url":23,"linktype":248,"fieldtype":33,"cached_url":2108,"prep":74,"story":2854},{"name":2110,"id":2111,"uuid":2107,"slug":2112,"url":2113,"full_slug":2114,"_stopResolving":74},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2858,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":2859,"copyright":23,"fieldtype":28,"meta_data":2860,"is_external_url":29},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":49,"content":2862},[2863],{"type":52,"attrs":2864,"content":2865},{"textAlign":59,"key":1706},[2866],{"text":2867,"type":56,"marks":2868},"Dépenser mieux pour travailler mieux.",[2869,2871],{"type":1438,"attrs":2870},{"color":23},{"type":2872,"attrs":2873},"styled",{"class":2874},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],[2879],{"_uid":2880,"fields":2881,"component":2593,"submitUrl":2903,"hubspotFormId":2596,"successMessage":2597,"horizontalAlign":23,"onSubmitSegmentEvent":2904},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2882],{"_uid":2883,"name":2564,"type":56,"label":2565,"required":74,"component":2566,"submitBtn":2567,"legalNotice":2884,"placeholder":23,"validateEmail":74,"blockPersonalEmailAddresses":29},"cc924123-e126-4829-a72a-43fcf863a045",{"type":49,"content":2885},[2886],{"type":52,"content":2887},[2888,2889,2895,2896,2902],{"text":2573,"type":56},{"text":2575,"type":56,"marks":2890},[2891],{"type":193,"attrs":2892},{"href":2486,"uuid":2485,"anchor":59,"custom":2893,"target":2580,"linktype":248,"story":2894},{},{"name":2488,"id":2489,"uuid":2485,"slug":2490,"url":2491,"full_slug":2492,"_stopResolving":74},{"text":2583,"type":56},{"text":2585,"type":56,"marks":2897},[2898],{"type":193,"attrs":2899},{"href":2499,"uuid":2498,"anchor":59,"custom":2900,"target":2580,"linktype":248,"story":2901},{},{"name":2501,"id":2502,"uuid":2498,"slug":2503,"url":2504,"full_slug":2505,"_stopResolving":74},{"text":2592,"type":56},{"id":23,"url":23,"linktype":248,"fieldtype":33,"cached_url":2595,"prep":74},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[2907],{"cta":2908,"_uid":2923,"image":2924,"title":2926,"subtitle":2940,"component":2876},[2909],{"tag":23,"_uid":2910,"hide":29,"icon":2911,"link":2913,"type":23,"label":2921,"style":34,"component":35,"mobileLabel":23,"onClickEvent":2922,"openInANewTab":29,"horizontalFill":29},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":2912},{},{"id":2914,"url":23,"linktype":248,"fieldtype":33,"cached_url":2915,"prep":74,"story":2916},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2917,"id":2918,"uuid":2914,"slug":2919,"url":2919,"full_slug":2920,"_stopResolving":74},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"filename":59,"copyright":59,"fieldtype":28,"meta_data":2925,"is_external_url":29},{},{"type":49,"content":2927},[2928],{"type":52,"attrs":2929,"content":2930},{"textAlign":59,"key":1706},[2931],{"text":2932,"type":56,"marks":2933},"Curieux de découvrir Spendesk ?",[2934,2937],{"type":1438,"attrs":2935},{"color":2936},"#000000",{"type":2872,"attrs":2938},{"class":2939},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Plus d'articles",{"id":1760,"url":23,"linktype":248,"fieldtype":33,"cached_url":1761,"prep":74,"story":2943},{"name":1763,"id":1764,"uuid":1760,"slug":1765,"url":1766,"full_slug":1767,"_stopResolving":74},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[2946,2947],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2949],{"cta":2950,"_uid":2951,"items":2952,"heading":3071,"reverse":29,"component":1238,"sectionSettings":3092},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2953,3012],{"_uid":2954,"title":2955,"component":1186,"description":2956},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":49,"content":2957},[2958,2962],{"type":52,"content":2959},[2960],{"text":2961,"type":56},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":2963,"attrs":2964,"content":2967},"ordered_list",{"order":2965},{"order":2966},1,[2968,2979,2990],{"type":358,"content":2969},[2970],{"type":52,"content":2971},[2972,2976,2978],{"text":2973,"type":56,"marks":2974},"Les dépenses stratégiques",[2975],{"type":176},{"text":2977,"type":56}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":746},{"type":358,"content":2980},[2981],{"type":52,"content":2982},[2983,2987,2989],{"text":2984,"type":56,"marks":2985},"Les dépenses opérationnelles",[2986],{"type":176},{"text":2988,"type":56}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":746},{"type":358,"content":2991},[2992],{"type":52,"content":2993},[2994,2998,3000,3001,3002,3004,3005,3006,3008,3009,3010],{"text":2995,"type":56,"marks":2996},"Les autres frais",[2997],{"type":176},{"text":2999,"type":56},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":746},{"type":746},{"text":3003,"type":56},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":746},{"type":746},{"text":3007,"type":56},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":746},{"type":746},{"text":3011,"type":56},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":3013,"title":3014,"component":1186,"description":3015},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":49,"content":3016},[3017,3021,3025,3034,3038,3042,3051,3055,3059,3063,3067],{"type":52,"content":3018},[3019],{"text":3020,"type":56},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":52,"content":3022},[3023],{"text":3024,"type":56},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":52,"content":3026},[3027,3031,3032],{"text":3028,"type":56,"marks":3029},"Pour les employés",[3030],{"type":176},{"type":746},{"text":3033,"type":56},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":52,"content":3035},[3036],{"text":3037,"type":56},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":52,"content":3039},[3040],{"text":3041,"type":56},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":52,"content":3043},[3044,3048,3049],{"text":3045,"type":56,"marks":3046},"Pour les équipes financières",[3047],{"type":176},{"type":746},{"text":3050,"type":56},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":52,"content":3052},[3053],{"text":3054,"type":56},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":52,"content":3056},[3057],{"text":3058,"type":56},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":52,"content":3060},[3061],{"text":3062,"type":56},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":52,"content":3064},[3065],{"text":3066,"type":56},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":52,"content":3068},[3069],{"text":3070,"type":56},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[3072],{"cta":3073,"_uid":3074,"title":3075,"eyebrow":3082,"subtitle":3085,"component":205,"textAlign":23,"sectionSettings":3091,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":49,"content":3076},[3077],{"type":205,"attrs":3078,"content":3079},{"level":207},[3080],{"text":3081,"type":56},"Démarrer avec Spendesk",{"type":49,"content":3083},[3084],{"type":52},{"type":49,"content":3086},[3087],{"type":52,"content":3088},[3089],{"text":3090,"type":56},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],[],"Table des matières",[3095,3173,3246,3467,3624,3684,3745,3867,3987,4248,4458,4571,4769,5012,5168],{"name":3096,"created_at":3097,"published_at":3098,"updated_at":3099,"id":3100,"uuid":3101,"content":3102,"slug":3162,"full_slug":3163,"sort_by_date":59,"position":3164,"tag_list":3165,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":3166,"first_published_at":3098,"release_id":59,"lang":65,"path":59,"alternates":3167,"default_full_slug":3168,"translated_slugs":3169},"Comment automatiser son export comptable vers Sage et Cegid","2026-05-13T17:12:59.486Z","2026-05-13T17:30:43.335Z","2026-05-13T17:30:43.368Z",176139384833134,"b274f0c5-d6a2-4454-a7fa-83fd5b19d2da",{"_uid":3103,"title":3096,"topics":3104,"noIndex":29,"category":3135,"language":3144,"component":1153,"heroMedia":3145,"publishedAt":23,"redirectUrl":23,"listingImage":3153,"metaDescription":3159,"bottomArticleCta":3160,"componentsAfterTheArticle":3161},"706e7b0b-c406-4b57-8d0d-e0cc14b184cc",[3105,3113],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":3106,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":3107,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":3108,"default_full_slug":93,"translated_slugs":3109,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[3110,3111,3112],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":3114,"created_at":3115,"published_at":6,"updated_at":3116,"id":3117,"uuid":3118,"content":3119,"slug":3123,"full_slug":3124,"sort_by_date":59,"position":3125,"tag_list":3126,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3127,"first_published_at":3128,"release_id":59,"lang":65,"path":59,"alternates":3129,"default_full_slug":3130,"translated_slugs":3131,"_stopResolving":74},"AI and automation","2025-08-19T08:06:19.962Z","2026-03-12T10:48:07.117Z",81515233149777,"3ca53d54-ac91-4164-a973-ef9cabc51cf6",{"_uid":3120,"icon":3121,"name":3114,"component":84},"53de838f-fa34-428c-8ebb-c91c00b2c34f",{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":3122},{},"ai-and-automation","fr/blog/topic/ai-and-automation",-570,[],"7e1b1946-7c16-41c9-a1ae-29d430eb6ed1","2025-08-19T08:06:29.358Z",[],"blog/topic/ai-and-automation",[3132,3133,3134],{"path":3130,"name":59,"lang":65,"published":59},{"path":3130,"name":59,"lang":71,"published":59},{"path":3130,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":3136,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":3138,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":3139,"default_full_slug":1161,"translated_slugs":3140,"_stopResolving":74},{"_uid":1147,"icon":3137,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[3141,3142,3143],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[3146],{"_uid":3147,"type":23,"asset":3148,"caption":23,"overlay":3152,"component":1173},"9c10b551-44d0-4276-ae52-4fd8705e58fb",{"id":3149,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":3150,"copyright":23,"fieldtype":28,"meta_data":3151,"is_external_url":29},168591824876844,"https://a.storyblok.com/f/146026/1376x768/79600e4996/rapprochement-bancaire-automatise.png",{},[],[3154],{"_uid":3155,"type":23,"asset":3156,"caption":23,"overlay":3158,"component":1173},"24a2c940-96e7-40ed-bd80-4bd17b14e9dd",{"id":3149,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":3150,"copyright":23,"fieldtype":28,"meta_data":3157,"is_external_url":29},{},[],"FEC, TRA, CSV ou API : quel format d'export comptable choisir, comment synchroniser Sage ou Cegid, et comment arrêter de tout ressaisir à la main.\n",[],[],"comment-automatiser-son-export-comptable-vers-sage-et-cegid","fr/blog/comment-automatiser-son-export-comptable-vers-sage-et-cegid",-1610,[],"c9408756-7e61-4346-a4a9-67d6c6e81ff8",[],"blog/comment-automatiser-son-export-comptable-vers-sage-et-cegid",[3170,3171,3172],{"path":3168,"name":59,"lang":65,"published":59},{"path":3168,"name":59,"lang":71,"published":59},{"path":3168,"name":59,"lang":73,"published":59},{"name":3174,"created_at":3175,"published_at":3176,"updated_at":3177,"id":3178,"uuid":3179,"content":3180,"slug":3234,"full_slug":3235,"sort_by_date":59,"position":3236,"tag_list":3237,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":3238,"first_published_at":3239,"release_id":59,"lang":65,"path":59,"alternates":3240,"default_full_slug":3241,"translated_slugs":3242},"FEC comptable 2026 : format, checklist et conformité ","2026-05-06T08:50:55.215Z","2026-05-21T09:09:41.930Z","2026-05-21T09:09:41.973Z",173538735019426,"575a2d05-8b47-4321-8af0-8df814efc52a",{"_uid":3181,"title":3182,"topics":3183,"noIndex":29,"category":3212,"language":3221,"component":1153,"heroMedia":3222,"publishedAt":23,"redirectUrl":23,"listingImage":3230,"metaDescription":3231,"bottomArticleCta":3232,"componentsAfterTheArticle":3233},"dd8b4609-b9ab-40a1-88a9-42329684408f","FEC comptable 2026 : format, checklist et conformité",[3184,3192],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":3185,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":3186,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":3187,"default_full_slug":93,"translated_slugs":3188,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[3189,3190,3191],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":3193,"created_at":3194,"published_at":6,"updated_at":3195,"id":3196,"uuid":3197,"content":3198,"slug":3200,"full_slug":3201,"sort_by_date":59,"position":3202,"tag_list":3203,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3204,"first_published_at":3205,"release_id":59,"lang":65,"path":59,"alternates":3206,"default_full_slug":3207,"translated_slugs":3208,"_stopResolving":74},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-03-12T10:47:22.758Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"_uid":3199,"name":3193,"component":84},"5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[3209,3210,3211],{"path":3207,"name":59,"lang":65,"published":59},{"path":3207,"name":59,"lang":71,"published":59},{"path":3207,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":3213,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":3215,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":3216,"default_full_slug":1161,"translated_slugs":3217,"_stopResolving":74},{"_uid":1147,"icon":3214,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[3218,3219,3220],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[3223],{"_uid":3224,"type":23,"asset":3225,"caption":23,"overlay":3229,"component":1173},"7bf2af50-7176-4767-b2b1-2615b9e29873",{"id":3226,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":3227,"copyright":23,"fieldtype":28,"meta_data":3228,"is_external_url":29},174397821128535,"https://a.storyblok.com/f/146026/1376x768/eb293cbb24/invoice-approval-workflow.png",{},[],[],"FEC absent ou non conforme : 5 000 € d'amende par exercice. Découvrez comment préparer votre fichier, anticiper un contrôle DGFiP et rester conforme.",[],[],"fec-comptable-2026-format-checklist-et-conformite","fr/blog/fec-comptable-2026-format-checklist-et-conformite",-1560,[],"a1d77a84-be54-4792-a53a-05d905ef0d14","2026-05-08T10:25:55.135Z",[],"blog/fec-comptable-2026-format-checklist-et-conformite",[3243,3244,3245],{"path":3241,"name":59,"lang":65,"published":59},{"path":3241,"name":59,"lang":71,"published":59},{"path":3241,"name":59,"lang":73,"published":59},{"name":3247,"created_at":3248,"published_at":3249,"updated_at":3250,"id":3251,"uuid":3252,"content":3253,"slug":3456,"full_slug":3457,"sort_by_date":59,"position":3458,"tag_list":3459,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":3460,"first_published_at":3249,"release_id":59,"lang":65,"path":59,"alternates":3461,"default_full_slug":3462,"translated_slugs":3463},"Dématérialisation des factures : simple obligation légale ou vrai avantage pour les PME ?","2026-04-24T10:33:10.254Z","2026-04-30T14:59:25.198Z","2026-04-30T14:59:25.234Z",169317131356130,"2b0cc55f-3546-4218-b8de-bfc8f4d3020d",{"_uid":3254,"title":3247,"topics":3255,"noIndex":29,"category":3378,"language":3387,"component":1153,"heroMedia":3388,"metaTitle":3396,"publishedAt":3397,"readingTime":3398,"redirectUrl":23,"listingImage":3399,"metaDescription":3400,"bottomArticleCta":3401,"componentsAfterTheArticle":3402},"710678d4-64f7-407e-ba60-944d2c205357",[3256,3264,3284,3304,3324,3343,3351,3370],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":3257,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":3258,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":3259,"default_full_slug":93,"translated_slugs":3260,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[3261,3262,3263],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":3265,"created_at":3266,"published_at":6,"updated_at":3267,"id":3268,"uuid":3269,"content":3270,"slug":3272,"full_slug":3273,"sort_by_date":59,"position":3274,"tag_list":3275,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3276,"first_published_at":3277,"release_id":59,"lang":65,"path":59,"alternates":3278,"default_full_slug":3279,"translated_slugs":3280,"_stopResolving":74},"Factures fournisseurs","2022-10-19T17:58:01.385Z","2026-03-12T10:47:24.200Z",206171450,"94774a96-2374-4adf-91ae-2a21cf281282",{"_uid":3271,"name":3265,"component":84},"63535519-d3ae-42ed-a496-fd0c222e4057","factures-fournisseurs","fr/blog/topic/factures-fournisseurs",-540,[],"f7010886-52de-401f-8beb-e195074d444f","2022-11-02T15:24:39.398Z",[],"blog/topic/factures-fournisseurs",[3281,3282,3283],{"path":3279,"name":59,"lang":65,"published":59},{"path":3279,"name":59,"lang":71,"published":59},{"path":3279,"name":59,"lang":73,"published":59},{"name":3285,"created_at":3286,"published_at":6,"updated_at":3287,"id":3288,"uuid":3289,"content":3290,"slug":3292,"full_slug":3293,"sort_by_date":59,"position":3294,"tag_list":3295,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3296,"first_published_at":3297,"release_id":59,"lang":65,"path":59,"alternates":3298,"default_full_slug":3299,"translated_slugs":3300,"_stopResolving":74},"Finance leaders","2022-10-19T17:57:56.597Z","2026-03-12T10:47:23.582Z",206171428,"31741ae2-129d-4bb8-b0f0-2f7feb9c0dba",{"_uid":3291,"name":3285,"component":84},"578941f9-e9d9-41f4-ad60-9cbaf11d1380","finance-leaders","fr/blog/topic/finance-leaders",-320,[],"ed250edf-dd83-44c6-841f-de09db7ad970","2022-11-02T15:24:46.785Z",[],"blog/topic/finance-leaders",[3301,3302,3303],{"path":3299,"name":59,"lang":65,"published":59},{"path":3299,"name":59,"lang":71,"published":59},{"path":3299,"name":59,"lang":73,"published":59},{"name":3305,"created_at":3306,"published_at":6,"updated_at":3307,"id":3308,"uuid":3309,"content":3310,"slug":3312,"full_slug":3313,"sort_by_date":59,"position":3314,"tag_list":3315,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3316,"first_published_at":3317,"release_id":59,"lang":65,"path":59,"alternates":3318,"default_full_slug":3319,"translated_slugs":3320,"_stopResolving":74},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-03-12T10:47:24.227Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":3311,"name":3305,"component":84,"hubspotId":23},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","finance-tools-tech","fr/blog/topic/finance-tools-tech",-550,[],"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],"blog/topic/finance-tools-tech",[3321,3322,3323],{"path":3319,"name":59,"lang":65,"published":59},{"path":3319,"name":59,"lang":71,"published":59},{"path":3319,"name":59,"lang":73,"published":59},{"name":2298,"created_at":3325,"published_at":6,"updated_at":3326,"id":3327,"uuid":3328,"content":3329,"slug":3331,"full_slug":3332,"sort_by_date":59,"position":3333,"tag_list":3334,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3335,"first_published_at":3336,"release_id":59,"lang":65,"path":59,"alternates":3337,"default_full_slug":3338,"translated_slugs":3339,"_stopResolving":74},"2022-10-19T17:57:51.815Z","2026-03-12T10:47:22.966Z",206171409,"40d220c8-5738-4715-913a-a198cf694bf5",{"_uid":3330,"name":2298,"component":84},"85e95caa-9dce-49b9-8990-67fb58979f2f","fonctionnalites","fr/blog/topic/fonctionnalites",-130,[],"05c612f5-e4d2-4210-b124-f3afb1ac60a0","2022-11-02T15:24:53.134Z",[],"blog/topic/fonctionnalites",[3340,3341,3342],{"path":3338,"name":59,"lang":65,"published":59},{"path":3338,"name":59,"lang":71,"published":59},{"path":3338,"name":59,"lang":73,"published":59},{"name":3193,"created_at":3194,"published_at":6,"updated_at":3195,"id":3196,"uuid":3197,"content":3344,"slug":3200,"full_slug":3201,"sort_by_date":59,"position":3202,"tag_list":3345,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3204,"first_published_at":3205,"release_id":59,"lang":65,"path":59,"alternates":3346,"default_full_slug":3207,"translated_slugs":3347,"_stopResolving":74},{"_uid":3199,"name":3193,"component":84},[],[],[3348,3349,3350],{"path":3207,"name":59,"lang":65,"published":59},{"path":3207,"name":59,"lang":71,"published":59},{"path":3207,"name":59,"lang":73,"published":59},{"name":1571,"created_at":3352,"published_at":6,"updated_at":3353,"id":3354,"uuid":3355,"content":3356,"slug":3358,"full_slug":3359,"sort_by_date":59,"position":3360,"tag_list":3361,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3362,"first_published_at":3363,"release_id":59,"lang":65,"path":59,"alternates":3364,"default_full_slug":3365,"translated_slugs":3366,"_stopResolving":74},"2022-10-19T17:57:50.190Z","2026-03-12T10:47:22.784Z",206171403,"ab5734cd-4449-4b9d-89e2-405cc85961a4",{"_uid":3357,"name":1571,"component":84},"e9d615d6-b141-48b8-bba8-c990d6cb30cb","notes-de-frais","fr/blog/topic/notes-de-frais",-70,[],"263331e0-32d9-4246-8f97-b931c67c9f0b","2022-11-02T15:24:55.148Z",[],"blog/topic/notes-de-frais",[3367,3368,3369],{"path":3365,"name":59,"lang":65,"published":59},{"path":3365,"name":59,"lang":71,"published":59},{"path":3365,"name":59,"lang":73,"published":59},{"name":139,"created_at":140,"published_at":6,"updated_at":141,"id":142,"uuid":143,"content":3371,"slug":146,"full_slug":147,"sort_by_date":59,"position":148,"tag_list":3372,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":150,"first_published_at":151,"release_id":59,"lang":65,"path":59,"alternates":3373,"default_full_slug":153,"translated_slugs":3374,"_stopResolving":74},{"_uid":145,"name":139,"component":84},[],[],[3375,3376,3377],{"path":153,"name":59,"lang":65,"published":59},{"path":153,"name":59,"lang":71,"published":59},{"path":153,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":3379,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":3381,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":3382,"default_full_slug":1161,"translated_slugs":3383,"_stopResolving":74},{"_uid":1147,"icon":3380,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[3384,3385,3386],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[3389],{"_uid":3390,"type":23,"asset":3391,"caption":23,"overlay":3395,"component":1173},"cffa237b-3817-471e-87a1-93028ae60471",{"id":3392,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":3393,"copyright":23,"fieldtype":28,"meta_data":3394,"is_external_url":29},168574011002053,"https://a.storyblok.com/f/146026/1376x768/b29c3c8d91/invoice-data-extraction.png",{},[],"Dématérialisation des factures : simple obligation légale ou","2026-04-24 00:00","17",[],"Dématérialisation des factures : ce que la réforme 2026 impose aux PME, et comment automatiser traitement, validation et comptabilité.",[],[3403],{"_uid":3404,"items":3405,"heading":1793,"component":1238},"30302357-2440-441c-be98-3237518c8de8",[3406,3416,3426,3436,3446],{"_uid":3407,"title":3408,"component":1186,"description":3409},"a1952dc0-6780-470c-84e4-bc1cd979ec7d","Que veut dire dématérialisation des factures ?",{"type":49,"content":3410},[3411],{"type":52,"attrs":3412,"content":3413},{"textAlign":59},[3414],{"text":3415,"type":56},"La dématérialisation des factures désigne le remplacement des factures papier par des factures au format électronique structuré (Factur-X, UBL ou CII). Ces formats permettent un traitement automatique par les logiciels comptables, réduisant le coût de traitement de plus de 80 %.",{"_uid":3417,"title":3418,"component":1186,"description":3419},"f42fb478-2126-43b7-a753-6a97a84c6082","Quelles sont les dates de la dématérialisation des factures en France ?",{"type":49,"content":3420},[3421],{"type":52,"attrs":3422,"content":3423},{"textAlign":59},[3424],{"text":3425,"type":56},"Les grandes entreprises doivent émettre des factures électroniques dès janvier 2026. Les ETI suivent en septembre 2026. Les PME et micro-entreprises ont jusqu'à septembre 2027. Toutes les entreprises doivent être capables de recevoir des factures électroniques dès janvier 2026.",{"_uid":3427,"title":3428,"component":1186,"description":3429},"22252d9a-2064-4fcd-bc5d-950dfb9fba55","Quels outils permettent d'automatiser le traitement et la validation des factures fournisseurs ?",{"type":49,"content":3430},[3431],{"type":52,"attrs":3432,"content":3433},{"textAlign":59},[3434],{"text":3435,"type":56},"Les plateformes de gestion des dépenses avec OCR intégré extraient automatiquement les données des factures avec un taux de précision supérieur à 95 %. Elles proposent des workflows de validation paramétrables par montant, département ou entité, avec approbation mobile et relances automatiques.",{"_uid":3437,"title":3438,"component":1186,"description":3439},"db2bd0c0-a6c3-45b2-90c3-205402efcb88","Comment intégrer la facturation électronique à mon logiciel comptable existant ?",{"type":49,"content":3440},[3441],{"type":52,"attrs":3442,"content":3443},{"textAlign":59},[3444],{"text":3445,"type":56},"Choisissez une solution disposant de connecteurs natifs avec votre logiciel (Pennylane, Cegid, Sage). Les données extraites par OCR s'intègrent directement dans votre comptabilité : écritures fournisseurs, TVA, codes analytiques. La synchronisation en temps réel élimine les exports manuels et réduit le délai de clôture de 3 à 5 jours en moyenne.",{"_uid":3447,"title":3448,"component":1186,"description":3449},"b38c127d-0e1e-4d86-a77d-d8984b5e1253","Un PDF envoyé par e-mail est-il une facture électronique ?",{"type":49,"content":3450},[3451],{"type":52,"attrs":3452,"content":3453},{"textAlign":59},[3454],{"text":3455,"type":56},"Non. Un PDF classique est une image numérique sans données structurées. Pour être conforme à la réforme, une facture doit utiliser un format structuré (Factur-X, UBL ou CII) et transiter par une plateforme certifiée PA ou le PPF.","dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme","fr/blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",-1460,[],"35fbaec0-2932-4993-885a-17e4aab1f4cc",[],"blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",[3464,3465,3466],{"path":3462,"name":59,"lang":65,"published":59},{"path":3462,"name":59,"lang":71,"published":59},{"path":3462,"name":59,"lang":73,"published":59},{"name":3468,"created_at":3469,"published_at":3470,"updated_at":3471,"id":3472,"uuid":3473,"content":3474,"slug":3613,"full_slug":3614,"sort_by_date":59,"position":3615,"tag_list":3616,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":3617,"first_published_at":3470,"release_id":59,"lang":65,"path":59,"alternates":3618,"default_full_slug":3619,"translated_slugs":3620},"Meilleur logiciel de facturation électronique pour PME en France : comparatif 2026","2026-04-24T10:33:08.655Z","2026-04-30T14:59:22.573Z","2026-04-30T14:59:22.613Z",169317124802528,"e6551efc-0840-4dba-b586-2c64c035fdbd",{"_uid":3475,"title":3468,"topics":3476,"noIndex":29,"category":3533,"language":3542,"component":1153,"heroMedia":3543,"metaTitle":3468,"publishedAt":3397,"readingTime":3398,"redirectUrl":23,"listingImage":3549,"metaDescription":3550,"bottomArticleCta":3551,"componentsAfterTheArticle":3552},"3d5946ec-624c-442e-8a59-db4765da3393",[3477,3485,3493,3501,3509,3517,3525],{"name":2298,"created_at":3325,"published_at":6,"updated_at":3326,"id":3327,"uuid":3328,"content":3478,"slug":3331,"full_slug":3332,"sort_by_date":59,"position":3333,"tag_list":3479,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3335,"first_published_at":3336,"release_id":59,"lang":65,"path":59,"alternates":3480,"default_full_slug":3338,"translated_slugs":3481,"_stopResolving":74},{"_uid":3330,"name":2298,"component":84},[],[],[3482,3483,3484],{"path":3338,"name":59,"lang":65,"published":59},{"path":3338,"name":59,"lang":71,"published":59},{"path":3338,"name":59,"lang":73,"published":59},{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":3486,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":3487,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":3488,"default_full_slug":93,"translated_slugs":3489,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[3490,3491,3492],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":3285,"created_at":3286,"published_at":6,"updated_at":3287,"id":3288,"uuid":3289,"content":3494,"slug":3292,"full_slug":3293,"sort_by_date":59,"position":3294,"tag_list":3495,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3296,"first_published_at":3297,"release_id":59,"lang":65,"path":59,"alternates":3496,"default_full_slug":3299,"translated_slugs":3497,"_stopResolving":74},{"_uid":3291,"name":3285,"component":84},[],[],[3498,3499,3500],{"path":3299,"name":59,"lang":65,"published":59},{"path":3299,"name":59,"lang":71,"published":59},{"path":3299,"name":59,"lang":73,"published":59},{"name":3193,"created_at":3194,"published_at":6,"updated_at":3195,"id":3196,"uuid":3197,"content":3502,"slug":3200,"full_slug":3201,"sort_by_date":59,"position":3202,"tag_list":3503,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3204,"first_published_at":3205,"release_id":59,"lang":65,"path":59,"alternates":3504,"default_full_slug":3207,"translated_slugs":3505,"_stopResolving":74},{"_uid":3199,"name":3193,"component":84},[],[],[3506,3507,3508],{"path":3207,"name":59,"lang":65,"published":59},{"path":3207,"name":59,"lang":71,"published":59},{"path":3207,"name":59,"lang":73,"published":59},{"name":1571,"created_at":3352,"published_at":6,"updated_at":3353,"id":3354,"uuid":3355,"content":3510,"slug":3358,"full_slug":3359,"sort_by_date":59,"position":3360,"tag_list":3511,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3362,"first_published_at":3363,"release_id":59,"lang":65,"path":59,"alternates":3512,"default_full_slug":3365,"translated_slugs":3513,"_stopResolving":74},{"_uid":3357,"name":1571,"component":84},[],[],[3514,3515,3516],{"path":3365,"name":59,"lang":65,"published":59},{"path":3365,"name":59,"lang":71,"published":59},{"path":3365,"name":59,"lang":73,"published":59},{"name":139,"created_at":140,"published_at":6,"updated_at":141,"id":142,"uuid":143,"content":3518,"slug":146,"full_slug":147,"sort_by_date":59,"position":148,"tag_list":3519,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":150,"first_published_at":151,"release_id":59,"lang":65,"path":59,"alternates":3520,"default_full_slug":153,"translated_slugs":3521,"_stopResolving":74},{"_uid":145,"name":139,"component":84},[],[],[3522,3523,3524],{"path":153,"name":59,"lang":65,"published":59},{"path":153,"name":59,"lang":71,"published":59},{"path":153,"name":59,"lang":73,"published":59},{"name":3265,"created_at":3266,"published_at":6,"updated_at":3267,"id":3268,"uuid":3269,"content":3526,"slug":3272,"full_slug":3273,"sort_by_date":59,"position":3274,"tag_list":3527,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3276,"first_published_at":3277,"release_id":59,"lang":65,"path":59,"alternates":3528,"default_full_slug":3279,"translated_slugs":3529,"_stopResolving":74},{"_uid":3271,"name":3265,"component":84},[],[],[3530,3531,3532],{"path":3279,"name":59,"lang":65,"published":59},{"path":3279,"name":59,"lang":71,"published":59},{"path":3279,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":3534,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":3536,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":3537,"default_full_slug":1161,"translated_slugs":3538,"_stopResolving":74},{"_uid":1147,"icon":3535,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[3539,3540,3541],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[3544],{"_uid":3545,"type":23,"asset":3546,"caption":23,"overlay":3548,"component":1173},"76c6e6ff-9327-4523-aca0-1658177554a8",{"id":3149,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":3150,"copyright":23,"fieldtype":28,"meta_data":3547,"is_external_url":29},{},[],[],"Comparez les meilleurs logiciels de facturation électronique pour PME françaises dans ce guide 2026 : Factur-X, Plateforme Agréée (PA), DGFiP, Spendesk, Qonto.",[],[3553],{"_uid":3554,"items":3555,"heading":1793,"component":1238},"be5d598c-d1d0-493d-84ba-54cdbcce139b",[3556,3566,3576,3586,3603],{"_uid":3557,"title":3558,"component":1186,"description":3559},"e628a883-0f56-47f9-a5d1-f4c641796603","Quel est le meilleur logiciel de facturation électronique pour une PME de 50 à 250 salariés en France ?",{"type":49,"content":3560},[3561],{"type":52,"attrs":3562,"content":3563},{"textAlign":59},[3564],{"text":3565,"type":56},"Le choix dépend de la complexité de vos flux. Pour plus de 50 factures fournisseurs par mois avec des workflows d’approbation multi-niveaux, une plateforme comme Spendesk (ACPR n. 17518) couvre le cycle complet procure-to-pay.",{"_uid":3567,"title":3568,"component":1186,"description":3569},"5d495a8e-875e-4bbf-889d-252c201cc74f","Quelle est la différence entre Factur-X et UBL ?",{"type":49,"content":3570},[3571],{"type":52,"attrs":3572,"content":3573},{"textAlign":59},[3574],{"text":3575,"type":56},"Factur-X est un format hybride PDF/XML lisible par les équipes comptables. UBL est un format purement XML utilisé dans les échanges B2G et inter-entreprises européens. Pour les PME françaises, Factur-X est recommandé.",{"_uid":3577,"title":3578,"component":1186,"description":3579},"5cbb378c-42b3-44e8-a0ea-92c0d17183b0","Une PME est-elle obligée de passer par une plateforme de dématérialisation partenaire ?",{"type":49,"content":3580},[3581],{"type":52,"attrs":3582,"content":3583},{"textAlign":59},[3584],{"text":3585,"type":56},"Non, le PPF gratuit suffit pour les structures avec moins de 50 factures par mois et sans ERP. Au-delà, une PA offre des connecteurs natifs et une automatisation que le PPF ne propose pas.",{"_uid":3587,"title":3588,"component":1186,"description":3589},"b36eaed4-2356-4a09-a28e-3678b787ef07","La plateforme Spendesk propose-t-elle la facturation électronique ?",{"type":49,"content":3590},[3591],{"type":52,"attrs":3592,"content":3593},{"textAlign":59},[3594,3596,3601],{"text":3595,"type":56},"Oui. Spendesk est une plateforme de gestion des dépenses avec ",{"text":3597,"type":56,"marks":3598},"automatisation comptable",[3599],{"type":193,"attrs":3600},{"href":456,"uuid":59,"anchor":59,"target":2580,"linktype":32},{"text":3602,"type":56},", workflows configurables et gestion multi-entités pour les PME de 50 à 250 salariés.",{"_uid":3604,"title":3605,"component":1186,"description":3606},"187636e2-e793-4e8c-b80e-cd6397c5caf2","À quelle date la facturation électronique devient-elle obligatoire pour les PME françaises ?",{"type":49,"content":3607},[3608],{"type":52,"attrs":3609,"content":3610},{"textAlign":59},[3611],{"text":3612,"type":56},"Les grandes entreprises et ETI doivent émettre des factures électroniques à partir de septembre 2026. Toutes les entreprises, y compris les PME et TPE, doivent être conformes pour l’émission et la réception en septembre 2027.","meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026","fr/blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",-1450,[],"96b0e0f5-7367-48a2-9566-be9723401bfc",[],"blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",[3621,3622,3623],{"path":3619,"name":59,"lang":65,"published":59},{"path":3619,"name":59,"lang":71,"published":59},{"path":3619,"name":59,"lang":73,"published":59},{"name":3625,"created_at":3626,"published_at":3627,"updated_at":3628,"id":3629,"uuid":3630,"content":3631,"slug":3673,"full_slug":3674,"sort_by_date":59,"position":3675,"tag_list":3676,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":3677,"first_published_at":3627,"release_id":59,"lang":65,"path":59,"alternates":3678,"default_full_slug":3679,"translated_slugs":3680},"Gérer plusieurs devises : comment protéger votre trésorerie de la volatilité des taux de change","2026-04-22T09:04:20.563Z","2026-04-23T07:42:42.679Z","2026-04-29T09:52:09.917Z",168587512128489,"d2a99db4-a647-44d4-8447-ef5b5de118ba",{"_uid":3632,"title":3625,"topics":3633,"noIndex":29,"category":3650,"language":3659,"component":1153,"heroMedia":3660,"publishedAt":3668,"redirectUrl":23,"listingImage":3669,"metaDescription":3670,"bottomArticleCta":3671,"componentsAfterTheArticle":3672},"8b576ce9-2979-4374-b930-8a194562150b",[3634,3642],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":3635,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":3636,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":3637,"default_full_slug":93,"translated_slugs":3638,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[3639,3640,3641],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":119,"created_at":120,"published_at":6,"updated_at":121,"id":122,"uuid":123,"content":3643,"slug":126,"full_slug":127,"sort_by_date":59,"position":128,"tag_list":3644,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":130,"first_published_at":131,"release_id":59,"lang":65,"path":59,"alternates":3645,"default_full_slug":133,"translated_slugs":3646,"_stopResolving":74},{"_uid":125,"name":119,"component":84},[],[],[3647,3648,3649],{"path":133,"name":59,"lang":65,"published":59},{"path":133,"name":59,"lang":71,"published":59},{"path":133,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":3651,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":3653,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":3654,"default_full_slug":1161,"translated_slugs":3655,"_stopResolving":74},{"_uid":1147,"icon":3652,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[3656,3657,3658],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[3661],{"_uid":3662,"type":23,"asset":3663,"caption":23,"overlay":3667,"component":1173},"431dcf92-cce9-4713-91f3-18baef972167",{"id":3664,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":3665,"copyright":23,"fieldtype":28,"meta_data":3666,"is_external_url":29},168592676722147,"https://a.storyblok.com/f/146026/1376x768/6d5d8f6e97/gerer-plusieurs-devises.png",{},[],"2026-04-22 09:04",[],"Contrats à terme, options, couverture naturelle : découvrez comment les PME et ETI françaises protègent leurs marges face à la volatilité des changes.",[],[],"volatilite-des-changes-protection-tresorerie","fr/blog/volatilite-des-changes-protection-tresorerie",-1410,[],"b766ee43-cf48-423f-93f6-efd6c49ff646",[],"blog/volatilite-des-changes-protection-tresorerie",[3681,3682,3683],{"path":3679,"name":59,"lang":65,"published":59},{"path":3679,"name":59,"lang":71,"published":59},{"path":3679,"name":59,"lang":73,"published":59},{"name":3685,"created_at":3686,"published_at":3687,"updated_at":3688,"id":3689,"uuid":3690,"content":3691,"slug":3733,"full_slug":3734,"sort_by_date":59,"position":3735,"tag_list":3736,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":3737,"first_published_at":3738,"release_id":59,"lang":65,"path":59,"alternates":3739,"default_full_slug":3740,"translated_slugs":3741},"Rapprochement bancaire automatique : comment choisir le meilleur logiciel","2026-04-22T09:04:09.692Z","2026-05-21T09:10:24.275Z","2026-05-21T09:10:24.310Z",168587467596774,"aa09b795-b8b9-44f9-9563-f7b34f50e06c",{"_uid":3692,"title":3685,"topics":3693,"noIndex":29,"category":3710,"language":3719,"component":1153,"heroMedia":3720,"publishedAt":3728,"redirectUrl":23,"listingImage":3729,"metaDescription":3730,"bottomArticleCta":3731,"componentsAfterTheArticle":3732},"c256ed80-b2eb-4676-a549-52d212ec4cfc",[3694,3702],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":3695,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":3696,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":3697,"default_full_slug":93,"translated_slugs":3698,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[3699,3700,3701],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":3193,"created_at":3194,"published_at":6,"updated_at":3195,"id":3196,"uuid":3197,"content":3703,"slug":3200,"full_slug":3201,"sort_by_date":59,"position":3202,"tag_list":3704,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3204,"first_published_at":3205,"release_id":59,"lang":65,"path":59,"alternates":3705,"default_full_slug":3207,"translated_slugs":3706,"_stopResolving":74},{"_uid":3199,"name":3193,"component":84},[],[],[3707,3708,3709],{"path":3207,"name":59,"lang":65,"published":59},{"path":3207,"name":59,"lang":71,"published":59},{"path":3207,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":3711,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":3713,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":3714,"default_full_slug":1161,"translated_slugs":3715,"_stopResolving":74},{"_uid":1147,"icon":3712,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[3716,3717,3718],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[3721],{"_uid":3722,"type":23,"asset":3723,"caption":23,"overlay":3727,"component":1173},"dec0b887-6b73-4a34-aa6b-f0f50d652b10",{"id":3724,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":3725,"copyright":23,"fieldtype":28,"meta_data":3726,"is_external_url":29},168579029691908,"https://a.storyblok.com/f/146026/1376x768/6021a44ebe/gl-codes.png",{},[],"2026-04-22 15:06",[],"Critères clés pour choisir un logiciel de rapprochement bancaire automatique : connexion DSP2, moteur de réconciliation, conformité FEC et intégration comptable.",[],[],"reconciliation-des-comptes-logiciel-rapprochement-bancaire","fr/blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire",-1400,[],"141538ad-d273-404b-af0c-cb87e6591b6b","2026-04-23T07:33:47.323Z",[],"blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire",[3742,3743,3744],{"path":3740,"name":59,"lang":65,"published":59},{"path":3740,"name":59,"lang":71,"published":59},{"path":3740,"name":59,"lang":73,"published":59},{"name":3746,"created_at":3747,"published_at":6,"updated_at":3748,"id":3749,"uuid":3750,"content":3751,"slug":3855,"full_slug":3856,"sort_by_date":59,"position":3857,"tag_list":3858,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":3859,"first_published_at":3860,"release_id":59,"lang":65,"path":59,"alternates":3861,"default_full_slug":3862,"translated_slugs":3863},"Comptabilisation frais de formation","2025-03-18T14:54:51.528Z","2026-03-12T10:48:05.639Z",641938837,"35bdb7ff-cc6c-45b8-84c7-dc67ca9a791d",{"_uid":3752,"title":3753,"topics":3754,"category":3771,"language":3780,"component":1153,"heroMedia":3781,"publishedAt":3789,"redirectUrl":23,"listingImage":3790,"metaDescription":23,"componentsAfterTheArticle":3791},"edd6fd10-0a83-4a7d-8a8f-41ba0d06ae52","Comptabilisation des frais de formation : règles et bonnes pratiques ",[3755,3763],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":3756,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":3757,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":3758,"default_full_slug":93,"translated_slugs":3759,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[3760,3761,3762],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":3193,"created_at":3194,"published_at":6,"updated_at":3195,"id":3196,"uuid":3197,"content":3764,"slug":3200,"full_slug":3201,"sort_by_date":59,"position":3202,"tag_list":3765,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3204,"first_published_at":3205,"release_id":59,"lang":65,"path":59,"alternates":3766,"default_full_slug":3207,"translated_slugs":3767,"_stopResolving":74},{"_uid":3199,"name":3193,"component":84},[],[],[3768,3769,3770],{"path":3207,"name":59,"lang":65,"published":59},{"path":3207,"name":59,"lang":71,"published":59},{"path":3207,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":3772,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":3774,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":3775,"default_full_slug":1161,"translated_slugs":3776,"_stopResolving":74},{"_uid":1147,"icon":3773,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[3777,3778,3779],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[3782],{"_uid":3783,"type":23,"asset":3784,"caption":23,"overlay":3788,"component":1173},"113d09cd-1cf3-4b19-a685-782866471dd3",{"id":3785,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":3786,"copyright":23,"fieldtype":28,"meta_data":3787,"is_external_url":29},21429519,"https://a.storyblok.com/f/146026/1020x680/58a2d0bc17/blog_visual_calculator_comptabilite-frais-formation.png",{},[],"2025-03-18 00:00",[],[3792],{"_uid":3793,"items":3794,"heading":3831,"reverse":29,"component":1238,"sectionSettings":3849},"1026f571-74ff-4c35-bba8-9bd06a608c3e",[3795,3804,3813,3822],{"_uid":3796,"title":3797,"component":1186,"description":3798},"2d6e8e6c-5ab6-4b9a-bbb0-53c950739e3f","Comment comptabiliser les frais de formation ?",{"type":49,"content":3799},[3800],{"type":52,"content":3801},[3802],{"text":3803,"type":56},"Spendesk permet d'enregistrer les frais de formation comme une charge d'exploitation (compte 645) en associant automatiquement chaque dépense à une catégorie comptable, en attachant les justificatifs numériques et en exportant les écritures vers les logiciels comptables tels que Sage, QuickBooks ou Xero. La fonctionnalité de règles automatiques accélère la réconciliation et le lettrage comptable.",{"_uid":3805,"title":3806,"component":1186,"description":3807},"48bed07a-c966-49aa-8a49-995222fd3a69","Comment imputer les frais de formation à un centre de coût ou un projet ?",{"type":49,"content":3808},[3809],{"type":52,"content":3810},[3811],{"text":3812,"type":56},"Spendesk permet d’imputer les frais de formation par centre de coût grâce aux champs personnalisés, aux règles d’affectation et aux tags de transaction; chaque dépense peut être automatiquement affectée à un projet ou un centre, facilitant le reporting budgétaire et la ventilation des coûts pour les équipes finance et RH.",{"_uid":3814,"title":3815,"component":1186,"description":3816},"c392a7d6-140d-4716-afbf-08862b295a5f","Comment gérer les justificatifs et les remboursements des frais de formation ?",{"type":49,"content":3817},[3818],{"type":52,"content":3819},[3820],{"text":3821,"type":56},"Spendesk centralise les justificatifs de frais de formation en permettant le téléchargement de reçus, la capture mobile des pièces et l’association automatique aux transactions générées par cartes virtuelles ou virements; les workflows d’approbation configurables accélèrent les remboursements et conservent un audit trail complet pour la conformité et les contrôles internes.",{"_uid":3823,"title":3824,"component":1186,"description":3825},"7308f550-feea-48a5-a4da-9fa41ba897b5","Comment automatiser l'export comptable des frais de formation vers mon logiciel de comptabilité ?",{"type":49,"content":3826},[3827],{"type":52,"content":3828},[3829],{"text":3830,"type":56},"Spendesk automatise l’export des opérations liées aux frais de formation vers les logiciels comptables via des exports CSV et des intégrations natives (Sage, QuickBooks, Xero), en incluant les justificatifs numérisés et les codes analytiques; cela réduit les saisies manuelles, accélère la clôture et assure la traçabilité des écritures.",[3832],{"cta":3833,"_uid":3834,"title":3835,"eyebrow":3842,"subtitle":3845,"component":205,"textAlign":23,"sectionSettings":3848,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"b1bb98c5-546a-4296-983c-e83c4e99c1f8",{"type":49,"content":3836},[3837],{"type":205,"attrs":3838,"content":3839},{"level":207},[3840],{"text":3841,"type":56},"Comptabilisation Frais De Formation — FAQ",{"type":49,"content":3843},[3844],{"type":52},{"type":49,"content":3846},[3847],{"type":52},[],[3850],{"_uid":3851,"hide":29,"theme":1242,"anchorId":23,"component":1243,"spacingTop":23,"hideOnDevices":3852,"spacingBottom":23,"floatingImages":3853,"variableOverrides":3854},"3083d08a-d31e-4f76-a29f-070f6ac56b1f",[],[],[],"comptabilisation-frais-de-formation","fr/blog/comptabilisation-frais-de-formation",-750,[],"7178f5ac-03d7-4457-8c8f-66667f900d3c","2025-03-18T16:46:35.419Z",[],"blog/comptabilisation-frais-de-formation",[3864,3865,3866],{"path":3862,"name":59,"lang":65,"published":59},{"path":3862,"name":59,"lang":71,"published":59},{"path":3862,"name":59,"lang":73,"published":59},{"name":3868,"created_at":3869,"published_at":6,"updated_at":3870,"id":3871,"uuid":3872,"content":3873,"slug":3975,"full_slug":3976,"sort_by_date":59,"position":3977,"tag_list":3978,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":3979,"first_published_at":3980,"release_id":59,"lang":65,"path":59,"alternates":3981,"default_full_slug":3982,"translated_slugs":3983},"Calcul des charges fixes: méthode simple, exemples et formules","2025-09-16T08:29:17.831Z","2026-03-12T10:48:07.472Z",91429920114985,"307bd052-9a0f-4ace-ae3a-6b01504e3541",{"_uid":3752,"title":3868,"topics":3874,"noIndex":29,"category":3891,"language":3900,"component":1153,"heroMedia":3901,"publishedAt":3908,"redirectUrl":23,"listingImage":3909,"metaDescription":3910,"componentsAfterTheArticle":3911},[3875,3883],{"name":139,"created_at":140,"published_at":6,"updated_at":141,"id":142,"uuid":143,"content":3876,"slug":146,"full_slug":147,"sort_by_date":59,"position":148,"tag_list":3877,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":150,"first_published_at":151,"release_id":59,"lang":65,"path":59,"alternates":3878,"default_full_slug":153,"translated_slugs":3879,"_stopResolving":74},{"_uid":145,"name":139,"component":84},[],[],[3880,3881,3882],{"path":153,"name":59,"lang":65,"published":59},{"path":153,"name":59,"lang":71,"published":59},{"path":153,"name":59,"lang":73,"published":59},{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":3884,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":3885,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":3886,"default_full_slug":93,"translated_slugs":3887,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[3888,3889,3890],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":3892,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":3894,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":3895,"default_full_slug":1161,"translated_slugs":3896,"_stopResolving":74},{"_uid":1147,"icon":3893,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[3897,3898,3899],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[3902],{"_uid":3783,"type":23,"asset":3903,"caption":23,"overlay":3907,"component":1173},{"id":3904,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":3905,"copyright":23,"fieldtype":28,"meta_data":3906,"is_external_url":29},91430896211379,"https://a.storyblok.com/f/146026/1020x680/942c3fc4b9/blog_visual_calculator_3-calcul-charge-fixe.png",{},[],"2025-09-16 00:00",[],"Calcul charge fixe : définition claire, méthode, exemples et FAQ pour séparer fixe/variable, calculer le coût unitaire et le point mort.",[3912],{"_uid":3913,"items":3914,"heading":3951,"reverse":29,"component":1238,"sectionSettings":3969},"49ac35e7-b3e7-49ca-a6af-2238497a7239",[3915,3924,3933,3942],{"_uid":3916,"title":3917,"component":1186,"description":3918},"20c86aec-fdad-485d-9032-fa9ad972b167","Comment calculer les charges fixes d'une entreprise ?",{"type":49,"content":3919},[3920],{"type":52,"content":3921},[3922],{"text":3923,"type":56},"Pour calculer les charges fixes d'une entreprise, additionnez tous les coûts récurrents mensuels (loyer, salaires, abonnements, assurances) puis obtenez un montant mensuel moyen. Spendesk facilite ce calcul grâce à des rapports centralisés et des tableaux de bord en temps réel qui classent automatiquement dépenses récurrentes et abonnements pour identifier les charges fixes.",{"_uid":3925,"title":3926,"component":1186,"description":3927},"cbb1d6e3-9f64-402d-a06f-90f775e72b40","Quelles dépenses sont considérées comme charges fixes ?",{"type":49,"content":3928},[3929],{"type":52,"content":3930},[3931],{"text":3932,"type":56},"Les charges fixes comprennent le loyer, les salaires permanents, les abonnements logiciels, les assurances et les frais de leasing, car elles ne varient pas directement avec l'activité. Spendesk permet d'étiqueter et suivre ces catégories via des règles de catégorisation et des cartes virtuelles dédiées pour séparer les charges fixes des dépenses variables.",{"_uid":3934,"title":3935,"component":1186,"description":3936},"3450afb6-e6d7-42d9-8b9d-c5adbf237cea","Comment intégrer les charges fixes dans mon budget mensuel ?",{"type":49,"content":3937},[3938],{"type":52,"content":3939},[3940],{"text":3941,"type":56},"Pour intégrer les charges fixes dans un budget mensuel, créez une ligne budgétaire distincte pour chaque type de charge et affectez-y le montant mensuel prévu. Spendesk centralise les prévisions et budgets via des espaces budgétaires et des alertes d'approbation, permettant de verrouiller des enveloppes budgétaires pour charges fixes et prévenir les dépassements.",{"_uid":3943,"title":3944,"component":1186,"description":3945},"39c27af5-be7b-4481-933c-514ea354d55c","Comment Spendesk aide-t-il à suivre les abonnements et charges récurrentes ?",{"type":49,"content":3946},[3947],{"type":52,"content":3948},[3949],{"text":3950,"type":56},"Spendesk identifie automatiquement les abonnements et charges récurrentes grâce à la reconnaissance des transactions et aux règles d'étiquetage, réduisant le temps de rapprochement et optimisant la trésorerie. Spendesk combine cartes virtuelles, workflows d'approbation et rapports récurrents pour offrir une visibilité claire sur les charges fixes et faciliter leur pilotage.",[3952],{"cta":3953,"_uid":3954,"title":3955,"eyebrow":3962,"subtitle":3965,"component":205,"textAlign":23,"sectionSettings":3968,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"0b2e5e00-f459-4bef-803b-402a77381ae5",{"type":49,"content":3956},[3957],{"type":205,"attrs":3958,"content":3959},{"level":207},[3960],{"text":3961,"type":56},"Calcul Charges Fixes — FAQ",{"type":49,"content":3963},[3964],{"type":52},{"type":49,"content":3966},[3967],{"type":52},[],[3970],{"_uid":3971,"hide":29,"theme":1242,"anchorId":23,"component":1243,"spacingTop":23,"hideOnDevices":3972,"spacingBottom":23,"floatingImages":3973,"variableOverrides":3974},"75cc6f3c-3329-417b-9143-1f6a4e97b15f",[],[],[],"calcul-charges-fixes","fr/blog/calcul-charges-fixes",-680,[],"9afd9419-ec17-4b74-9a53-c7a29e6260ad","2025-09-16T09:31:03.738Z",[],"blog/calcul-charges-fixes",[3984,3985,3986],{"path":3982,"name":59,"lang":65,"published":59},{"path":3982,"name":59,"lang":71,"published":59},{"path":3982,"name":59,"lang":73,"published":59},{"name":3988,"created_at":3989,"published_at":3990,"updated_at":3991,"id":3992,"uuid":3993,"content":3994,"slug":4238,"full_slug":4239,"sort_by_date":59,"position":4240,"tag_list":4241,"is_startpage":29,"parent_id":59,"meta_data":59,"group_id":4242,"first_published_at":3990,"release_id":59,"lang":65,"path":59,"alternates":4243,"default_full_slug":4238,"translated_slugs":4244},"TVA sur véhicules : le rescrit fiscal que la plupart des PME ignorent encore","2026-06-26T14:10:33.083Z","2026-06-26T14:33:25.890Z","2026-06-26T14:33:25.912Z",191665901944131,"326806b5-c72c-4c46-a45e-fcdb7a5d07c0",{"_uid":3995,"title":3988,"topics":3996,"noIndex":29,"category":4042,"language":4051,"component":1153,"heroMedia":4052,"publishedAt":4053,"redirectUrl":23,"listingImage":4054,"metaDescription":4061,"bottomArticleCta":4062,"componentsAfterTheArticle":4063},"433dbac7-4c53-4848-82c6-1751f2345aff",[3997,4005,4026,4034],{"name":1571,"created_at":3352,"published_at":6,"updated_at":3353,"id":3354,"uuid":3355,"content":3998,"slug":3358,"full_slug":3359,"sort_by_date":59,"position":3360,"tag_list":3999,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3362,"first_published_at":3363,"release_id":59,"lang":65,"path":59,"alternates":4000,"default_full_slug":3365,"translated_slugs":4001,"_stopResolving":74},{"_uid":3357,"name":1571,"component":84},[],[],[4002,4003,4004],{"path":3365,"name":59,"lang":65,"published":59},{"path":3365,"name":59,"lang":71,"published":59},{"path":3365,"name":59,"lang":73,"published":59},{"name":4006,"created_at":4007,"published_at":6,"updated_at":4008,"id":4009,"uuid":4010,"content":4011,"slug":4014,"full_slug":4015,"sort_by_date":59,"position":4016,"tag_list":4017,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":4018,"first_published_at":4019,"release_id":59,"lang":65,"path":59,"alternates":4020,"default_full_slug":4021,"translated_slugs":4022,"_stopResolving":74},"Business travel spend","2022-10-19T17:57:52.426Z","2026-03-12T10:47:23.148Z",206171412,"f02d590f-28a6-4bed-9af7-ba56618838d4",{"_uid":4012,"name":4013,"component":84},"f4f9204a-f68c-4130-90e6-fe871d851d46","Business travel","business-travel-spend","fr/blog/topic/business-travel-spend",-160,[],"7ee99d5b-b4ea-48cf-8744-9f4844a8319b","2022-11-02T15:24:52.136Z",[],"blog/topic/business-travel-spend",[4023,4024,4025],{"path":4021,"name":59,"lang":65,"published":59},{"path":4021,"name":59,"lang":71,"published":59},{"path":4021,"name":59,"lang":73,"published":59},{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":4027,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":4028,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":4029,"default_full_slug":93,"translated_slugs":4030,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[4031,4032,4033],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":3193,"created_at":3194,"published_at":6,"updated_at":3195,"id":3196,"uuid":3197,"content":4035,"slug":3200,"full_slug":3201,"sort_by_date":59,"position":3202,"tag_list":4036,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3204,"first_published_at":3205,"release_id":59,"lang":65,"path":59,"alternates":4037,"default_full_slug":3207,"translated_slugs":4038,"_stopResolving":74},{"_uid":3199,"name":3193,"component":84},[],[],[4039,4040,4041],{"path":3207,"name":59,"lang":65,"published":59},{"path":3207,"name":59,"lang":71,"published":59},{"path":3207,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":4043,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":4045,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":4046,"default_full_slug":1161,"translated_slugs":4047,"_stopResolving":74},{"_uid":1147,"icon":4044,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[4048,4049,4050],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[],"2026-06-26 00:00",[4055],{"_uid":4056,"asset":4057,"caption":23,"component":1173},"9d03cf1c-942f-4bfe-96e4-6954a57d1f64",{"id":4058,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":4059,"copyright":23,"fieldtype":28,"meta_data":4060,"is_external_url":29},174399118024619,"https://a.storyblok.com/f/146026/1376x768/78fd2e5aed/mileage-rates.png",{},"VP, VU, rescrit fiscal d'avril 2025, taux de TVA sur le carburant et déclaration CA3 : tout ce que les DAF doivent savoir pour récupérer la TVA sur leur véhicules d'entreprise.",[],[4064],{"cta":4065,"_uid":4066,"items":4067,"heading":4215,"reverse":29,"component":1238,"sectionSettings":4237},[],"80233d0c-e731-48ea-b725-7d0916e00068",[4068,4099,4120,4141,4185,4201],{"_uid":4069,"hide":29,"title":4070,"component":1186,"description":4071},"7366cc35-390d-4121-8f4a-029e9f56db13","La TVA est-elle récupérable sur un véhicule électrique ou hybride ?",{"type":49,"content":4072},[4073],{"type":52,"attrs":4074,"content":4075},{"textAlign":59},[4076,4078,4082,4084,4088,4090,4097],{"text":4077,"type":56},"Les mêmes règles s'appliquent : VU = ",{"text":4079,"type":56,"marks":4080},"100 % déductible",[4081],{"type":176},{"text":4083,"type":56},", VP = non déductible sauf application du rescrit 2025. La seule différence concerne l'électricité de recharge, déductible à ",{"text":4085,"type":56,"marks":4086},"100 % quel que soit le type de véhicule",[4087],{"type":176},{"text":4089,"type":56},". Les ",{"text":4091,"type":56,"marks":4092},"taxes annuelles sur les véhicules de tourisme",[4093,4096],{"type":193,"attrs":4094},{"href":4095,"uuid":59,"anchor":59,"target":2580,"linktype":32},"https://www.spendesk.com/fr/blog/taxe-vehicule-societe-tvs/",{"type":176},{"text":4098,"type":56}," (anciennement TVS, remplacées depuis 2023 par deux taxes distinctes sur les émissions CO₂ et les polluants atmosphériques) suivent une logique distincte, avec un barème favorable aux véhicules à faibles émissions.",{"_uid":4100,"hide":29,"title":4101,"component":1186,"description":4102},"16f966d0-8afc-4338-b935-845870342032","Peut-on récupérer la TVA sur un VP en LOA ou LLD ?",{"type":49,"content":4103},[4104],{"type":52,"attrs":4105,"content":4106},{"textAlign":59},[4107,4109,4113,4115,4119],{"text":4108,"type":56},"Sur un VP, les loyers de LOA ou LLD ne sont ",{"text":4110,"type":56,"marks":4111},"pas déductibles",[4112],{"type":176},{"text":4114,"type":56},", sauf si les conditions du rescrit 2025 sont remplies (contribution salarié documentée). Sur un VU, ",{"text":4116,"type":56,"marks":4117},"les loyers sont intégralement déductibles",[4118],{"type":176},{"text":396,"type":56},{"_uid":4121,"hide":29,"title":4122,"component":1186,"description":4123},"98f5496c-a6ff-48e5-b348-0f9a6cd911e6","Faut-il une contrepartie financière du salarié pour récupérer la TVA sur le VP depuis avril 2025 ?",{"type":49,"content":4124},[4125],{"type":52,"attrs":4126,"content":4127},{"textAlign":59},[4128,4130,4134,4136,4140],{"text":4129,"type":56},"Oui. Le rescrit BOI-RES-TVA-000161 conditionne la récupération à l'existence d'",{"text":4131,"type":56,"marks":4132},"une contribution financière documentée",[4133],{"type":176},{"text":4135,"type":56}," du salarié, formalisée par un avenant au contrat de travail ou une retenue visible sur le bulletin de paie. En l'absence de cette pièce, le VP reste soumis au régime de droit commun et la TVA sur son acquisition ou sa location ",{"text":4137,"type":56,"marks":4138},"demeure non déductible",[4139],{"type":176},{"text":396,"type":56},{"_uid":4142,"hide":29,"title":4143,"component":1186,"description":4144},"a6bfc383-d9fa-478c-9767-e1ff9691d332","Quelles pénalités en cas de déduction de TVA abusive sur un véhicule ?",{"type":49,"content":4145},[4146],{"type":52,"attrs":4147,"content":4148},{"textAlign":59},[4149,4153,4155,4159,4161,4168,4170,4174,4176,4183],{"text":4150,"type":56,"marks":4151},"40 % de majoration",[4152],{"type":176},{"text":4154,"type":56}," en cas de manquement délibéré, assortis d'intérêts de retard de ",{"text":4156,"type":56,"marks":4157},"0,20 % par mois",[4158],{"type":176},{"text":4160,"type":56},", conformément aux ",{"text":4162,"type":56,"marks":4163},"sanctions fiscales prévues aux articles 1728 à 1740 E du CGI",[4164,4167],{"type":193,"attrs":4165},{"href":4166,"uuid":59,"anchor":59,"target":2580,"linktype":32},"https://www.legifrance.gouv.fr/codes/section_lc/LEGITEXT000006069577/LEGISCTA000006147255/",{"type":176},{"text":4169,"type":56},". En cas de manœuvre frauduleuse qualifiée, la majoration atteint ",{"text":4171,"type":56,"marks":4172},"80 %",[4173],{"type":176},{"text":4175,"type":56},". En cas de ",{"text":4177,"type":56,"marks":4178},"contrôle",[4179,4182],{"type":193,"attrs":4180},{"href":4181,"uuid":59,"anchor":59,"target":2580,"linktype":32},"https://www.spendesk.com/fr/blog/controle-urssaff-notes-de-frais/",{"type":176},{"text":4184,"type":56},", la charge de la preuve incombe à l'entreprise.",{"_uid":4186,"hide":29,"title":4187,"component":1186,"description":4188},"7bf7cf33-4b9c-4852-b425-1452d6d05efd","Un micro-entrepreneur peut-il récupérer la TVA sur un véhicule professionnel ?",{"type":49,"content":4189},[4190],{"type":52,"attrs":4191,"content":4192},{"textAlign":59},[4193,4195,4199],{"text":4194,"type":56},"Non, tant qu'il bénéficie de la ",{"text":4196,"type":56,"marks":4197},"franchise en base de TVA",[4198],{"type":176},{"text":4200,"type":56},". La récupération devient possible uniquement en optant pour le régime réel d'imposition.",{"_uid":4202,"hide":29,"title":4203,"component":1186,"description":4204},"298a77cc-e919-461f-8c8a-1f296681eec1","Quelle est la durée de conservation des justificatifs de TVA sur les véhicules ?",{"type":49,"content":4205},[4206],{"type":52,"attrs":4207,"content":4208},{"textAlign":59},[4209,4213],{"text":4210,"type":56,"marks":4211},"Six ans minimum",[4212],{"type":176},{"text":4214,"type":56}," au titre du droit de reprise fiscal. Dix ans recommandé pour les sociétés commerciales, conformément aux obligations du Code de commerce.",[4216],{"cta":4217,"_uid":4218,"title":4219,"eyebrow":4226,"subtitle":4232,"component":205,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":4235,"sectionSettings":4236,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"1151e7f2-d8bc-4386-9d34-7dc8fc1cf138",{"type":49,"content":4220},[4221],{"type":52,"attrs":4222,"content":4223},{"textAlign":59},[4224],{"text":4225,"type":56},"Les réponses aux questions que vous vous posez certainement",{"type":49,"content":4227},[4228],{"type":52,"attrs":4229,"content":4230},{"textAlign":59},[4231],{"text":1793,"type":56},{"type":49,"content":4233},[4234],{"type":52},[],[],[],"tva-recuperable-sur-vehicules","fr/tva-recuperable-sur-vehicules",-660,[],"13b4d986-12b9-48f1-9e51-d5f60d669065",[],[4245,4246,4247],{"path":4238,"name":59,"lang":65,"published":59},{"path":4238,"name":59,"lang":71,"published":59},{"path":4238,"name":59,"lang":73,"published":59},{"name":4249,"created_at":4250,"published_at":4251,"updated_at":4252,"id":4253,"uuid":4254,"content":4255,"slug":4447,"full_slug":4448,"sort_by_date":59,"position":4449,"tag_list":4450,"is_startpage":29,"parent_id":59,"meta_data":59,"group_id":4451,"first_published_at":4452,"release_id":59,"lang":65,"path":59,"alternates":4453,"default_full_slug":4447,"translated_slugs":4454},"Rapprochement bancaire : les écarts qui passent inaperçus (jusqu'au contrôle fiscal)","2026-06-26T13:35:58.785Z","2026-06-26T14:03:23.742Z","2026-06-26T14:03:23.773Z",191657405621335,"0ee8e13c-b97c-404d-9d3b-e86b75ccbad9",{"_uid":4256,"title":4249,"topics":4257,"noIndex":29,"category":4292,"language":4301,"component":1153,"heroMedia":4302,"publishedAt":4053,"redirectUrl":23,"listingImage":4309,"metaDescription":4316,"bottomArticleCta":4317,"componentsAfterTheArticle":4318},"783f1d70-e2c8-40bd-8305-26f03e8b7800",[4258,4268,4276,4284],{"name":3114,"created_at":3115,"published_at":6,"updated_at":3116,"id":3117,"uuid":3118,"content":4259,"slug":3123,"full_slug":3124,"sort_by_date":59,"position":3125,"tag_list":4262,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3127,"first_published_at":3128,"release_id":59,"lang":65,"path":59,"alternates":4263,"default_full_slug":3130,"translated_slugs":4264,"_stopResolving":74},{"_uid":3120,"icon":4260,"name":3114,"component":84},{"id":59,"alt":59,"name":23,"focus":59,"title":59,"source":59,"filename":23,"copyright":59,"fieldtype":28,"meta_data":4261},{},[],[],[4265,4266,4267],{"path":3130,"name":59,"lang":65,"published":59},{"path":3130,"name":59,"lang":71,"published":59},{"path":3130,"name":59,"lang":73,"published":59},{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":4269,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":4270,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":4271,"default_full_slug":93,"translated_slugs":4272,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[4273,4274,4275],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":3265,"created_at":3266,"published_at":6,"updated_at":3267,"id":3268,"uuid":3269,"content":4277,"slug":3272,"full_slug":3273,"sort_by_date":59,"position":3274,"tag_list":4278,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3276,"first_published_at":3277,"release_id":59,"lang":65,"path":59,"alternates":4279,"default_full_slug":3279,"translated_slugs":4280,"_stopResolving":74},{"_uid":3271,"name":3265,"component":84},[],[],[4281,4282,4283],{"path":3279,"name":59,"lang":65,"published":59},{"path":3279,"name":59,"lang":71,"published":59},{"path":3279,"name":59,"lang":73,"published":59},{"name":2298,"created_at":3325,"published_at":6,"updated_at":3326,"id":3327,"uuid":3328,"content":4285,"slug":3331,"full_slug":3332,"sort_by_date":59,"position":3333,"tag_list":4286,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3335,"first_published_at":3336,"release_id":59,"lang":65,"path":59,"alternates":4287,"default_full_slug":3338,"translated_slugs":4288,"_stopResolving":74},{"_uid":3330,"name":2298,"component":84},[],[],[4289,4290,4291],{"path":3338,"name":59,"lang":65,"published":59},{"path":3338,"name":59,"lang":71,"published":59},{"path":3338,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":4293,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":4295,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":4296,"default_full_slug":1161,"translated_slugs":4297,"_stopResolving":74},{"_uid":1147,"icon":4294,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[4298,4299,4300],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[4303],{"_uid":4304,"asset":4305,"caption":23,"component":1173},"361deb09-153e-4695-be64-421930f180cf",{"id":4306,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":4307,"copyright":23,"fieldtype":28,"meta_data":4308,"is_external_url":29},174400058601475,"https://a.storyblok.com/f/146026/1376x768/5856800d6b/what-is-invoice-discounting.png",{},[4310],{"_uid":4311,"asset":4312,"caption":23,"component":1173},"63ba8608-c834-454e-88cc-b37c7a5600a7",{"id":4313,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":4314,"copyright":23,"fieldtype":28,"meta_data":4315,"is_external_url":29},121923472980721,"https://a.storyblok.com/f/146026/1434x956/545fdc28f2/header_es.jpeg",{},"Découvrez comment réaliser un rapprochement bancaire rigoureux, éviter les écarts silencieux et préparer un FEC conforme avant un contrôle fiscal de la DGFiP.",[],[4319],{"cta":4320,"_uid":4321,"items":4322,"heading":4424,"reverse":29,"component":1238,"sectionSettings":4446},[],"a48e53e2-83eb-4972-90bd-c4a47c785adf",[4323,4353,4369,4394,4408],{"_uid":4324,"hide":29,"title":4325,"component":1186,"description":4326},"7a144f44-6145-4194-b2a9-8c148a9f3bec","Quel type d'outil utiliser pour automatiser le rapprochement bancaire ?",{"type":49,"content":4327},[4328],{"type":52,"attrs":4329,"content":4330},{"textAlign":59},[4331,4333,4337,4339,4343,4345,4352],{"text":4332,"type":56},"Privilégiez une solution qui combine ",{"text":4334,"type":56,"marks":4335},"synchronisation bancaire quotidienne",[4336],{"type":176},{"text":4338,"type":56},", lettrage automatique basé sur des règles et export FEC natif conforme aux 18 champs obligatoires. Les plateformes les plus performantes rapprochent ",{"text":4340,"type":56,"marks":4341},"95 % des paiements en moins de deux jours",[4342],{"type":176},{"text":4344,"type":56},", ce qui transforme la clôture mensuelle en simple vérification. Pour comparer les options disponibles, consultez notre ",{"text":4346,"type":56,"marks":4347},"comparatif des logiciels de rapprochement bancaire",[4348,4351],{"type":193,"attrs":4349},{"href":4350,"uuid":59,"anchor":59,"target":2580,"linktype":32},"https://www.spendesk.com/fr/blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire/",{"type":176},{"text":396,"type":56},{"_uid":4354,"hide":29,"title":4355,"component":1186,"description":4356},"0b50a64d-9137-4b2d-b636-ca477cdf34df","Un écart de rapprochement peut-il déclencher un redressement fiscal ?",{"type":49,"content":4357},[4358],{"type":52,"attrs":4359,"content":4360},{"textAlign":59},[4361,4363,4367],{"text":4362,"type":56},"Un écart seul ne déclenche pas un redressement. Mais des ",{"text":4364,"type":56,"marks":4365},"écarts répétés et non justifiés",[4366],{"type":176},{"text":4368,"type":56}," lors d'un contrôle fiscal signalent un manque de rigueur. La DGFiP peut alors approfondir l'examen et appliquer des pénalités.",{"_uid":4370,"hide":29,"title":4371,"component":1186,"description":4372},"96063fd8-4b3e-4fb4-9999-f3318a4a32a7","À quelle fréquence faut-il faire un rapprochement bancaire ?",{"type":49,"content":4373},[4374],{"type":52,"attrs":4375,"content":4376},{"textAlign":59},[4377,4379,4383,4385,4392],{"text":4378,"type":56},"Mensuel, idéalement avant la clôture. Un rapprochement trimestriel ou annuel laisse les écarts s'accumuler et rend la correction plus complexe. Le lettrage doit suivre le ",{"text":4380,"type":56,"marks":4381},"même rythme",[4382],{"type":176},{"text":4384,"type":56}," pour éviter les écarts fantômes. Pour choisir les bons ",{"text":4386,"type":56,"marks":4387},"outils de rapprochement bancaire",[4388,4391],{"type":193,"attrs":4389},{"href":4390,"uuid":59,"anchor":59,"target":2580,"linktype":32},"https://www.spendesk.com/fr/blog/outils-rapprochement-bancaire",{"type":176},{"text":4393,"type":56},", commencez par évaluer votre volume mensuel de transactions.",{"_uid":4395,"hide":29,"title":4396,"component":1186,"description":4397},"a417eea5-d435-4e06-812f-d7ddd14a1aae","Le rapprochement bancaire est-il obligatoire ?",{"type":49,"content":4398},[4399],{"type":52,"attrs":4400,"content":4401},{"textAlign":59},[4402,4404],{"text":4403,"type":56},"Aucun texte ne l'impose formellement. Mais lors d'un contrôle fiscal, la DGFiP peut exiger le FEC et vérifier la cohérence entre écritures et mouvements bancaires. ",{"text":4405,"type":56,"marks":4406},"Un rapprochement bancaire régulier est la meilleure preuve de rigueur comptable.",[4407],{"type":176},{"_uid":4409,"hide":29,"title":4410,"component":1186,"description":4411},"ac3b8b79-1615-4b92-97fd-bcf9078fbc24","C'est quoi le lettrage comptable ?",{"type":49,"content":4412},[4413],{"type":52,"attrs":4414,"content":4415},{"textAlign":59},[4416,4418,4422],{"text":4417,"type":56},"Le lettrage comptable consiste à ",{"text":4419,"type":56,"marks":4420},"associer chaque écriture comptable",[4421],{"type":176},{"text":4423,"type":56}," à la facture ou au paiement correspondant. Il précède le rapprochement bancaire et garantit que chaque mouvement est justifié individuellement. Il peut être manuel ou automatisé par un logiciel.",[4425],{"cta":4426,"_uid":4427,"title":4428,"eyebrow":4435,"subtitle":4441,"component":205,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":4444,"sectionSettings":4445,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"4fe0c923-e517-4ec6-9e03-679f1da3917e",{"type":49,"content":4429},[4430],{"type":52,"attrs":4431,"content":4432},{"textAlign":59},[4433],{"text":4434,"type":56},"Toutes les réponses aux questions que vous vous posez",{"type":49,"content":4436},[4437],{"type":52,"attrs":4438,"content":4439},{"textAlign":59},[4440],{"text":1793,"type":56},{"type":49,"content":4442},[4443],{"type":52},[],[],[],"rapprochement-bancaire","fr/rapprochement-bancaire",-650,[],"ff06c00c-0fec-4bc8-a9b8-f57652c385e9","2026-06-26T14:02:36.911Z",[],[4455,4456,4457],{"path":4447,"name":59,"lang":65,"published":59},{"path":4447,"name":59,"lang":71,"published":59},{"path":4447,"name":59,"lang":73,"published":59},{"name":4459,"created_at":4460,"published_at":6,"updated_at":4461,"id":4462,"uuid":4463,"content":4464,"slug":4559,"full_slug":4560,"sort_by_date":59,"position":4561,"tag_list":4562,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":4563,"first_published_at":4564,"release_id":59,"lang":65,"path":59,"alternates":4565,"default_full_slug":4566,"translated_slugs":4567},"Seuil de rentabilité","2025-08-13T15:57:17.261Z","2026-03-12T10:48:07.087Z",79507608651279,"88301710-aabd-4595-9dc6-adb5ef9fab76",{"_uid":3752,"title":4465,"topics":4466,"noIndex":29,"category":4475,"language":4484,"component":1153,"heroMedia":4485,"publishedAt":4492,"redirectUrl":23,"listingImage":4493,"metaDescription":4494,"componentsAfterTheArticle":4495},"Seuil de rentabilité : définition, formules et calcul pas à pas",[4467],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":4468,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":4469,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":4470,"default_full_slug":93,"translated_slugs":4471,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[4472,4473,4474],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":4476,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":4478,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":4479,"default_full_slug":1161,"translated_slugs":4480,"_stopResolving":74},{"_uid":1147,"icon":4477,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[4481,4482,4483],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[4486],{"_uid":3783,"type":23,"asset":4487,"caption":23,"overlay":4491,"component":1173},{"id":4488,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":4489,"copyright":23,"fieldtype":28,"meta_data":4490,"is_external_url":29},79507913448228,"https://a.storyblok.com/f/146026/1020x680/1f886532f9/blog_visual_bill_seuil-de-rentabilite.png",{},[],"2025-08-13 00:00",[],"Seuil de rentabilité: définition, formules (MCV, SR valeur/volume), calcul pas à pas, interprétation managériale et erreurs à éviter. Point mort expliqué.\n",[4496],{"_uid":4497,"items":4498,"heading":4535,"reverse":29,"component":1238,"sectionSettings":4553},"1e9b4e37-cd4a-4820-a1d4-74065b3bd019",[4499,4508,4517,4526],{"_uid":4500,"title":4501,"component":1186,"description":4502},"a8f4ffc9-4856-450f-9822-3151828421ed","Comment calculer le seuil de rentabilité pour mon entreprise ?",{"type":49,"content":4503},[4504],{"type":52,"content":4505},[4506],{"text":4507,"type":56},"Spendesk facilite le calcul du seuil de rentabilité en centralisant les coûts fixes et variables et en automatisant les rapports de dépenses. Spendesk importe factures et abonnements, regroupe les dépenses par catégorie via cartes virtuelles et fournit des rapports en temps réel pour déterminer le chiffre d'affaires nécessaire pour couvrir les coûts.",{"_uid":4509,"title":4510,"component":1186,"description":4511},"8e3017c5-3caa-4619-9ad8-fc8809785718","Quelles données sont nécessaires pour déterminer le seuil de rentabilité ?",{"type":49,"content":4512},[4513],{"type":52,"content":4514},[4515],{"text":4516,"type":56},"Spendesk centralise les données nécessaires au calcul du seuil de rentabilité en regroupant factures fournisseurs, salaires, abonnements et achats par cartes virtuelles. Spendesk associe ces dépenses à des catégories et centres de coûts, puis génère des rapports exportables pour obtenir le total des coûts fixes et variables requis au calcul.",{"_uid":4518,"title":4519,"component":1186,"description":4520},"fe95ba7f-3648-44d2-8571-72f194c974e9","Comment Spendesk aide-t-il à réduire le temps pour atteindre le seuil de rentabilité ?",{"type":49,"content":4521},[4522],{"type":52,"content":4523},[4524],{"text":4525,"type":56},"Spendesk accélère l'atteinte du seuil de rentabilité en contrôlant les dépenses grâce à des budgets, flux d'approbation et cartes virtuelles à limites définies. Spendesk automatise les rapprochements et fournit des tableaux de bord pour identifier économies et optimisations qui augmentent la marge opérationnelle.",{"_uid":4527,"title":4528,"component":1186,"description":4529},"7a3d5db6-c5ea-417e-a9f4-d0214ad2791d","Peut-on suivre le seuil de rentabilité par projet ou centre de coût avec Spendesk ?",{"type":49,"content":4530},[4531],{"type":52,"content":4532},[4533],{"text":4534,"type":56},"Spendesk permet de suivre le seuil de rentabilité par projet ou centre de coût en utilisant des tags, budgets dédiés et rapports segmentés. Spendesk relie chaque dépense à un centre de coût, offre des vues par projet et exporte des données pour intégrer le calcul du point mort dans l'ERP ou la comptabilité.",[4536],{"cta":4537,"_uid":4538,"title":4539,"eyebrow":4546,"subtitle":4549,"component":205,"textAlign":23,"sectionSettings":4552,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"18c808f7-913a-4c47-81df-a932e1dd0256",{"type":49,"content":4540},[4541],{"type":205,"attrs":4542,"content":4543},{"level":207},[4544],{"text":4545,"type":56},"Seuil De Rentabilite — FAQ",{"type":49,"content":4547},[4548],{"type":52},{"type":49,"content":4550},[4551],{"type":52},[],[4554],{"_uid":4555,"hide":29,"theme":1242,"anchorId":23,"component":1243,"spacingTop":23,"hideOnDevices":4556,"spacingBottom":23,"floatingImages":4557,"variableOverrides":4558},"c74f08dd-ea1a-4f60-ae4e-78c9f560493e",[],[],[],"seuil-de-rentabilite","fr/blog/seuil-de-rentabilite",-640,[],"74631cd2-13c8-458f-8442-45d456edbd55","2025-08-13T16:04:46.215Z",[],"blog/seuil-de-rentabilite",[4568,4569,4570],{"path":4566,"name":59,"lang":65,"published":59},{"path":4566,"name":59,"lang":71,"published":59},{"path":4566,"name":59,"lang":73,"published":59},{"name":4572,"created_at":4573,"published_at":4574,"updated_at":4575,"id":4576,"uuid":4577,"content":4578,"slug":4759,"full_slug":4760,"sort_by_date":59,"position":4761,"tag_list":4762,"is_startpage":29,"parent_id":59,"meta_data":59,"group_id":4763,"first_published_at":4574,"release_id":59,"lang":65,"path":59,"alternates":4764,"default_full_slug":4759,"translated_slugs":4765},"Forfait télétravail 2026 : les nouveaux plafonds URSSAF et comment éviter un redressement sur vos notes de frais","2026-06-19T15:07:32.347Z","2026-06-19T16:40:37.010Z","2026-06-19T16:40:37.037Z",189202646443487,"37a938ea-312c-4930-a7ae-219760e90ba7",{"_uid":4579,"title":4572,"topics":4580,"noIndex":29,"category":4589,"language":4598,"component":1153,"heroMedia":4599,"publishedAt":4606,"redirectUrl":23,"listingImage":4607,"metaDescription":4608,"bottomArticleCta":4609,"componentsAfterTheArticle":4610},"a21ced3f-ad95-4a51-bd34-cd196605cfa8",[4581],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":4582,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":4583,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":4584,"default_full_slug":93,"translated_slugs":4585,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[4586,4587,4588],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":4590,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":4592,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":4593,"default_full_slug":1161,"translated_slugs":4594,"_stopResolving":74},{"_uid":1147,"icon":4591,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[4595,4596,4597],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[4600],{"_uid":4601,"asset":4602,"caption":23,"component":1173},"cf069955-251c-42ff-be11-8c6a84e327a6",{"id":4603,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":4604,"copyright":23,"fieldtype":28,"meta_data":4605,"is_external_url":29},158245974883447,"https://a.storyblok.com/f/146026/1536x1024/8948f0bc7b/bookkeping-automation.png",{},"2026-06-19 00:00",[],"Plafonds URSSAF 2026 du forfait télétravail (2,70 EUR/jour, 59,40 EUR/mois), choix forfait vs réel et checklist pour éviter un redressement sur vos notes de frais.",[],[4611],{"cta":4612,"_uid":4613,"items":4614,"heading":4736,"reverse":29,"component":1238,"sectionSettings":4758},[],"19947d91-a350-4fe1-927d-9269942c3e4b",[4615,4637,4665,4687,4709],{"_uid":4616,"hide":29,"title":4617,"component":1186,"description":4618},"e154ce94-14ca-49e8-a1cf-7d6d355fe343","Comment paramétrer le remboursement des frais de télétravail dans les notes de frais ?",{"type":49,"content":4619},[4620],{"type":52,"attrs":4621,"content":4622},{"textAlign":59},[4623,4625,4629,4631,4635],{"text":4624,"type":56},"Créez une ",{"text":4626,"type":56,"marks":4627},"catégorie dédiée",[4628],{"type":176},{"text":4630,"type":56}," avec un plafond journalier aligné sur le barème URSSAF (2,70 € ou 3,30 €), automatisez le contrôle pour bloquer les dépassements avant validation, et ",{"text":4632,"type":56,"marks":4633},"archivez numériquement",[4634],{"type":176},{"text":4636,"type":56}," chaque justificatif avec horodatage.",{"_uid":4638,"hide":29,"title":4639,"component":1186,"description":4640},"d804166c-afb5-41a4-90ea-2627fbae7b57","Quels justificatifs conserver pour l'indemnité télétravail en cas de contrôle ?",{"type":49,"content":4641},[4642],{"type":52,"attrs":4643,"content":4644},{"textAlign":59},[4645,4647,4651,4653,4657,4659,4663],{"text":4646,"type":56},"L'accord ou la charte télétravail, le ",{"text":4648,"type":56,"marks":4649},"relevé mensuel des jours par salarié",[4650],{"type":176},{"text":4652,"type":56},", les bulletins de paie, et les factures ventilées si vous optez pour le réel. Conservation minimale : ",{"text":4654,"type":56,"marks":4655},"six ans",[4656],{"type":176},{"text":4658,"type":56}," (comptabilité), ",{"text":4660,"type":56,"marks":4661},"dix ans",[4662],{"type":176},{"text":4664,"type":56}," (sociétés commerciales).",{"_uid":4666,"hide":29,"title":4667,"component":1186,"description":4668},"b6608554-f24c-483a-9683-b389890891d8","Forfait ou frais réel télétravail : lequel choisir ?",{"type":49,"content":4669},[4670],{"type":52,"attrs":4671,"content":4672},{"textAlign":59},[4673,4675,4679,4681,4685],{"text":4674,"type":56},"Le ",{"text":4676,"type":56,"marks":4677},"forfait teletravail",[4678],{"type":176},{"text":4680,"type":56}," convient à la majorité des entreprises : exonération automatique dans les limites (59,40 € par mois sans accord), aucun justificatif à collecter. Le réel se justifie uniquement pour les salariés en ",{"text":4682,"type":56,"marks":4683},"télétravail complet",[4684],{"type":176},{"text":4686,"type":56}," dont les dépenses mensuelles dépassent significativement le plafond forfaitaire.",{"_uid":4688,"hide":29,"title":4689,"component":1186,"description":4690},"bbf6586d-d673-4dae-a8f9-05dc09188be9","Comment éviter un redressement URSSAF sur les indemnités de télétravail ?",{"type":49,"content":4691},[4692],{"type":52,"attrs":4693,"content":4694},{"textAlign":59},[4695,4697,4701,4703,4707],{"text":4696,"type":56},"Respectez les plafonds 2026 (",{"text":4698,"type":56,"marks":4699},"2,70 € par jour sans accord, 3,30 € avec",[4700],{"type":176},{"text":4702,"type":56},"), documentez les jours télétravaillés par salarié et par mois, et distinguez clairement l'allocation forfaitaire de l'indemnité d'occupation sur le bulletin de paie. La ",{"text":4704,"type":56,"marks":4705},"prescription triennale",[4706],{"type":176},{"text":4708,"type":56}," signifie que l'URSSAF peut remonter sur trois exercices (article L.244-3 du CSS).",{"_uid":4710,"hide":29,"title":4711,"component":1186,"description":4712},"14a0b6ec-2cf1-472f-9917-a258a0246697","L'indemnité de télétravail est-elle obligatoire pour l'employeur ?",{"type":49,"content":4713},[4714],{"type":52,"attrs":4715,"content":4716},{"textAlign":59},[4717,4719,4723,4725,4729,4731,4735],{"text":4718,"type":56},"L'ANI de 2020 impose la prise en charge des frais, mais aucun texte ne fixe de ",{"text":4720,"type":56,"marks":4721},"montant minimum",[4722],{"type":176},{"text":4724,"type":56}," dans le privé. Les plafonds URSSAF (2,70 € par jour sans accord) sont des ",{"text":4726,"type":56,"marks":4727},"seuils d'exonération",[4728],{"type":176},{"text":4730,"type":56},", pas des obligations de versement. Depuis l'arrêt du 19 mars 2025, l'indemnité d'occupation du domicile constitue une ",{"text":4732,"type":56,"marks":4733},"obligation distincte",[4734],{"type":176},{"text":396,"type":56},[4737],{"cta":4738,"_uid":4739,"title":4740,"eyebrow":4747,"subtitle":4753,"component":205,"textAlign":23,"eyebrowPill":29,"flexibleSection":4756,"sectionSettings":4757,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"61c6cbfe-d001-4528-9d87-7507a20a37ec",{"type":49,"content":4741},[4742],{"type":205,"attrs":4743,"content":4744},{"level":207,"textAlign":59},[4745],{"text":4746,"type":56},"Les réponses aux questions que vous vous posez",{"type":49,"content":4748},[4749],{"type":52,"attrs":4750,"content":4751},{"textAlign":59},[4752],{"text":1793,"type":56},{"type":49,"content":4754},[4755],{"type":52},[],[],[],"indemnite-teletravail-2026","fr/indemnite-teletravail-2026",-630,[],"492b49cc-8650-4232-906c-22c28de53edb",[],[4766,4767,4768],{"path":4759,"name":59,"lang":65,"published":59},{"path":4759,"name":59,"lang":71,"published":59},{"path":4759,"name":59,"lang":73,"published":59},{"name":4770,"created_at":4771,"published_at":4772,"updated_at":4773,"id":4774,"uuid":4775,"content":4776,"slug":5002,"full_slug":5003,"sort_by_date":59,"position":5004,"tag_list":5005,"is_startpage":29,"parent_id":59,"meta_data":59,"group_id":5006,"first_published_at":4772,"release_id":59,"lang":65,"path":59,"alternates":5007,"default_full_slug":5002,"translated_slugs":5008},"Ce que vous risquez vraiment si vous payez vos fournisseurs en retard — délais légaux, amendes DGCCRF et pénalités 2026","2026-06-19T12:23:01.783Z","2026-06-19T13:06:54.145Z","2026-06-19T13:06:54.174Z",189162216615570,"f759b57d-43ae-4576-a243-c2b9b4054c6b",{"_uid":4777,"title":4770,"topics":4778,"noIndex":29,"category":4795,"language":4804,"component":1153,"heroMedia":4805,"publishedAt":4606,"redirectUrl":23,"listingImage":4810,"metaDescription":4811,"bottomArticleCta":4812,"componentsAfterTheArticle":4813},"db4cbf3c-d9fe-4172-b2ea-107ae8df6847",[4779,4787],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":4780,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":4781,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":4782,"default_full_slug":93,"translated_slugs":4783,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[4784,4785,4786],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":3265,"created_at":3266,"published_at":6,"updated_at":3267,"id":3268,"uuid":3269,"content":4788,"slug":3272,"full_slug":3273,"sort_by_date":59,"position":3274,"tag_list":4789,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":3276,"first_published_at":3277,"release_id":59,"lang":65,"path":59,"alternates":4790,"default_full_slug":3279,"translated_slugs":4791,"_stopResolving":74},{"_uid":3271,"name":3265,"component":84},[],[],[4792,4793,4794],{"path":3279,"name":59,"lang":65,"published":59},{"path":3279,"name":59,"lang":71,"published":59},{"path":3279,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":4796,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":4798,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":4799,"default_full_slug":1161,"translated_slugs":4800,"_stopResolving":74},{"_uid":1147,"icon":4797,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[4801,4802,4803],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[4806],{"_uid":4807,"asset":4808,"caption":23,"component":1173},"1149c401-bce2-4c11-af2c-1d7eb5352e4c",{"id":4306,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":4307,"copyright":23,"fieldtype":28,"meta_data":4809,"is_external_url":29},{},[],"Délais de paiement fournisseurs en France : amendes DGCCRF jusqu'à 2 M€, pénalités de retard et PPL Rietmann. Guide pour DAF et responsables comptables.",[],[4814],{"cta":4815,"_uid":4816,"items":4817,"heading":4979,"reverse":29,"component":1238,"sectionSettings":5001},[],"8f340513-42b9-4729-a682-5270e209d0d1",[4818,4840,4869,4897,4925,4952],{"_uid":4819,"hide":29,"title":4820,"component":1186,"description":4821},"d3afd229-d1f5-4532-bcc8-428b3f087db0","La DGCCRF peut-elle me sanctionner sans plainte de mon fournisseur ?",{"type":49,"content":4822},[4823],{"type":52,"attrs":4824,"content":4825},{"textAlign":59},[4826,4828,4832,4834,4838],{"text":4827,"type":56},"Oui. Les sanctions sont ",{"text":4829,"type":56,"marks":4830},"administratives",[4831],{"type":176},{"text":4833,"type":56}," : la DGCCRF dispose d'un pouvoir de contrôle direct et agit sur la base de ses propres investigations, ",{"text":4835,"type":56,"marks":4836},"sans qu'un fournisseur ait besoin de déposer plainte",[4837],{"type":176},{"text":4839,"type":56},". Un contrôle peut être déclenché de manière aléatoire ou à la suite d'un signalement anonyme.",{"_uid":4841,"hide":29,"title":4842,"component":1186,"description":4843},"78e7bee1-11d1-48fe-b4ee-046bee427aad","Quelles pièces préparer en cas de contrôle DGCCRF ?",{"type":49,"content":4844},[4845],{"type":52,"attrs":4846,"content":4847},{"textAlign":59},[4848,4852,4854,4858,4860,4867],{"text":4849,"type":56,"marks":4850},"FEC à jour",[4851],{"type":176},{"text":4853,"type":56},", grand livre fournisseurs, historique des dates de réception de factures, ",{"text":4855,"type":56,"marks":4856},"logs de workflows d'approbation",[4857],{"type":176},{"text":4859,"type":56},", et CGV mentionnant les ",{"text":4861,"type":56,"marks":4862},"délais de paiement",[4863,4866],{"type":193,"attrs":4864},{"href":4865,"uuid":59,"anchor":59,"target":2580,"linktype":32},"https://www.economie.gouv.fr/entreprises/gerer-sa-comptabilite-et-ses-demarches/entreprises-quels-sont-les-delais-de-paiement",{"type":176},{"text":4868,"type":56}," et pénalités de retard applicables. Un processus procure-to-pay documenté est votre meilleur dossier de défense.",{"_uid":4870,"hide":29,"title":4871,"component":1186,"description":4872},"6e94e203-b0a9-4338-9cfb-ae435d4323b9","Comment la facturation électronique impacte-t-elle les contrôles DGCCRF ?",{"type":49,"content":4873},[4874],{"type":52,"attrs":4875,"content":4876},{"textAlign":59},[4877,4879,4883,4885,4889,4891,4895],{"text":4878,"type":56},"L'horodatage des factures via les Plateformes Agréées rend les dates d'émission ",{"text":4880,"type":56,"marks":4881},"incontestables",[4882],{"type":176},{"text":4884,"type":56}," et permet à la DGCCRF de détecter les retards de manière systématique, sans contrôle sur place. L'obligation entre en vigueur le ",{"text":4886,"type":56,"marks":4887},"1er septembre 2026",[4888],{"type":176},{"text":4890,"type":56}," pour les GE et ETI, le ",{"text":4892,"type":56,"marks":4893},"1er septembre 2027",[4894],{"type":176},{"text":4896,"type":56}," pour les PME et TPE.",{"_uid":4898,"hide":29,"title":4899,"component":1186,"description":4900},"f2120bd4-8d5b-418c-8549-38a360ae86a0","Les pénalités de retard s'appliquent-elles automatiquement ?",{"type":49,"content":4901},[4902],{"type":52,"attrs":4903,"content":4904},{"textAlign":59},[4905,4907,4911,4913,4917,4919,4923],{"text":4906,"type":56},"Oui, ",{"text":4908,"type":56,"marks":4909},"dès le premier jour suivant la date d'échéance",[4910],{"type":176},{"text":4912,"type":56},", sans mise en demeure préalable. Le taux applicable est le ",{"text":4914,"type":56,"marks":4915},"taux BCE majoré de 10 points",[4916],{"type":176},{"text":4918,"type":56}," (12,15 % au S1 2026), plus ",{"text":4920,"type":56,"marks":4921},"40 € d'indemnité forfaitaire",[4922],{"type":176},{"text":4924,"type":56}," par facture. Ces montants doivent figurer dans vos CGV et sur chaque facture fournisseur.",{"_uid":4926,"hide":29,"title":4927,"component":1186,"description":4928},"aabb0fa3-4bcf-4ae1-8b8e-b54e0db7a4fc","Quelle amende la DGCCRF peut-elle infliger pour retard de paiement ?",{"type":49,"content":4929},[4930],{"type":52,"attrs":4931,"content":4932},{"textAlign":59},[4933,4935,4939,4941,4945,4947,4951],{"text":4934,"type":56},"L'amende peut atteindre ",{"text":4936,"type":56,"marks":4937},"2 M€ par manquement",[4938],{"type":176},{"text":4940,"type":56}," pour une personne morale, doublée à ",{"text":4942,"type":56,"marks":4943},"4 M€ en cas de récidive",[4944],{"type":176},{"text":4946,"type":56}," dans les deux ans. La PPL Rietmann, adoptée en première lecture par le Sénat, prévoit un plafond relevé au plus élevé entre 2 M€ et ",{"text":4948,"type":56,"marks":4949},"1 % du chiffre d'affaires consolidé mondial",[4950],{"type":176},{"text":396,"type":56},{"_uid":4953,"hide":29,"title":4954,"component":1186,"description":4955},"a4c39d02-239a-4d7c-83b9-a9a07d1259c1","Quel est le délai de paiement légal en France entre entreprises ?",{"type":49,"content":4956},[4957],{"type":52,"attrs":4958,"content":4959},{"textAlign":59},[4960,4962,4966,4968,4972,4973,4977],{"text":4961,"type":56},"Le délai par défaut est de ",{"text":4963,"type":56,"marks":4964},"30 jours glissants",[4965],{"type":176},{"text":4967,"type":56}," à compter de la réception des marchandises ou de l'exécution de la prestation. Par accord contractuel, il peut être étendu à ",{"text":4969,"type":56,"marks":4970},"60 jours date de facture",[4971],{"type":176},{"text":329,"type":56},{"text":4974,"type":56,"marks":4975},"45 jours fin de mois",[4976],{"type":176},{"text":4978,"type":56},". Aucune autre configuration n'est légalement autorisée.",[4980],{"cta":4981,"_uid":4982,"title":4983,"eyebrow":4990,"subtitle":4996,"component":205,"textAlign":23,"eyebrowPill":29,"flexibleSection":4999,"sectionSettings":5000,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"41daacd1-101e-48b4-8aa4-966ff968a9f1",{"type":49,"content":4984},[4985],{"type":205,"attrs":4986,"content":4987},{"level":207,"textAlign":59},[4988],{"text":4989,"type":56},"Les questions qu'on nous pose souvent sur le sujet",{"type":49,"content":4991},[4992],{"type":52,"attrs":4993,"content":4994},{"textAlign":59},[4995],{"text":1793,"type":56},{"type":49,"content":4997},[4998],{"type":52},[],[],[],"delais-de-paiement-fournisseurs","fr/delais-de-paiement-fournisseurs",-620,[],"5f73e240-2270-4f57-826b-6c6780c47203",[],[5009,5010,5011],{"path":5002,"name":59,"lang":65,"published":59},{"path":5002,"name":59,"lang":71,"published":59},{"path":5002,"name":59,"lang":73,"published":59},{"name":5013,"created_at":5014,"published_at":5015,"updated_at":5016,"id":5017,"uuid":5018,"content":5019,"slug":5157,"full_slug":5158,"sort_by_date":59,"position":5004,"tag_list":5159,"is_startpage":29,"parent_id":1251,"meta_data":59,"group_id":5160,"first_published_at":5161,"release_id":59,"lang":65,"path":59,"alternates":5162,"default_full_slug":5163,"translated_slugs":5164},"Charges directes vs indirectes : Guide essentiel pour 2025","2025-05-06T12:53:43.388Z","2026-03-20T15:27:33.969Z","2026-03-20T15:27:33.992Z",665213688,"3169392a-b4db-45ec-bb3a-5b17b375bf36",{"_uid":3752,"title":5020,"topics":5021,"noIndex":29,"category":5058,"language":5067,"component":1153,"heroMedia":5068,"publishedAt":5075,"redirectUrl":23,"listingImage":5076,"metaDescription":5077,"componentsAfterTheArticle":5078},"Charges directes vs indirectes : clarifier et systématiser la catégorisation",[5022,5030,5038],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":5023,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":5024,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":5025,"default_full_slug":93,"translated_slugs":5026,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[5027,5028,5029],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":139,"created_at":140,"published_at":6,"updated_at":141,"id":142,"uuid":143,"content":5031,"slug":146,"full_slug":147,"sort_by_date":59,"position":148,"tag_list":5032,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":150,"first_published_at":151,"release_id":59,"lang":65,"path":59,"alternates":5033,"default_full_slug":153,"translated_slugs":5034,"_stopResolving":74},{"_uid":145,"name":139,"component":84},[],[],[5035,5036,5037],{"path":153,"name":59,"lang":65,"published":59},{"path":153,"name":59,"lang":71,"published":59},{"path":153,"name":59,"lang":73,"published":59},{"name":5039,"created_at":5040,"published_at":6,"updated_at":5041,"id":5042,"uuid":5043,"content":5044,"slug":5046,"full_slug":5047,"sort_by_date":59,"position":5048,"tag_list":5049,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":5050,"first_published_at":5051,"release_id":59,"lang":65,"path":59,"alternates":5052,"default_full_slug":5053,"translated_slugs":5054,"_stopResolving":74},"Définitions","2022-10-19T17:57:53.036Z","2026-03-12T10:47:23.228Z",206171414,"4eb63393-291f-41de-88a9-d09d440119df",{"_uid":5045,"name":5039,"component":84},"4b129421-c813-4491-8835-bb3b4776fcc3","definitions","fr/blog/topic/definitions",-180,[],"a6a39cd8-f138-4757-9ab3-b801e1ea1a0d","2022-11-02T15:24:51.468Z",[],"blog/topic/definitions",[5055,5056,5057],{"path":5053,"name":59,"lang":65,"published":59},{"path":5053,"name":59,"lang":71,"published":59},{"path":5053,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":5059,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":5061,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":5062,"default_full_slug":1161,"translated_slugs":5063,"_stopResolving":74},{"_uid":1147,"icon":5060,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[5064,5065,5066],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[5069],{"_uid":3783,"type":23,"asset":5070,"caption":23,"overlay":5074,"component":1173},{"id":5071,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":5072,"copyright":23,"fieldtype":28,"meta_data":5073,"is_external_url":29},22137223,"https://a.storyblok.com/f/146026/1020x680/8e227951c9/books-green.jpg",{},[],"2025-04-29 00:00",[],"Découvrez la différence entre charges directes et indirectes, et comment une gestion optimisée de ces deux types de dépenses peut améliorer la performance financière de votre entreprise. Guide complet pour 2025.",[5079],{"_uid":5080,"items":5081,"heading":5134,"reverse":29,"component":1238,"sectionSettings":5151},"6154f608-393f-4efd-b316-6b600f016b9d",[5082,5090,5098,5107,5116,5125],{"_uid":5083,"title":2955,"component":1186,"description":5084},"56f8ef00-21a0-4adf-bf0c-7f7369596fd5",{"type":49,"content":5085},[5086],{"type":52,"content":5087},[5088],{"text":5089,"type":56},"La gestion des dépenses est le processus de suivi, contrôle et catégorisation de toutes les dépenses professionnelles pour garantir la conformité comptable. Spendesk centralise paiements, justificatifs et approbations grâce aux cartes physiques et virtuelles, capture mobile des reçus, règles de validation et exports comptables automatiques, ce qui réduit les erreurs et accélère la clôture financière.",{"_uid":5091,"title":3014,"component":1186,"description":5092},"b5723c49-0fb5-4733-9a4a-c5c61a7f1a86",{"type":49,"content":5093},[5094],{"type":52,"content":5095},[5096],{"text":5097,"type":56},"Spendesk est une plateforme qui centralise moyens de paiement, approbations et réconciliation pour automatiser la gestion des dépenses. Spendesk fournit cartes physiques et virtuelles, capture mobile des reçus, workflows d'approbation et règles de budgétisation, puis exporte automatiquement les écritures vers les outils comptables pour accélérer la réconciliation et la visibilité des coûts.",{"_uid":5099,"title":5100,"component":1186,"description":5101},"260d3c57-10a6-49cc-86e1-748b6180bbc1","Quelles sont les charges directes et comment les identifier ?",{"type":49,"content":5102},[5103],{"type":52,"content":5104},[5105],{"text":5106,"type":56},"Les charges directes sont des coûts qui peuvent être attribués directement à un produit, projet ou centre de profit. Spendesk permet d'identifier ces charges via le tagging des dépenses, l'affectation de budgets par projet et les règles de catégorisation automatique, ce qui facilite l'imputation comptable et le calcul précis de la marge par activité.",{"_uid":5108,"title":5109,"component":1186,"description":5110},"cf6ae950-40ed-43f6-aced-6bd02c7c0726","Quelles sont les charges indirectes et comment les gérer ?",{"type":49,"content":5111},[5112],{"type":52,"content":5113},[5114],{"text":5115,"type":56},"Les charges indirectes sont des coûts partagés entre plusieurs activités et non imputables directement à un seul produit. Spendesk facilite la gestion des charges indirectes en centralisant dépenses, en appliquant tags et règles d'allocation, et en exportant des rapports multi-dimensionnels pour répartir les frais généraux dans la comptabilité.",{"_uid":5117,"title":5118,"component":1186,"description":5119},"697609ae-3213-4d0d-8fad-e5842bc2d8b5","Comment automatiser la catégorisation des charges directes et indirectes avec Spendesk ?",{"type":49,"content":5120},[5121],{"type":52,"content":5122},[5123],{"text":5124,"type":56},"Spendesk automatise la catégorisation des charges avec des règles de mappage fournisseur, tags automatiques, attribution de comptes de charge et paramètres de TVA. Les cartes virtuelles et les workflows d'approbation garantissent que chaque dépense est étiquetée et exportée vers le bon compte comptable sans saisie manuelle.",{"_uid":5126,"title":5127,"component":1186,"description":5128},"b9d2655a-5a65-476d-9a36-d7c3fb710286","Pourquoi une catégorisation correcte des charges est-elle importante pour la comptabilité ?",{"type":49,"content":5129},[5130],{"type":52,"content":5131},[5132],{"text":5133,"type":56},"Une catégorisation correcte assure des états financiers fiables, un calcul exact de la TVA et des décisions budgétaires pertinentes. Spendesk fournit rapports granulaires, contrôle des approbations et exports comptables (CSV, Xero, QuickBooks) pour réduire les erreurs, accélérer les clôtures et améliorer la visibilité financière.",[5135],{"cta":5136,"_uid":5137,"title":5138,"eyebrow":5144,"subtitle":5147,"component":205,"textAlign":23,"sectionSettings":5150,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"55d6439e-2d6e-4d0b-811f-88833524e113",{"type":49,"content":5139},[5140],{"type":205,"attrs":5141,"content":5142},{"level":207},[5143],{"text":1793,"type":56},{"type":49,"content":5145},[5146],{"type":52},{"type":49,"content":5148},[5149],{"type":52},[],[5152],{"_uid":5153,"hide":29,"theme":1242,"anchorId":23,"component":1243,"spacingTop":23,"hideOnDevices":5154,"spacingBottom":23,"floatingImages":5155,"variableOverrides":5156},"887f5da9-8cd7-4c15-b74a-887884072568",[],[],[],"charges-directes-vs-indirectes","fr/blog/charges-directes-vs-indirectes",[],"c5aaf963-de62-4c46-b57d-cd48a4a26b74","2025-05-06T13:41:51.421Z",[],"blog/charges-directes-vs-indirectes",[5165,5166,5167],{"path":5163,"name":59,"lang":65,"published":59},{"path":5163,"name":59,"lang":71,"published":59},{"path":5163,"name":59,"lang":73,"published":59},{"name":5169,"created_at":5170,"published_at":5171,"updated_at":5172,"id":5173,"uuid":5174,"content":5175,"slug":5294,"full_slug":5295,"sort_by_date":59,"position":5296,"tag_list":5297,"is_startpage":29,"parent_id":59,"meta_data":59,"group_id":5298,"first_published_at":5171,"release_id":59,"lang":65,"path":59,"alternates":5299,"default_full_slug":5294,"translated_slugs":5300},"Virement SEPA fournisseur 2026 : pourquoi le \"Verification of Payee\" peut bloquer vos paiements et comment l'éviter","2026-06-19T05:19:27.826Z","2026-06-19T05:50:53.428Z","2026-06-19T05:50:53.448Z",189058121048356,"7a10bd8e-3482-40ed-9e06-35d17f9b09ca",{"_uid":5176,"title":5169,"topics":5177,"noIndex":29,"category":5186,"language":5195,"component":1153,"heroMedia":5196,"publishedAt":4606,"redirectUrl":23,"listingImage":5203,"metaDescription":5204,"bottomArticleCta":5205,"componentsAfterTheArticle":5206},"eec835b2-3545-4b39-a855-06a20b5ffd72",[5178],{"name":77,"created_at":78,"published_at":6,"updated_at":79,"id":80,"uuid":81,"content":5179,"slug":85,"full_slug":86,"sort_by_date":59,"position":87,"tag_list":5180,"is_startpage":29,"parent_id":89,"meta_data":59,"group_id":90,"first_published_at":91,"release_id":59,"lang":65,"path":59,"alternates":5181,"default_full_slug":93,"translated_slugs":5182,"_stopResolving":74},{"_uid":83,"name":77,"component":84},[],[],[5183,5184,5185],{"path":93,"name":59,"lang":65,"published":59},{"path":93,"name":59,"lang":71,"published":59},{"path":93,"name":59,"lang":73,"published":59},{"name":1141,"created_at":1142,"published_at":6,"updated_at":1143,"id":1144,"uuid":1145,"content":5187,"slug":1153,"full_slug":1154,"sort_by_date":59,"position":1155,"tag_list":5189,"is_startpage":29,"parent_id":1157,"meta_data":59,"group_id":1158,"first_published_at":1159,"release_id":59,"lang":65,"path":59,"alternates":5190,"default_full_slug":1161,"translated_slugs":5191,"_stopResolving":74},{"_uid":1147,"icon":5188,"name":1141,"component":1152},{"id":1149,"alt":1150,"name":23,"focus":23,"title":23,"filename":1151,"copyright":23,"fieldtype":28,"is_external_url":29},[],[],[5192,5193,5194],{"path":1161,"name":59,"lang":65,"published":59},{"path":1161,"name":59,"lang":71,"published":59},{"path":1161,"name":59,"lang":73,"published":59},[65],[5197],{"_uid":5198,"asset":5199,"caption":23,"component":1173},"ace26819-6228-4e11-b469-fc1e0e2d3464",{"id":5200,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":5201,"copyright":23,"fieldtype":28,"meta_data":5202,"is_external_url":29},158248270548124,"https://a.storyblok.com/f/146026/1536x1024/168b93ea18/financial-due-diligence.png",{},[],"Le controle IBAN VoP bloque les virements SEPA mal renseignés depuis octobre 2025. Découvrez comment fiabiliser vos données fournisseurs et éviter les rejets.",[],[5207],{"cta":5208,"_uid":5209,"items":5210,"heading":5271,"reverse":29,"component":1238,"sectionSettings":5293},[],"9c4d638a-7892-4d4b-9664-0a23339644fa",[5211,5221,5231,5241,5251,5261],{"_uid":5212,"hide":29,"title":5213,"component":1186,"description":5214},"3025f11c-567d-4eb0-b71b-d59b9cbedaf4","Comment préparer mes coordonnées fournisseurs pour que le Verification of Payee ne bloque pas mes virements ?",{"type":49,"content":5215},[5216],{"type":52,"attrs":5217,"content":5218},{"textAlign":59},[5219],{"text":5220,"type":56},"Deux priorités avant novembre 2026 : fiabiliser les dénominations légales du référentiel fournisseurs (audit SIRENE, standardisation de la forme juridique, validation de chaque IBAN par sa clé de contrôle) et instaurer un workflow de double vérification pour tout changement de coordonnées bancaires. Les cinq étapes détaillées dans cet article permettent de traiter un référentiel fournisseurs actif et de réduire les alertes \"No Match\" dès la prochaine campagne de paiement.",{"_uid":5222,"hide":29,"title":5223,"component":1186,"description":5224},"b1bd087a-9bf4-489a-89ac-fcefae747138","Qu'est-ce que la clé de contrôle IBAN et comment l'utiliser pour détecter une erreur ?",{"type":49,"content":5225},[5226],{"type":52,"attrs":5227,"content":5228},{"textAlign":59},[5229],{"text":5230,"type":56},"Les deux chiffres situés après le code pays constituent la clé de controle iban. Ils valident mathématiquement la cohérence du numéro selon l'algorithme MOD-97 (norme ISO 13616). Un IBAN dont la clé est invalide signale une erreur de saisie ou un numéro fabriqué, avant même que le contrôle VoP ne soit déclenché par le PSP. C'est un premier filtre rapide, réalisable dans Excel ou tout logiciel de gestion.",{"_uid":5232,"hide":29,"title":5233,"component":1186,"description":5234},"e1bfe1d9-be1f-4a3c-a2e6-83f75fd58f71","Quelles étapes internes prévoir avant que le VoP SEPA s'applique à tous mes paiements ?",{"type":49,"content":5235},[5236],{"type":52,"attrs":5237,"content":5238},{"textAlign":59},[5239],{"text":5240,"type":56},"Coordonnez-vous avec votre banque pour comprendre le paramétrage VoP retenu (seuils d'alerte, mode opt-in ou opt-out) et préparez simultanément vos fichiers de paiement au format ISO 20022 avec adresses structurées avant novembre 2026. Les cinq étapes détaillées dans cet article couvrent l'essentiel du projet.",{"_uid":5242,"hide":29,"title":5243,"component":1186,"description":5244},"51e48def-8638-46e8-91a7-8e71823d5f80","Comment le \"Verification of Payee\" aide-t-il à prévenir la fraude au virement fournisseur ?",{"type":49,"content":5245},[5246],{"type":52,"attrs":5247,"content":5248},{"textAlign":59},[5249],{"text":5250,"type":56},"Le VoP détecte automatiquement les incohérences entre le nom du bénéficiaire et le titulaire de l'IBAN. Si l'IBAN transmis ne correspond pas au fournisseur légitime, le PSP renvoie \"No Match\" et suspend le virement avant tout mouvement de fonds. Ce mécanisme couvre l'ensemble des virements SEPA standards et instantanés pour les PSP de la zone euro depuis le 9 octobre 2025.",{"_uid":5252,"hide":29,"title":5253,"component":1186,"description":5254},"bf352a69-8ba5-4a7a-a4a6-b885a1479e5d","Comment vérifier et fiabiliser les IBAN de mes fournisseurs avant un paiement de masse ?",{"type":49,"content":5255},[5256],{"type":52,"attrs":5257,"content":5258},{"textAlign":59},[5259],{"text":5260,"type":56},"Auditez votre référentiel fournisseurs en comparant les dénominations avec le registre SIRENE, standardisez le format des noms légaux, validez chaque IBAN par sa clé de contrôle (2 chiffres après le code pays), et instaurez un workflow de double vérification pour tout changement de coordonnées bancaires. La durée d'un audit dépend de la taille et de la qualité initiale du référentiel : mieux vaut l'anticiper avant une campagne de paiement que le découvrir sous pression.",{"_uid":5262,"hide":29,"title":5263,"component":1186,"description":5264},"95f4d885-b2b0-4926-a559-92e6502e9978","Pourquoi un virement SEPA est-il rejeté quand le nom du bénéficiaire et l'IBAN ne correspondent pas ?",{"type":49,"content":5265},[5266],{"type":52,"attrs":5267,"content":5268},{"textAlign":59},[5269],{"text":5270,"type":56},"Depuis le 9 octobre 2025, le Verification of Payee (VoP) oblige les PSP de la zone euro à comparer le nom du bénéficiaire renseigné avec le titulaire réel du compte IBAN. Un écart significatif renvoie \"No Match\" : le PSP suspend le virement en attendant confirmation ou correction. La grande majorité des rejets observés depuis l'entrée en vigueur sont liés à des incohérences de dénomination plutôt qu'à des tentatives de fraude.",[5272],{"cta":5273,"_uid":5274,"title":5275,"eyebrow":5282,"subtitle":5288,"component":205,"textAlign":23,"eyebrowPill":29,"flexibleSection":5291,"sectionSettings":5292,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"273bb014-5645-4d04-b82c-07f3e5f4c0d3",{"type":49,"content":5276},[5277],{"type":205,"attrs":5278,"content":5279},{"level":207,"textAlign":59},[5280],{"text":5281,"type":56},"Ce qu'on nous demande souvent",{"type":49,"content":5283},[5284],{"type":52,"attrs":5285,"content":5286},{"textAlign":59},[5287],{"text":1793,"type":56},{"type":49,"content":5289},[5290],{"type":52},[],[],[],"controle-iban-virement-fournisseur","fr/controle-iban-virement-fournisseur",-610,[],"4dbb530f-c571-46bf-b167-d00a36df77f2",[],[5301,5302,5303],{"path":5294,"name":59,"lang":65,"published":59},{"path":5294,"name":59,"lang":71,"published":59},{"path":5294,"name":59,"lang":73,"published":59},[5305,5306,5307,5308],["Reactive",3173],["Reactive",4248],["Reactive",4458],["Reactive",3745],1782488042587]